

Cheques and Balances
Cheques and Balances
Whether you're buying your first home, tackling debt, or building long-term wealth, we’ll show you how to make smarter money moves. With over 20 years of combined experience as qualified financial advisers, James Blair and Michael Vincent share straight-talking advice, practical strategies, and real conversations about money - all to help you take control of your financial future with confidence.
Check out our website below:
lighthousefinancial.co.nz
Check out our website below:
lighthousefinancial.co.nz
Episodes
Mentioned books

Sep 17, 2024 • 10min
Survive ’Til 2025: How to Navigate Tough Economic Times | Episode 216
In this episode, we explore actionable strategies to navigate the economic downturn, highlighting the critical need to understand your finances, reduce unnecessary expenses, and set realistic expectations during tough financial times.
This episode is proudly sponsored by Partners Life.
For more money tips follow us on:
Facebook
Instagram
LinkedIn
TikTok
YouTube
The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.Re

Sep 15, 2024 • 1h 44min
How To Build Your Financial Plan Ft. Matthew Horncastle | Episode 215
We’re joined by Matthew Horncastle, Managing Director of Williams Corporation, to discuss how to build a bulletproof financial plan. We share the key steps and strategies to help you create a robust financial plan and achieve long-term financial stability.
This episode is proudly sponsored by Partners Life.
For more money tips follow us on:
Facebook
Instagram
LinkedIn
TikTok
YouTube
The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.Re

Sep 12, 2024 • 15min
The Hidden Costs of Breaking A Fixed Rate Home Loan | Episode 214
We look into the true cost of breaking a fixed rate mortgage and why it might cost you more than expected.
This episode is proudly sponsored by Partners Life.
For more money tips follow us on:
Facebook
Instagram
LinkedIn
TikTok
YouTube
The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.Re

Sep 10, 2024 • 19min
Buying A Home In Your 50's? Here’s Everything You Need To Know | Episode 213
Buying a house in your 50’s can be a significant financial decision, with both advantages and potential risks. We breakdown the risks involved and factors to consider when determining if taking on a mortgage later in life is financially viable.
Tune in to our episode on ‘How To Help Your Parents If They Are Behind Financially’ here.
This episode is proudly sponsored by Partners Life.
For more money tips follow us on:
Facebook
Instagram
LinkedIn
TikTok
YouTube
The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.Re

Sep 9, 2024 • 49min
The Future of Retirement in New Zealand Ft. Retirement Commissioner Jane Wrightson | Episode 212
Retirement planning is one of the most critical financial decisions we will ever make. We sit down with Retirement Commissioner, Jane Wrightson, to explore the evolving landscape of retirement in New Zealand, the role of KiwiSaver, and the challenges we face as our population ages.
This episode is proudly sponsored by Partners Life.
For more money tips follow us on:
Facebook
Instagram
LinkedIn
TikTok
YouTube
The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.Re

Sep 6, 2024 • 36min
Protect Your Finances: How To Spot Pyramid Schemes & Scams In New Zealand | Episode 211
We explore the rise of financial scams in New Zealand, from Ponzi schemes to boiler room scams and pyramid schemes. Learn the key warning signs, how to protect yourself, and hear real-life stories.
If you believe you’ve been scammed or have encountered a scam attempt, you can report it through the following resources:
https://www.dia.govt.nz/Spam-How-to-Report-Scams
https://www.consumerprotection.govt.nz/general-help/scamwatch/report-a-scam
https://www.fma.govt.nz/contact/
This episode is proudly sponsored by Partners Life.
For more money tips follow us on:
Facebook
Instagram
LinkedIn
TikTok
YouTube
The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.Re

Sep 3, 2024 • 19min
How Much Of Your Lifetime Earnings Is Taken Away In Tax? Ft. Andrew Higgs | Episode 210
We dive deep into the surprising amount of your lifetime earnings that go towards taxes with Lighthouse Accountant, Andrew Higgs. Discover how long the average Kiwi works just to pay off their lifetime tax burden and why those in the bottom 10% of earners face an even steeper uphill battle.
This episode is proudly sponsored by Partners Life.
For more money tips follow us on:
Facebook
Instagram
LinkedIn
TikTok
YouTube
The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.Re

Sep 1, 2024 • 18min
Why 2025 is Going to Be Better Than 2024 Ft. Reagan White | Episode 209
Guest host Reagan White, from Where’s My Money?, joins us to discuss why 2025 is set to be a better year than 2024, with a particular focus on improving interest rates and the overall economic outlook. We dive into how the Reserve Bank’s decisions and the current economic climate could set the stage for a brighter future.
This episode is proudly sponsored by Partners Life.
For more money tips follow us on:
Facebook
Instagram
LinkedIn
TikTok
YouTube
The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.Re

Aug 30, 2024 • 38min
The Top Money Lessons Learned From NZ's Finance Experts Ft. Reagan White | Episode 208
Reagan White returns to share lessons from his financial journey and podcast insights. We explore what he’s learned from his guests and how these lessons have shaped his money approach.
This episode is proudly sponsored by Partners Life.
For more money tips follow us on:
Facebook
Instagram
LinkedIn
TikTok
YouTube
The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.Re

Aug 27, 2024 • 47min
Navigating a $1 Million Debt Crisis: Interest Rates & Cost of Living Ft. Reagan White | Episode 207
We sit down with Reagan White, host of the Where’s My Money? podcast, as he opens up about his personal experience tackling and managing a daunting $1 million in debt.
This episode is proudly sponsored by Partners Life.
For more money tips follow us on:
Facebook
Instagram
LinkedIn
TikTok
YouTube
The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.Re