Fintech Insider Podcast by 11:FS

In this episode: We bring you the highlights from The Next Web Conference 2017 in Amsterdam, where we spoke to some fantastic guests – including actual royalty – Prince Constantijn of the Netherlands, who speaks to Aden Davies about his new role as a special envoy for StartUpDelta2020. Additionally we have Max Brenssell, International Associate at n26 on their plans for expansion to the UK, followed by Ben Hammersley, of Wired about his views on AI and the impact it’ll have on the jobs market; Boris Veldhuijzen van Zanten CEO and co-founder of this very event, TNW 2017, talking about The Next Web and what we can look forward to in 2018, followed by Marc Teerlink Chief Business strategist at IBM. Aden also chats Reshma Sohoni, Co-founder of Seedcamp straight offstage from giving her speech, and Kathryn Myronuk the Synthesis & Convergence Faculty Lead at Singularity University discussing the fantastic work that they do. Guests: Max Brenssell – N26 – International Associate Ben Hammersley – Wired – Futurist & Writer Boris Veldhuijzen van Zanten – TNW – CEO and co-founder Marc Teerlink – IBM – Chief Business strategist Prince Constantijn of the Netherlands – Startup Delta – Special Envoy Reshma Sahoni – Co-Founder & Partner – Seedcamp Kathryn Myronuk – Synthesis & Convergence Faculty Lead – Singularity University   Enjoying FinTech Insider? Tell a friend about us and please leave us a review on iTunes. The post Episode 116. Insights – Live from TNW 2017 appeared first on 11:FS.Special Guests: Ben Hammersley, Boris Veldhuijzen van Zanten, Marc Teerlink, and Reshma Sohoni. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode: David, Jason and Simon are joined for this week’s show by news show regulars Liz Lumley and Kadhim Shubber. First up Jason guides the team through recent current account announcements from both Monzo and Starling – are they the hipsters of fintech?, Are they racing each other to release products?, and is there not room enough in the industry for both? They myth-bust the “tech-focus” of BNY Mellon’s new CEO; why “tech” is the tag everyone seems to covet – but saying it does not make it so; Kadhim introduces everyone to Shingy (shingy.com) and was the FCA’s faulty currency convertor tools deliberate or an honest mistake? As Barclays start giving away BPay bands for free they debate whether wearable alternatives to wallets are really a thing? And if they are, should you pay for them? David also chats with David Geale of the FCA on their latest cohort for the regulatory sandbox. Guests: Elizabeth Lumley FinTech commentator & Author of girl-disrupted.com Kadhim Shubber, Reporter at Financial Times David Geale – Director of Policy, FCA News this week: Finextra – Monzo taking it slowly as first limited-edition current accounts come onstream- Link  Starling Bank YouTube – Starling goes live with Apple Pay – Link Finextra – Paypal partners with Samsung Pay – Link Bloomberg – BNY Mellon appoints tech-focused Charles Scharf as its CEO – Link Finextra – FCA issues warning over misleading currency converter tools – Link Business Insider – Ratesetter has £80m of loans go bad – Link City AM  – Barclays to give away “BPay” bands for free – Link FT – Tech “start-ups” raise $1.3Bn from “ICOs” Link Guardian – End of the ‘rip-off’: all charges for paying by card to be banned – Link Chicagotribune –  Man robs bank while 4 children wait outside in SUV – Link The post Episode 115. News: buying jewellery from a bank? appeared first on 11:FS.Special Guests: David Geale, Kadhim Shubber, and Liz Lumley. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode Jason Bates and David Brear interview Mariano Belinky,  Managing Partner of Santander InnoVentures and Shachar Bialick, CEO of Curve, following the announcement last week of Santander’s recent investment in Curve, in an expansion of their growing fintech portfolio. They discuss how InnoVentures fits into Santander’s digital approach, and what the investment of Curve and two other fintechs brings them, the longterm business plan of Curve and how Santander’s investment will help them achieve this. They also talk APIs, open banking and what our guests’ views on upcoming PSD2 directives are. Find out more about Santander InnoVentures here and Curve at imaginecurve.com Learn more about Mariano by connecting on LinkedIn or follow him on Twitter, and you can also find Shachar on LinkedIn or on Twitter. We hope you’re enjoying FinTech Insider – don’t forget to tell a friend about us and please leave us a review on iTunes. The post Ep. 114. Interview – Mariano Belinky & Shachar Bialick appeared first on 11:FS.Special Guests: Mariano Belinky and Shachar Bialick. Learn more about your ad choices. Visit megaphone.fm/adchoices

