

Fintech Insider Podcast by 11:FS
11:FS
Fintech Insider is your ultimate guide to the world of finance and fintech from 11:FS - the leading independent fintech consultancy, recognised five times with the British Bank Award for Consultancy of the Year.Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including Visa, Monzo, Nationwide, JPMorgan Chase, Wise, the Financial Times, and more to discuss breaking news and deep dive into the biggest topics and trends within the industry.Our weekly news show drops every Monday and tackles the biggest news stories across M&A, open banking, embedded finance, payments, regulation and more. Then, every Thursday our Insights show dives deeper into the hottest topics shaping the industry like AI, regulation, Big Tech, the cost of living crisis, and more. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.Want to get involved in the conversation?Connect with us now on LinkedIn, Instagram and TikTok
Episodes
Mentioned books

Jan 6, 2020 • 38min
389. Interviews: Kosta Peric, Financial Services for the Poor, Gates Foundation
In today's episode, we bring you an interview with Kosta Peric, Deputy Director of Financial Services for the Poor at the Bill & Melinda Gates Foundation. Laura Watkins caught up with Kosta at Fintech Connect 2019 and the pair discuss the foundation, its open-source banking code project, and the growth of fintech to help underserved communities.
Tune in for industry insights, a wealth of experience and much much more!
Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter
Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking.
If you enjoyed don't forget to subscribe and please leave a review
Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guest: Kosta Peric.
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Jan 3, 2020 • 58min
388. 2020 Predictions
In this Fintech Insider show Sarah Kocianski and Adam Davis are joined by some returning guests to look into their crystal balls and discuss their fintech predictions for the new year. Joining Adam and Sarah are:
Melanie Palmer - Chief Marketing Officer at Nucoro
Ed Maslaveckas - Chief Executive Officer at Bud
Simon Vans-Colina - Co-founder at Fronted
Will challenger banks become a present threat? Will open banking become the default?
And will we see the widgetization of financial services?
No one knows for certain, but there's all this and so much more on this week's episode of Fintech Insider!
Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter
Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking.
If you enjoyed don't forget to subscribe and please leave a review
Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Ed Maslaveckas, Mel Palmer, and Simon Vans-Colina.
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Dec 30, 2019 • 6min
387. Happy Holidays from 11:FS!
Season's greetings from 11:FS! As it's the most wonderful time of the year, David takes a few minutes to look back at all we've achieved in 2019.
It's been quite a busy year! We've chatted to some of the biggest names in fintech, including will.i.am for the second time, we've done four After Dark shows as well as other live shows all around the world, and we’ve continued to have fantastic guests on the show week on week to dissect the latest news from across the industry.
11:FS has gone from strength to strength and we would like to thank every listener for supporting and contributing to our content this year. From everyone here at HQ, have a very Merry Christmas and a Happy New Year!
Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link so sign up! 11fs.com/newsletter
Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking.
If you enjoyed don't forget to subscribe and please leave a review
Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!
Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 27, 2019 • 7min
386. Bloopers 2019
Happy holidays and season's greetings from 11:FS! To give you one last laugh before the end of the year we've rummaged through the archives to bring you a collection of stumbles, fumbles and absurdly mispronounced names from all the recordings this year.
Thanks to all our guests who have contributed to the shows over the past year, and thank you for listening!
Enjoy!
Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link so sign up! 11fs.com/newsletter
Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking.
If you enjoyed don't forget to subscribe and please leave a review
Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!
Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 23, 2019 • 1h 4min
385. News: Does anyone trust banks anymore?
In the last Fintech Insider News show of the year expert hosts, David Brear and Simon Taylor, are joined by a panel of awesome guests to talk about the most notable fintech, financial services and banking news from the past week.
Making his Fintech Insider debut:
Bradley Riss - Chief Commercial Officer at Checkout.com.
