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Money For the Rest of Us

Latest episodes

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Sep 20, 2023 • 29min

Where Are Interest Rates Headed Next? Insights from the Jackson Hole Symposium

Locking in higher yields now is advised as real interest rates are the highest in 15 years. Discusses topics from the Jackson Hole Symposium, central bank policy actions, neutral real rate of interest, importance of new ideas, and factors affecting interest rates. Also explores how ideas fuel economic growth and offers investment strategies for higher rates.
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Sep 13, 2023 • 25min

Our Car Was Attacked! Is Property Crime Increasing?

The podcast discusses recent personal encounters with property crime and explores trends in property crime rates. It analyzes the factors influencing crime rates and debunks misconceptions. The impact of switching from leaded to unleaded gas on crime rates is explored. The episode also provides tips to reduce exposure to property crime and emphasizes the importance of trusting intuition.
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Sep 6, 2023 • 27min

Die With Zero: Why You Should Start Spending Now

How to balance saving, investing, and spending for a fulfilling life. Start spending your nest egg sooner. Balancing fear of making a change with fear of missing out. Making deliberate choices versus maximizing experiences. Estimating how much to spend from retirement assets. Using online calculators for retirement savings and spending.
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5 snips
Aug 30, 2023 • 33min

Bond Investing Masterclass Bonus Episode

This bonus episode is a masterclass on bond investing. They discuss measures of bond yields, estimating returns for bond funds, and a bond type with a U.S. government guarantee. They also explore the challenges of the current rate environment, the relationship between bond prices and yields, and the impact of changing interest rates on bond investments. Additionally, they discuss the role of the Federal Home Loan Banks in the mortgage market and their implied guarantee from the U.S. government.
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Aug 23, 2023 • 29min

From Boom to Bust: Why China's Stocks Lagged Behind Its Economy and Where to Invest Next

The podcast discusses the underperformance of China's stock market compared to its strong economy. It explores the factors contributing to this, including economic and governance issues, and highlights the potential for future investment opportunities in emerging markets. The podcast also touches on the impact of health care on China's economy, the current state of the stock market, and the challenges and opportunities in investing in India's technology sector.
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Aug 16, 2023 • 27min

Natural Disasters: Are They Truly Increasing?

The podcast discusses the factors contributing to the devastating Maui wildfire, global wildfire trends, and the role of insurance companies. It explores the complex interplay of climate change, urban expansion, and human choices. The podcast also addresses the lack of confidence in weather impact predictions due to natural variability and provides guidance for individuals dealing with long-term potential threats.
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Aug 9, 2023 • 30min

Five Surprising Insights About Stock Indexes and Funds

We share five things we have learned about stock index valuations, earnings, currency, and why value investing isn't dead.Topics covered include:How index providers divide the stock universe into large and small, growth and valueThe difference between the price-to-earnings ratio and earnings yield and which is betterHow earnings volatility can impact annual earnings growth and what to use to estimate future earningsHow value stocks often grow earnings faster than growth stocksHow value has outperformed growth in the last three yearsSponsorsUse code MONEY10 to get 10% off on your NAPA Autoparts online order.NetSuite – the leading integrated cloud business software suiteInsiders Guide Email NewsletterGet our free Investors' Checklist when you sign up for the free Money for the Rest of Us email newsletter.Show NotesAsset CampMoney for the Rest of Us PlusRelated Episodes102: What It Takes To Be A Value Investor261: Is Value Investing Dead?See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
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Aug 2, 2023 • 27min