InsurTech Insider is a new show in the 11Media network, hosted by David Brear and co-host Nigel Walsh, of Deloitte, dedicated to all things insurtech. In Nigel’s words “there’s no better time to be in insurance” – and both he, David and their special guests will take you through the trends, changes and news stories, and the new startups, disruptors and technology in the insurance industry right now. Fittingly for our very first episode, the guys discuss exactly what is InsurTech? Is it just “fintech’s little brother” – or so much more than that? We find out the 101. They also discuss how much data is too much?; the importance of incumbent and insurtech relationships, the education of customers, and the overall shift in the industry from price and product to value and service. Guests: Nigel Walsh – partner at Deloitte, with focus on InsurTech, Technology Transformation and Digital Ben Green – Digital Director, Tock Insurance Freddy McNamara – CEO and Founder of Cuvva. Keep an eye out for Episode 2, coming soon! Enjoying FinTech Insider? Tell a friend about us and please leave us a review on iTunes. The post InsurTech Insider Ep1. – InsurTech 101 appeared first on 11:FS.Special Guests: Ben Green, Freddy Macnamara, and Nigel Walsh. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode In a fun packed episode, David is joined by regular guest Ghela Boskovich, alongside Edward Maslaveckas, Jeff Tijssen and Gabrielle Inzirillo, who made her Fintech Insider debut, having only just stepped off the Eurostar from Paris. The team discuss whether or not cash transactions are dying out in the UK thanks to the convenience of contactless payments – (1/3 of all card transactions are now contactless) – and the UK’s reduction in reliance on credit cards overall. Conversely, on the other side of the pond the US are now “hooked on credit”, is this the result of glamorous loyalty programmes or poor financial education? They also debate whether or not the UK cares about challenger banks; what the implications are of Stripe going after the Chinese market with integration of Alipay; US’s reluctance to adopt APIs; Revolut’s move to take on the Asian market following major investment; and how freaked out you’d be if your ATM started sending you handwritten messages, along with much more. Guests Ghela Boskovich – Founder and Global Ambassador, FemTech Edward Maslaveckas – CEO and Co-founder, Bud Jeff Tijssen – Head of Fintech and Partnerships, Capco Gabrielle Inzirillo – Founding Member, BNP Paribas, Plug and Play News this week Business Insider – UK card payments overtake cash, but less bought on credit – Link – Business Insider – America is hooked on credit cards — and it’s pretty clear why – Link Finextra – Brits unmoved by new digital challengers – Link Guardian – Lloyds Bank brings in single overdraft rate in radical shake-up – Link Tech Crunch – Confirmed: London fintech Curve raises $10M Series A – Link  Business Insider – Worldpay shares drop sharply after it agrees a £9.1 billion deal with Vantiv – Link Finextra – HSBC and Barclays join EU project to test the use of digital IDs for cross-border banking- Link Tech Crunch – Stripe adds support for Alipay and WeChat Pay, China’s top digital payment services- Link  Finextra – Nacha sets sights on standardised APIs – Link  BBC News–  RBS agrees £3.65bn settlement over risky mortgages in US – Link  CNBC –  Revolut raises $66 million in venture capital investment; eyes expansion in Asia & US- Link Guardian – Texas man trapped inside ATM rescued after passing notes through receipt slot – Link The post Ep. 113 News: Is Cash Dying? appeared first on 11:FS.Special Guests: Edward Maslaveckas , Gabrielle Inzirillo, Ghela Boskovich, and Jeff Tijssen. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode Jason Bates interviews Laurent le Moal, CEO of PayU, the leading online payments provider, dedicated to growth markets, at Money20/20 Europe in Copenhagen. PayU’s primary focus is to help merchants accept payments and they operate in a wide range countries around the world including India, Latin America, Turkey and Russia. Laurent tells us that PayU currently manage an incredible 250 different ways to accept payments – including globally recognised cards, regional payment schemes, bank based accounts, legacy systems based on cash. Their focus being on digital transactions and they process 60% of all e-commerce transactions in India alone. Laurent and Jason discuss PayU’s existing huge market share and their plans for expansion into further digital payment products to serve consumers based around credit scoring in less developed countries. They also debate fintech changes and developments worldwide and where the trends are coming from, and where to watch for future investment opportunities. For more information on Laurent, connect with him on Twitter or LinkedIn or check out PayU. Enjoying FinTech Insider? Tell a friend about us and please leave us a review on iTunes. The post Ep. 112. Interview – Laurent le Moal, CEO, PayU appeared first on 11:FS.Special Guest: Laurent Le Moal. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode: We bring you the second roundup of  highlights from Money20/20 Europe in Copenhagen. We caught up with some fascinating guests, speakers and interviewees; starting with the founder of Moola and ITV’s resident Money Expert, Gemma Godfrey, who chatted to Simon about Moola – the online investment services she founded to help people invest their money easily and intuitively, and her time as an adviser to Arnold Schwarzernegger on The Celebrity Apprentice USA. Jason then catches up with Marko and Nigel from Solaris who give us an exclusive announcement of their new partnership; followed by Jaidev Janardana, the CEO of Zopa who discusses Zopa’s expansion from P2P lending to marketplace lending, and the company’s overall evolution since its launch in 2005. Jason also speaks to Jack Harris of Wirecard, a German-based company who collaborate with start ups and fintechs to empower them using Wirecard’s own banking licence; Jack tells Jason about their plans for future development and their global aspirations. Next up, Simon chats to Amy Neal from Mastercard about their engagement with startups and the 6 new startups they’ve just partnered with, including Tonetag who are introducing sound-based contactless payments. Finally, Meaghan interviews Pranay Jain, CEO of Enterprise Bot who are revolutionising customer service using AI to humanise response systems. Guests: Gemma Godfrey – Founder, Moola and ITV’s Money Expert Marko Wethin – Board Member, Solaris Jaidev Janarnada – CEO, Zopa Jack Harris – Vice President, Financial Institutions & Fintech, Wirecard Amy Neal – VP and Senior Business Lead, Mastercard Pranay Jain – CEO, Enterprise Bot Enjoying FinTech Insider? Tell a friend about us and please leave us a review on iTunes. The post Ep. 111. Insights: Money20/20 Europe, Part 2 appeared first on 11:FS.Special Guests: Amy Neale, Gemma Godfrey, Jack Harris, Jaidev Janardana, Marko Wenthin, and Pranay Jain. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode David and Simon are joined by regular Sarah Kocianski, and RFi and Sky News Australia’s Chloe James, who makes her Fintech Insider  debut, for this week’s news. First up, they discuss the pros and cons of “screen-scraping” – do banks only want open banking on their terms and to pick and choose the bits of it they want?; is it right that challengers only get one representative at the Open Banking Initiative- and is Atom really a challenger bank?;  and is a CIO title unnecessary?  You can’t innovate in a silo, it needs to go company wide, nor can one person or department “own” innovation, that only creates turf wars. There are also strong views on the ‘culture of harassment’ for women in tech as reported by the New York Times and how sad it is that this culture already permeates an industry that’s so young. The necessity of speaking up to shatter unconscious bias in the industry is paramount. They also take on Danske Bank’s pocket money app to allow parents the ability to digitise pocket money for their children and have an online overview of what they do with it – could this be a key to improved financial education for children? The team also reflect on the ‘changing of the guard’ at Tesco Bank as their CEO steps down after 10 years; on MBank putting themselves forward as a template for others as they licence their tech platform, and on Tide’s $14M raise from the same backers as Spotify – can they now live up to their hype of being the “Monzo of business”? Guests Sarah Kocianski, Senior Research Analyst Fintech at Business Insider UK Chloe James – Group Media Director – RFi Group & Presenter at Sky News Australia News this week Finextra – EBA rejects Commission amendments on screen