And we also have some familiar faces returning to the show:
Tom Blomfield - Cheif Executive Officer at Monzo
Louise Hill - Co-founder & Chief Operating Officer at gohenry
We cover the following stories from the fintech and financial services space:
RBS to pay £40m penalty for foreign exchange rigging (02:44)
WeLab raises $156 million ahead of virtual bank launch (11:01)
OakNorth sees first loan default (19:23)
Incumbents and challengers hike overdraft rates (25:34)
Venmo and PNC feud over glitch (34:06)
Volt’s onboarding process begins (38:17)
Three more payday lenders fold (46:50)
Mastercard launches mobile gift card (57:12)
Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter
Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking.
If you enjoyed don't forget to subscribe and please leave a review
Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Bradley Riss, Louise Hill, and Tom Blomfield.Links:
RBS to pay £40m penalty for foreign exchange rigging
WeLab raises $156 million ahead of virtual bank launch
OakNorth sees first loan defaults
Incumbents and challengers hike overdraft rates
Venmo and PNC feud over glitch
Three more payday lenders fold
Mastercard launches mobile gift card
Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 20, 2019 • 56min
384. Insights: The top fintech stories of 2019
Joined by returning guests, David Brear and Simon Taylor are on hosting duties for this week's insights show. As 2019 draws to a close, the panel takes a look back at the most memorable and intriguing fintech stories from the past 12 months. This week's guests include:
Valentina Kristensen - Director of Growth & Communications at OakNorth
Ali Patersen - Editor in Chief at Fntech Finance
Emily Nicolle - Technology Editor at City AM
It was no easy feat narrowing down an entire year of fintech news, however, we revisited the following stories from the fintech and financial services space:
That time RBS hid Natwest data breach from their customers (03:38)
The RBS remedies fund (12:02)
That time TFL and fintech went very very wrong (21:32)
A busy year for Monzo (28:40)
Honourable mentions that didn't quite make the cut (37:58)
Bank of England finally welcomes fintechs (40:10)
The 10 biggest US mergers and acquisitions in 2019 (43:17)
K-Swiss' CEO sneakers (50:06)
Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter
Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking.
If you enjoyed don't forget to subscribe and please leave a review
Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Ali Paterson, Emily Nicolle, and Valentina Kristensen.Links:
That time RBS hid Natwest data breach from their customers… and all hell broke loose
The RBS remedies fund - Pool A
The RBS remedies fund - Pool B
The RBS remedies fund - Pool C
The RBS remedies fund - Pool D
That time fintech went very very wrong
Monzo launches in US
Monzo's £2 billion valuation
Monzo hits 3 million customers
Monzo closes premium packaged account to new customers
Monzo denies unfairly freezing accounts in wake of BBC Watchdog claims
Bank of England finally welcomes fintechs
10 biggest US mergers and acquisitions in 2019
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Dec 16, 2019 • 1h 10min
383. News: No one can acquire Chime
This week David Brear is back in the Big Apple and is hosting today's Fintech Insider news show alongside Will White. Our expert hosts are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:
Lindsay Davis - Senior Intelligence Analyst at CB Insights
Arno Castanet - Director of Solution Marketing, Americas at Finastra
Jon Zanoff - Managing Director at TechStars
We cover the following stories from the fintech and financial services space:
Chime quadruples valuation in less than a year (03:30)
Robinhood tops 10 million accounts (15:48)
Goldman to bring wealth management to the masses (31:32)
Paul A Volcker, Former Fed Chairman, Dies at 92 (37:57)
SoFi founder raises $100 million for new company (40:40)
Andreessen-backed fintech’s ‘abusive’ boss sued for gender bias (49:50)
One-digit sort code error costs Cambridge man his inheritance (59:27)
Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter
Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking.