Crisis-Proof Investing: Strategies for a Shaky Future

Given climate change and other risks, how should you invest for the next forty years?Topics covered include:What predictions from the last forty years came true and which didn'tWhy the next forty years will have a lot of similarities to the last forty years despite the promise of AIWhy the scale and complexity of the world make big transitions away from oil, cement, and natural gas unlikelyWhy economic growth and consumption will likely continue leading to positive investment returnsHow should our portfolios and lifestyle be structured to build resilienceSponsorsMadison Trust Self-Directed IRA - Go Here to Learn More and Get Your $100 Off Promo CodeFactor - Use code david50 to get 50% off your meal orderInsiders Guide Email NewsletterGet our free Investors' Checklist when you sign up for the free Money for the Rest of Us email newsletter.Show NotesThe Third Wave by Alvin Toffler—Penguin Random HouseParcel shipping index 2022—Pitney BowesAmerica Is Drowning in Packages by Amanda Mull—The AtlanticHow to Spend Way Less Time on Email Every Day by Matt Plummer—Harvard Business ReviewWorld Population Prospects—United Nations Department of Economic and Social AffairsGlobal Climate Change Vital Signs—NASACongestion Pricing Plan in New York City Clears Final Federal Hurdle by Ana Ley—The New York TimesNew Jersey Sues Over Congestion Pricing in New York City by Ana Ley—The New York TimesHow the World Really Works by Vaclav Smil—Penguin Random HouseDoes Sam Altman Know What He's Creating? by Ross Andersen—The AtlanticThe Economic Cost of Houston’s Heat: ‘I Don’t Want to Be Here Anymore’ by Rachel Wolfe and Amara Omeokwe—The Wall Street JournalSEC Proposes Rules to Enhance and Standardize Climate-Related Disclosures for Investors—U.S. Securities and Exchange CommissionSEC’s Climate-Disclosure Rule Isn’t Here, but It May as Well Be, Many Businesses Say by Richard Vanderford—The Wall Street JournalMarket Myopia's Climate Bubble by Madison Condon—Boston University School of LawWhat Really Happens to the Clothes You Donate by Oliver Franklin-Wallis—GQOpenAI's Sam Altman launches Worldcoin crypto project by Anna Tong—ReutersWorldcoin’s premise is a disturbing one by Tabby Kinder—The Financial TimesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
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Jul 26, 2023 • 29min

What If Social Security Had Been Privatized? The Value of Federal Government Pension Plans

Explore the proposed plan to privatize Social Security in the US and its potential drawbacks. Discover the importance of real resources in driving economic growth. Compare the benefits of personal savings accounts to the current Social Security system. Discuss the shift from defined benefit to defined contribution plans for US workers. Delve into the privatization of social security pension plans and their participation rates. Examine the value of federal government pension plans and the need for a combination of public and private savings for a secure retirement.
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Jul 19, 2023 • 26min

Beware of Platform Risk - How PeerStreet, a Real Estate Crowdfunding Firm, Went Bankrupt

How to mitigate the risk of investing on crowdfunding platforms where there is little transparency on the underlying financial health of the platform company.Topics covered include:What is the platform economyHow blitzscaling and an over-reliance on venture capital funding led to Peer Street's bankruptcyWhat happens next for investors on Peer Street's platformsHow individuals and businesses can mitigate the risk of investing or conducting business on platformsSponsorsMadison Trust Self-Directed IRA - Go Here to Learn More and Get Your $100 Off Promo CodeUse code MONEY10 to get 10% off on your NAPA Autoparts online order.Insiders Guide Email NewsletterGet our free Investors' Checklist when you sign up for the free Money for the Rest of Us email newsletter.Show NotesAmazon: Independent Sellers In The U.S. Sold More Than 4.1 Billion Products in 2022 by SGB Media—SGB MediaPeerStreetLinkedIn Post by Brett Crosby—LinkedInCrowdfunding platform PeerStreet files for bankruptcy by Flávia Furlan Nunes—HousingwireAI Was Q2’s Big Hope To Reverse The Global Venture Funding Slowdown. It Wasn’t Enough by Gené Teare—CrunchbaseVC finds its footing as headwinds weaken by James Thorn—PitchBookPitchBook-NVCA Venture Monitor—PitchBookCases FAQ—StrettoReal estate debt marketplace PeerStreet files for bankruptcy by Matt Carter—inmanBlockFi Bet Big on FTX and Alameda Even After Seeing Infamous Balance Sheet, Creditors Say by Jack Schickler—CoinDeskRelated Episodes253: Are IPOs the New Ponzi Scheme?301: Use Caution with Alternative Investments393: What Happens If Your Brokerage Firm Goes BankruptSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

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