scraping under PSD2 – Link Open Banking – Atom Bank CEO Joins Open Banking Initiative As Challenger Bank Representative – Link Finextra – HSBC hires Diana Biggs to lead business model innovation – Link Bloomberg – Tesco Bank Says Chief Executive Higgins to Retire Next Year – Link Techcrunch – Curve now lets you ‘go back in time’ and switch the card you paid with retroactively – Link FinTech Insider News –  Poland’s mBank to license tech platform to third party financial institutions – Link FinTech Insider News – Danske Bank develops pocket money app – move over Osper / GoHenry – Link New York Times – Women in Tech Speak Frankly on Culture of Harassment – Link Business Insider – Fintech startup Tide: $14 million boost from Spotify backers Creandum – Link Medium – Bag Snatchers, Monzo, and a night of adventure in London. – Link The post Ep. 274. News: Digitising Pocket Money appeared first on 11:FS.Special Guests: Chloé James and Sarah Kocianski. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode From last week’s magnificent Money20/20 Europe, Jason interviews Rita Liu, Head of Alipay (Europe, the Middle East and Africa), the world’s largest mobile and online payments platform since 2014, and Simon catches up with Edward Budd, Managing Director and Chief Digital Officer of Global Transaction Banking at Deutsche Bank. Rita tells us about the European expansion of Alipay, and the innovations in fintech coming from China and the Asian market; and some of the new, cool initiatives from Ant Financial and Alipay, including carbon saving monitoring, (e.g. paperless payments), resulting in Alipay planting trees once you reach a certain threshold. She also explains Alipay’s ethos in relation to testing and creating new products at scale, and partnerships with retailers to grow Alipay’s use and exposure in Europe. Edward Budd tells Simon about Deutsche Bank’s digital trade opportunities, opening up the market for new clients, and new market segments. Their particular focus currently is on small business owners and international trade between them, drawing on collaboration between multiple banks to serve an existing but underserved segment to help improve the dedicated financial services for this sector. Edward goes onto explain how experimentation is important to Deutsche bank, and changing up traditional business model from the top down to change culture and leadership in order to innovate. Find out more from Rita at Alipay.com, connect with her on LinkedIn, or follow her on Twitter. Learn more about Edward by: DB.com or connect with him on LinkedIn. We hope you’re enjoying FinTech Insider – don’t forget to tell a friend about us and please leave us a review on iTunes.   The post Ep. 273. Interviews – Rita Liu & Edward Budd appeared first on 11:FS. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode: We bring you the highlights from last week’s amazing event at Money20/20 Europe in beautiful Copenhagen. We caught up with some fascinating guests, speakers and interviewees including: Derek White from BBVA speaking to Simon about open platforms, APIs and customer input in development of new products; Jason interviews Andrew and Tac from JCB International; and Bill Gajda, SVP at VISA announcing their partnership with Klarna; and Simon catches up with Bianca Lopes, SVP of BioConnect, about data privacy, online identification and online reputation management. Next up, Simon chats to Aaron Phethean from Temenos about their software, marketplace partnerships and scalability with fintechs and incumbents; followed by Eugene Danilkis the CEO of Mambu, the SaaS banking software provider. David interviews Don Ginsel, the founder of Holland Fintech, ahead of Money20/2o Europe going to Amsterdam next year; and finally Meaghan talks to Lav Odorović, CEO of Penta. Guests: Derek White – Creating, BBVA Andrew Doukanaris – SVP, Sales & Marketing, JCB International (Europe) Ltd Tac Watanabe – EVP, Brand Infrastructure & Technologies, JCB Co., Ltd. Bill Gajda – SVP, Innovation and Strategic Partnerships at Visa Bianca Lopes – Vice President Business Development & Strategic Marketing, BioConnect Aaron Phethean – MarketPlace Director at Temenos Eugene Danilkis – Co-Founder & CEO at Mambu Don Ginsel – Founder, Holland Fintech Lav Odorović – Co-founder & CEO, Penta Enjoying FinTech Insider? Tell a friend about us and please leave us a review on iTunes. The post Ep. 272. Insights: Money20/20 Europe, Part 1 appeared first on 11:FS. Learn more about your ad choices. Visit megaphone.fm/adchoices