In the latest strand of Fintech Insider, in association with Visa, we’re taking a burning question from financial services across the globe - and really putting it under the microscope with explainers, expert panels, and in-depth interviews all to bring the global community into focus. In this episode, David Barton-Grimley sat down with Eric Wei and Will Kim, Co-CEOs of Karat Financial to examine what exactly sets creators apart from "normal" financial services; how financial education is imperative to bridging the gap between banks ans creators - on both sides - and how all businesses will themselves become creators in the future. **This episode is sponsored by Visa. Visa’s Fintech Fast Track program is streamlining the onboarding process for fintechs – enabling them to gain access to Visa’s powerful capabilities and network. Visa and their enablement partners help fintechs launch and scale cards, virtual credentials, and disbursement programs. To learn more visit, [partner.visa.com](partner.visa.com). Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: Eric Wei, Sophie Schulman, and Will Kim. Learn more about your ad choices. Visit megaphone.fm/adchoices

Guests Calypso Harland, founder of Fintech Fringe, and Jason Mikula, former fintech advisor at Goldman Sachs, discuss topics like Goldman Sachs stepping back from consumer lending, Galileo and Mastercard expanding BNPL offering to SMBs, Zilch launching Zilch Up for credit invisible customers, FCA ordering Modulr to stop onboarding new clients, and Citibank winning the employment tribunal over an expensed sandwich.

Exploring the needs of future wealth makers, including Gen Alpha and Beta and how fintechs can support them. Discussing financial education and literacy for younger generations and the importance of a safe learning environment. Addressing the shifting behaviors and expectations of young people in the youth economy, including their preference for value-driven services and socially conscious investments.

Guests include Stephany Kirkpatrick, CEO of Orum, Mandy Beech, Director of Retail Services at Nationwide, and Uneesa Zaman, CEO of UneesaFinance. Topics discussed include Orum's account verification tool for FedNow, Metro Bank's struggles and rebranding, Nationwide's rebranding and physical branches, a new open-banking lending platform in Bahrain, Spanish banks trial a digital Euro, and US politician George Santos facing charges.

The podcast discusses the need to focus on providing quality services in the financial services industry. It explores the importance of human interaction and services, the challenges faced by people in need of financial support, the need for banks to reevaluate core functions, and the concept of developing internal capabilities within financial services organizations.

David M. Brear and guests discuss financial inclusion in the USA, focusing on challenges, lived experience, and underserved communities. Topics include building ecosystems for the unbanked, impact of the pandemic, banking deserts, government intervention, driving financial inclusion, and challenges faced by minority-led fintech companies in funding.

Guests Simon Merchant, Fliss Berridge, and Gerisha Nadaraju discuss Apple Pay's antitrust lawsuit in the US, Revolut's progress towards obtaining a banking license, Mintago's growth funding, Saga and Flagstone's savings platform for over 50s, Experian's launch of a checking account and debit card, and Jamie Dimon's prediction of a three-day working week.

Guests discuss the six characteristics of digital commercial banking: real-time, standardised, automated, embedded, contextual, and extendable. They explore the role of technology in commercial banking, the importance of real-time data for banks and businesses, and the impact of generative AI and macro trends on industries. They also highlight the importance of responsibility and asking 'why' in innovation.

Our expert host, Benjamin Ensor, is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Collin Galster, Head of International at Nova Credit Shaun Puckrin, VP of Product at Checkout.com Amelia Isaacs, Senior Reporter at AltFi We cover the following stories from the fintech and financial services space: HSBC and Nova Credit offer international credit history checks to UK immigrants Mercedes-Benz and Mastercard roll out in-car payments Standard Life and Moneyhub launch a pensions dashboard Checkout.com launch their own network tokens JP Morgan Chase ban crypto payments Fujitsu trial Gen-AI in Japanese banks Swift and Wise team up A hapless lorry driver disguises £70,000 of criminal cash as a sandwich Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: Amelia Isaacs, Collin Galster, and Shaun Puckrin. Learn more about your ad choices. Visit megaphone.fm/adchoices

Nadia Edwards-Dashti and Ezechi Britton join Ross Gallagher to discuss careers in financial services. They explore the evolution of the industry, barriers to entry, the impact of STEM qualifications, and the image problem faced by the industry. They also delve into the role of CFit in unblocking barriers to financial innovation and the current job market in the sector.