If you enjoyed don't forget to subscribe and please leave a review
Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Arno Castanet, Jon Zanoff, and Lindsay Davis .Links:
Chime quadruples valuation in less than a year
Robinhood tops 10 million accounts
Goldman to bring wealth management to the masses
Paul A Volcker, Former Fed Chairman, Dies at 92
SoFi founder raises $100 million for new company
Andreessen-backed fintech’s ‘abusive’ boss sued for gender bias
Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 13, 2019 • 20min
382. Interviews: Des McDaid, UK MD, Marcus by Goldman Sachs
In today's episode, we bring you an interview with Des McDaid, UK MD at Marcus by Goldman Sachs. Sarah Kocianski caught up with Des at Fintech Connect 2019 and the pair discuss Marcus' first year in the UK, its newest product offerings and the future of the Goldman Sachs online bank.
Tune in for industry insights, a wealth of experience and much much more!
Check out our brand new documentary 11:YEARS - the Rise of UK Fintech now. Head over to 11years.film to watch for free, and share using #11YEARS.
Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking.
If you enjoyed don't forget to subscribe and please leave a review
Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guest: Des McDaid.
Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 9, 2019 • 54min
381. News: Zopa funding drama
Our expert hosts, Simon Taylor and Adam Davis, are joined by some new and returning guests to talk about the latest goings-on in the world of fintech, financial services and banking. This week's guests include:
Andrew Bud - Founder and CEO, iProov
Livia Benisty - Global Head of Business AML at Banking Circle
Jamie Campbell - CEO of Fronted
Together, they cover the following stories from the fintech and financial services space:
Natwest and RBS suffer outages on Black Friday (04:37)
Goldman taps the brakes on Marcus expansion in the UK (10:55)
Zopa secures last-minute licence renewal (15:45)
First Direct tops the charts twice in a week (24:26)
Apple Pay speeds up payments on the tube (35:20)
Monzo announce their US CEO (40:40)
Roger Federer coins make a mint (46:30)
Check out our brand new documentary 11:YEARS - the Rise of UK Fintech now. Head over to 11years.film to watch for free, and share using #11YEARS.
Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking.
If you enjoyed don't forget to subscribe and please leave a review
Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Andrew Bud, Jamie Campbell, and Livia Benisty.Links:
Natwest and RBS suffer outages on Black Friday
Goldman taps the brakes on Marcus expansion in the UK
Zopa secures last minute licence renewal
First Direct tops the charts twice in a week
Apple Pay speeds up payments on the tube
Monzo announce their US CEO
Roger Federer coins make a mint (and break one, too)
Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 6, 2019 • 1h 1min
380. After Dark: A Fintech Christmas Carol
For our winter instalment of After Dark, we took over Revolut HQ to bring you 'A Fintech Christmas Carol' - an exploration of the past, present and future of financial services.
Getting us into the spirit of giving, we were first joined by Lauren Murray, Humanitarian Child Protection Advisor from Save the Children who are working to repair 11 schools that were destroyed by a devastating cyclone in Mozambique.
Kicking off the fintech fun, David Brear took to the stage as our narrator for the evening and was joined by a panel of three scrooges :
Richard Davies - COO at Revolut
Scott Abrahams - SVP of Business Development & Fintech at MasterCard
Megan Caywood - Head of Digital Strategy at Barclays
Joining them on stage and taking up hosting duties, David and guests were also visited by
Simon Taylor, the Ghost of Christmas Past (04:53), Sarah Kocianski, the Ghost of Christmas Present (20:30), and Jason Bates, the Ghost of Christmas Future (36:25) and together they took a festive journey through the landscape of financial services.
All this and so much more on today's very special After Dark episode of Fintech Insider!
Check out our brand new documentary 11:YEARS - the Rise of UK Fintech now. Head over to 11years.film to watch for free, and share using #11YEARS.
Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking.
If you enjoyed don't forget to subscribe and please leave a review
Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Megan Cooper, Richard Davies, and Scott Abrahams.
Learn more about your ad choices. Visit megaphone.fm/adchoices