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Money For the Rest of Us

Latest episodes

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Jan 3, 2024 • 25min

Should You Be Invested 100% Stocks Before and During Retirement? A Recent Study Says Yes

The podcast discusses the pros and cons of investing retirement assets 100% in equity, including half in international stocks. It challenges the 4% spending rule and explores alternative strategies. The hosts emphasize the need for diversification and reliance on broader data. They compare various retirement investment strategies and highlight the risks of relying solely on US data. The importance of optimal spending rates, international diversification, and cautiousness with studies is also discussed.
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Dec 13, 2023 • 45min

Listener Q&A on Investing and Living

In this podcast, the host answers questions on active vs passive management, market timing, investing for status, and what we learned from Charlie Munger. They also discuss thoughts on a coming recession, worst investment mistakes, and recent books that changed their understanding. The episode closes with a new development in their business and gratitude to listeners.
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Dec 6, 2023 • 28min

Dissecting Stock Returns: Financial Engineering or Genuine Growth?

Exploring the link between corporate profit growth and economic growth, the decline in publicly traded stocks, the impact of leveraged buyouts, and the relationship between GDP growth and stock returns. Also discusses the decline in manufacturing workers, financial engineering, and the volatility of stock market returns.
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Nov 29, 2023 • 25min

AI's Fork in the Road: Societal Bliss or Existential Threat?

Topics covered include: AI's potential impact on personal productivity, societal and economic impacts of AI, changes at OpenAI's executive level, effective altruism's focus on AI's catastrophic risks, phases leading to AI singularity, role of podcasts in research and investing in growth-oriented ETFs.
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Nov 22, 2023 • 1h 19min

Using a Checklist Approach To Investing - The Money for the Rest of Us Philosophy

Bill Yount and Becky Heptig discuss investing using a systematic checklist approach. The topics include the importance of understanding the upside and downside of investments, the basics of investing in bonds and stocks, efficient markets and asset classes, and reasons for selling investments. They also explore two main websites: MoneyForTheRestive.com and AssetCAMP.com.
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14 snips
Nov 15, 2023 • 26min

Is Tourism Harmful or Helpful? The Economic and Cultural Impact of Global Travel

Exploring the economic and cultural impact of global tourism, including the growth of short-term rentals, regulations on Airbnb listings, supply and demand dynamics in the industry, challenges and negative impacts of tourism on popular destinations, effects on the economy and housing markets, and the economic struggles in Cuba and the role of tourism.
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8 snips
Nov 8, 2023 • 28min

Easier Investing, Richer Life: TIPS Ladders to Annuities

The podcast discusses the pros and cons of using inflation-indexed bond ladders versus immediate annuities for retirement expenses. It explores the risks of the stock market and the benefits of TIPS (Treasury Inflation-Protected Securities) and TIPS ladders. The chapter also compares immediate annuities and TIPS ladders, highlighting factors such as inflation protection, yields, liquidity, and complexity of management.
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Nov 1, 2023 • 29min

How To Invest Money - 10 Rules of Thumb for Individual Investors

The podcast discusses ten rules of thumb for individual investors, including avoiding institutional hand-me-downs, minding investment seasons, and tracking economic trends. It emphasizes the importance of staying close to target allocation and diversifying investments. The hosts also debunk a legend and share their investment philosophy.
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Oct 25, 2023 • 25min

The Price of Money - 700 Years of Falling, Can Interest Rates Keep Rising?

Explore the historical forces driving the 700-year trend of falling interest rates. Discover how lower rates have boosted household net worth and reduced financial vulnerability. Dive into the factors behind the recent interest rate spike and the shift in marginal buyers. Learn about strategies to take advantage of higher yields without major risks.
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Oct 18, 2023 • 30min

Beyond Stocks: The Allure and Strategy of Credit Investments

Exploring the impact of Howard Marks on investing strategy, analyzing default rates for non-investment grade bonds and bank loans, allocation of risky assets, advantages and types of preferred stocks, strategies for investing in credit instruments, the allure and risks of credit investments, and the intricacies of closed-end funds.

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