Fintech Insider Podcast by 11:FS

Our expert hosts, Benjamin Ensor and Amy Gavin, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Billie Simmons, Co-Founder & COO, Daylight Charlie Conchie, Reporter, City AM With soundclips from: Charlotte Fereday, Product Director, 11:FS Roberta Prescott, Brazil Correspondent, Iupana Charles McManus, CEO, ClearBank We cover the following stories from the fintech and financial services space: Daylight raises cash to launch subscription plan for family planning - 5:00 Financial Conduct Authority warns trading firms over dangerous ‘gamification’ - 17:10 Nubank’s swing to profit may signal demise of growth-at-all-costs strategies for digital banks - 29:00 Nirvana Money closes doors just 22 days after launch - 39:00 Sella launches pilot of biometric credit card in Italy - 46:10 ClearBank CEO plots European launch and M&A as profitability is reached - 48:30 Fintech Insider Mailbag - 50:30 Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Send us your questions for the Fintech Insider Mailbag here Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: Billie Simmons, Charles McManus, Charlie Conchie , Charlotte Fereday, and Roberta Prescott.Links: Daylight raises cash to launch subscription plan for family planning Financial Conduct Authority warns trading firms over dangerous ‘gamification’ Nubank’s swing to profit may signal demise of growth-at-all-costs strategies for digital banks Nirvana Money closes doors just 22 Days after launch Sella launches pilot of biometric credit card in Italy ClearBank CEO plots European launch and M&A as profitability is reached Learn more about your ad choices. Visit megaphone.fm/adchoices

In this discussion, Will Jones, Executive Creative Director at 11:FS, Clare Gambardella, Chief Customer Officer at Zopa, and Kish Patel, Head of Design at Lightyear, explore how design can set fintech apart beyond just pricing. They dissect the crowded landscape of similar products and the critical role of intuitive design in fostering customer loyalty. Topics include the importance of transparency in building trust and how user-centric design can cater to younger generations' expectations, ultimately highlighting the power of design as a competitive edge.

Our expert host, David M. Brear, sits down with Ashok Vaswani to discuss his three decades across senior posiitons at Citigroup and Barclays, as well as his new role as President of Pagaya Technologies. If you're looking for advice from someone who has seen and done it all – listen to this! You can also watch the full interview on Youtube here. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guest: Ashok Vaswani. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Ross Gallagher and Nicole Perry, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Tayga Baltacıoğlu, CEO, Debite Mo Ghahroudi, Senior Product Lead, Klarna With soundclips from: Brad Goodall, CEO, Banked We cover the following stories from the fintech and financial services space: Debite launches direct to bank payments for early-stage companies - 3:20 A ‘credible alternative to Google and Amazon’: Klarna brings its price comparison tool to Europe - 16:15 Credit card interest rates hit record high - 29:50 Elon Musk details his plan to turn Twitter into a bank - 40:20 JPMorgan to expand in Greece with new office and payments team - 50:25 Banked secures another $15M in Series A to bring pay-by-bank to the world - 52:00 Crypto exchange FTX files for bankruptcy as CEO exits - 54:00 Top tier of financial services celebrated at inaugural 11:FS Awards - 57:00 Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: Brad Goodall , Mo Ghahroudi, and Tayga Baltacıoğlu.Links: Debite launches direct to bank payments for early-stage companies A ‘credible alternative to Google and Amazon’: Klarna brings its price comparison tool to Europe Credit card interest rates hit record high Elon Musk details his plan to turn Twitter into a bank JPMorgan to expand in Greece with new office and payments team Banked secures another $15M in Series A to bring pay-by-bank to the world Crypto exchange FTX files for bankruptcy as CEO exits The top tier of financial services celebrated at inaugural 11:FS Awards Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert host, Benjamin Ensor, is joined by some great guests to ask: "How do changes in government affect innovation in financial services?" Governments can accelerate or roll back growth and innovation in financial services as they see fit. We’ve put together a panel of experts to discuss: what role governments play in financial services, to what extent they are responsible for innovation in the UK, US, and Latin American markets, and what impact could governments have on the future innovation of those markets? This week's guests include: Bruno Diniz, Co-Founder, Spiralem Janine Hirt, CEO, Innovate Finance Janay Eyo, Director of Financial Policy, Chamber of Progress Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: Bruno DIniz, Janay Eyo, and Janine Hirt. