Fintech Insider Podcast by 11:FS

Charles McManus, CEO of ClearBank, shares insights on his institution's recent achievement in securing a Dutch banking license, opening doors for European expansion. Kyle Perez discusses the surprising closure of the once-promising fintech Tally and the challenges facing the industry amid rising interest rates. The conversation also touches on the surge in UK fintech investments and Google's partnership with GoHenry to enhance children's financial education with innovative payment solutions. Together, they explore the evolving landscape and future prospects for fintech.

Dive into the world of bank mergers and acquisitions, exploring notable deals like Nationwide's takeover of Virgin Money. Experts discuss the motivations behind these transactions and the complexities involved in integrating cultures and technology. Discover how timing, opportunity, and due diligence play pivotal roles in successful mergers. Additionally, insights highlight the evolving dynamics of banking acquisitions and the importance of strategic planning to cultivate positive customer experiences amidst industry shifts.

Maria Harris, Chair of the Open Property Data Association, and Charles Delingpole, founder of ComplyAdvantage, dive into vital fintech news. They discuss how Australia's Commonwealth Bank has successfully halved scam losses through advanced anti-fraud measures. You'll also hear about Société Générale's strategic decision to sell its private banking assets. The conversation highlights Bilt Rewards' innovative loyalty program and its $150 million funding, as well as insights into the booming Filipino fintech Mynt with a whopping $5 billion valuation.

Dive into the fascinating world of sports and financial services as experts discuss the economic implications of the Paris 2024 Olympics. Discover how brands leverage sports partnerships for strategic benefits, from British Cycling to Formula One. Uncover the art of meaningful sponsorship versus mere logo placements and learn how fintech can transform grassroots sports. Explore emerging technologies and operational efficiencies that enhance community engagement, all while building trust in payments. It's a game-changing conversation!

Dive into a vibrant community event celebrating the fintech world! Exciting news from a live recording in London, where enthusiasts can mingle over food and drinks. The hosts, along with surprise guests, unpack the hottest news stories of the week, making for an interactive and dynamic atmosphere. Don't miss out on the chance to engage with fellow fans and absorb the latest trends in financial technology!

Clare Gambardella, Chief Customer Officer at Zopa, and Vadim Toader, founder of Proportunity, dive into significant fintech developments. They celebrate Zopa's Fintech Pledge hitting a remarkable 15 million actions and discuss Metro Bank's sale of a £2.4bn mortgage portfolio to NatWest. The conversation shifts to Female Invest's successful €10.3 million funding round aimed at empowering women in finance. They also explore Westpac's innovative initiative to provide debit cards for children, tackling the challenges of financial education for the younger generation.

Hiroki Takeuchi is the co-founder and CEO of GoCardless, a company revolutionizing payment processes for nearly 100,000 businesses. He discusses the evolution of payment systems and how innovations like open banking are shaping a global bank payment network. Hiroki highlights the strategic benefits of recent acquisitions, particularly Nuopay, to enhance service offerings. He shares insights on balancing regulatory compliance with innovation while adapting to diverse regional payment cultures, underscoring the lessons learned from 13 years of growth.

David Capezza, VP Head of Risk Advisory for Europe at Visa, dives into the role of AI in fighting financial crime within real-time payments in the Nordics. The discussion highlights how emerging fraud patterns challenge the industry as payments speed up. Capezza emphasizes the need for high-quality data in fraud detection and the importance of collaboration among financial institutions. The episode also explores innovative digital wallets and the intersection of AI with identity verification to enhance payment security.

This week, Anthony Thomson, Co-Founder of Archie, and Abhishek Choudhari, VP of Product at Plum, dive into exciting fintech developments. They discuss Revolut's pivotal UK banking license win after years of waiting and explore Plum's impressive £16 million fundraising. The talk also touches on the impact of a cybersecurity incident by CrowdStrike, revealing risks for traditional banks. With Monzo’s new pension product and innovative investments, this conversation is packed with insights on how fintech is reshaping finance and banking.

Simon Bumfrey, Head of Technology & Life Sciences at HSBC Innovation Banking UK, reflects on the first year of HSBC Innovation Banking UK after the acquisition of Silicon Valley Bank UK. The podcast discusses the challenges and success of the rapid transition, the impact of office space on business culture, innovation trends in the ecosystem, insights into the fintech industry, and the UK as a hub for global business success.