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Kate Moody and Benjamin Ensor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Alex Johnson, Creator, Fintech Takes Sophie Winwood, Principal, Anthemis With soundclips from: Kristin Sadler, Head of Impact, Quona Capital We cover the following stories from the fintech and financial services space: PayPal, Apple reach truce and will accept each other’s products - 3:20 Stripe cuts 14% of its workforce, CEO says they ‘overhired for the world we’re in’ - 14:45 Quona Capital sinking $332M into startups focused on financial inclusion - 25:15 Santander to block UK transfers to crypto exchanges in 2023 - 36:00 Black-owned fintech company launches free grant search platform - 46:40 Twitter files paperwork to enter payments business - 48:45 11:FS and Griffin join forces to bring the power of embedded finance to UK businesses - 50:20 Glastonbury Festival ticket sales hit by technical issue - 51:20 Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: Alex Johnson, Kristin Sadler, and Sophie Winwood.Links: PayPal, Apple reach truce and will accept each other’s products Stripe cuts 14% of its workforce, CEO says they ‘overhired for the world we’re in’ Quona Capital sinking $332M into startups focused on financial inclusion Santander to block UK transfers to crypto exchanges in 2023 Black-owned fintech company launches free grant search platform Twitter files paperwork to enter payments business 11:FS and Griffin join forces to bring the power of embedded finance to UK businesses Glastonbury Festival ticket sales hit by technical issue Learn more about your ad choices. Visit megaphone.fm/adchoices

In this show in association with LexisNexis Risk Solutions – our expert host, David M. Brear , is joined by some great guests to ask: “Is the future of AML and fighting financial crime about investing in people, or automation?” With the current climate of economic downturns, global conflict, and international sanctions - fighting financial crime has never been tougher. But is the answer better equipping humans to spot the signs of financial crime, or creating more sophisticated systems through machine learning? We discuss the current challenges, the role of orchestration, and more! This week's guests include: Eddie Vaughan, Sales Director, LexisNexis Risk Solutions Dan Argent, Head of Financial Crime and MLRO, GB Bank. Jessica Cath, Head of Financial Crime Project Delivery, FINTRAIL This episode is sponsored by LexisNexis Risk Solutions LexisNexis® Risk Solutions harnesses the power of data and advanced analytics to provide insights that help businesses and governmental entities reduce risk and improve decisions to benefit people around the globe. Leveraging automation and machine learning from the ground up, the LexisNexis® RiskNarrative™ platform, as recognised by Gartner, is a smart, configurable financial crime and fraud lifecycle management solution enabling businesses to seamlessly manage all customer journeys within a simple, no-code integration. For more infomation, visit risk.lexisnexis.co.uk Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: Dan Argent, Eddie Vaughan, and Jessica Cath. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Benjamin Ensor and Kate Moody, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Tage Kene-Okafor, Africa Reporter, Techcrunch Karina Seskena, Product Marketing Lead, Yapily We cover the following stories from the fintech and financial services space: UK consumers using new money tools to cope with cost of living - 4:34 JPMorgan Chase wants to disrupt the rent check with its payments platform for landlords and tenants - 16:41 Money Fellows, an Egyptian fintech digitizing money circles, raises $31M funding - 28:33 Uber alum rakes in $9.7M to curb finance-related fights between co-parents - 40:18 Bank of Ireland to roll out bio-sourced cards - 49:28 Capital Bank of Jordan launches new mobile banking app powered by Codebase - 51:20 Actor Simon Callow sits down for spooky story time - to warn Brits about types of fraud - 52:17 This episode is sponsored by LinkedIn As you gear up for Autumn, you need the right people on your team to help your small business fire on all cylinders. LinkedIn Jobs is here to make it easier. Tap into the world’s largest professional network with over 30 million people in the UK. Create a job post in minutes, and spread the word so your network can help you find the right people to hire. Just add the purple #Hiring frame to your LinkedIn profile. Simple tools, like screening questions, make it easy to find candidates with just the right skills and experience. It’s why small businesses rate LinkedIn Jobs #1 in delivering quality hires vs leading competitors. LinkedIn Jobs helps you find the candidates you want to talk to, faster. And, you can post a job for free. Just visit Linkedin.com/FINTECH. Terms and conditions apply. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: Karina Seskena and Tage Kene-Okafor.Links: UK consumers using new money tools to cope with cost of living JPMorgan Chase wants to disrupt the rent check with its payments platform for landlords and tenants Money Fellows, an Egyptian fintech digitizing money circles, raises $31M funding Uber alum rakes in $9.7M to curb finance-related fights between co-parents Bank of Ireland to roll out bio-sourced cards Capital Bank of Jordan launches new mobile banking app powered by Codebase Actor Simon Callow sits down for spooky story time - to warn Brits about types of fraud Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert host, Nicole Perry, is joined by some great guests to ask: 'how does innovation survive a recession?' While the current economic issues will no doubt have many across the globe feeling worried, there are some who look at these times as a challenge and the chance to build something better than we’ve had before. We’ve put together a panel of experts to discuss: what lessons can be learnt from previous economic downturns? What are the current challenges to innovation? And how will this impact the future for many in financial services? This week's guests include: Catalina Munteanu, Engineering Manager, 11:FS Valentina Kristensen, Director of Growth and Communications, OakNorth Jake Johnson, VP of Brand and Content Versapay This episode is sponsored by Tink Open banking can pave the way for faster and more responsible lending practices, that are robust on risk and financially inclusive. As the leading open banking platform, Tink is powering banks and fintechs to transform lending. To find out more, and read Tink’s new Lending Unlocked report, go to tink.com/11fs. This episode is sponsored by LinkedIn As you gear up for Autumn, you need the right people on your team to help your small business fire on all cylinders. LinkedIn Jobs is here to make it easier. Tap into the world’s largest professional network with over 30 million people in the UK. Create a job post in minutes, and spread the word so your network can help you find the right people to hire. Just add the purple #Hiring frame to your LinkedIn profile. Simple tools, like screening questions, make it easy to find candidates with just the right skills and experience. It’s why small businesses rate LinkedIn Jobs #1 in delivering quality hires vs leading competitors. LinkedIn Jobs helps you find the candidates you want to talk to, faster. And, you can post a job for free. Just visit Linkedin.com/FINTECH. Terms and conditions apply. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: Catalina Munteanu, Jake Johnson, and Valentina Kristensen. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert host, David M. Brear, is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Lindsay Davis, Head of Markets, Atomic Charley Ma, General Manager, Alloy Lindsey Argalas, COO, TaxBit With soundclips from: Ran Goldi, VP of Payments, Fireblocks Hemmo Bosscher, VP of Platforms & Financial Services, Adyen Hasan Luongo, VP of Brand & Marketing, Chipper Cash Simon Khalaf, Chief Product Officer, Marqeta We cover the following stories from the fintech and financial services space: Wells Fargo launches virtual assistant, named Fargo 4:35 Fireblocks launches digital asset payments engine with FIS as new pilot partner - 10:03 Adyen moves into embedded finance with dual product launch - 22:10 TaxBit releases Cost Basis Interchange for digital asset reporting and compliance - 32:00 ChipperCash’s new UGX Virtual Card lets you make online payments - 38:25 Fintech Marqeta pushes into banking for next growth phase - 41:31 This episode is sponsored by Tink Open banking can pave the way for faster and more responsible lending practices, that are robust on risk and financially inclusive. As the leading open banking platform, Tink is powering banks and fintechs to transform lending. To find out more, and read Tink’s new Lending Unlocked report, go to tink.com/11fs. This episode is sponsored by LinkedIn As you gear up for Autumn, you need the right people on your team to help your small business fire on all cylinders. LinkedIn Jobs is here to make it easier. Tap into the world’s largest professional network with over 30 million people in the UK. Create a job post in minutes, and spread the word so your network can help you find the right people to hire. Just add the purple #Hiring frame to your LinkedIn profile. Simple tools, like screening questions, make it easy to find candidates with just the right skills and experience. It’s why small businesses rate LinkedIn Jobs #1 in delivering quality hires vs leading competitors. LinkedIn Jobs helps you find the candidates you want to talk to, faster. And, you can post a job for free. Just visit Linkedin.com/FINTECH. Terms and conditions apply. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: Charley Ma, Hasan Luongo, Lindsay Davis , Lindsey Argalas, Ran Goldi, and Simon Khalaf.Links: Wells Fargo Launches Virtual Assistant, Named Fargo Fireblocks launches digital asset payments engine with FIS as new pilot partner Adyen moves into embedded finance with dual product launch TaxBit releases Cost Basis Interchange for digital asset reporting and compliance ChipperCash’s new UGX Virtual Card lets you make online payments Fintech Marqeta pushes into banking for next growth phase Learn more about your ad choices. Visit megaphone.fm/adchoices