Money For the Rest of Us

Discover the fascinating hierarchy of investing, from short-term trading to individual securities. Delve into the strategic allocation of portfolios and the unpredictable nature of individual stocks. Learn about the advantages institutional investors leverage for diversified portfolios. The importance of informed investment and community support shines as tools like Asset Camp equip individual investors. Explore the balance between diversification and simplicity, featuring examples of ETFs to enhance your investment strategies.

Dive into the intricate world of private equity investing! Discover how buyouts and venture capital operate and the performance measurement against the stock market. Learn about the concept of 'dry powder' and its implications. Explore the hurdles individual investors face in accessing lucrative funds and the importance of diversification. The discussion also covers emerging alternatives like collateralized loan obligations, highlighting the dynamic nature of private equity and the cautious approach required for individual investors.

Explore the fascinating comparison between investing and strategy games like poker and chess. Discover why separating decision processes from outcomes can enhance your investment choices. Delve into the complexities of cognitive biases and their effects on decision quality. Philosophical insights from Taoism reveal how instinctive decision-making can lead to better outcomes. Learn to balance analysis and intuition while navigating life's uncertainties for a happier, more fulfilling experience.

The podcast dives into the recent stock market decline and its ties to disappointing employment reports and the Japanese yen's impact. It explores recession risks through key economic indicators like PMI data, revealing shifts in manufacturing and services. Listeners gain insights on the Federal Reserve's possible policy rate cuts and how rising mortgage rates are reshaping the housing market. The discussion also covers the shift from large cap growth to small cap value stocks, emphasizing the need for adaptive investment strategies.

Dive into the investment case for Ethereum as nine new spot ETFs launch in the U.S. Discover how Ethereum sets itself apart from Bitcoin and explore innovative applications like NFTs and DAOs. Learn about the shift to proof-of-stake, enhancing energy efficiency and transaction capacity. The latest upgrade promises improved functionality and institutional interest is on the rise. Plus, find out how staking can boost your earnings while navigating the evolving landscape of Ethereum investments.

What we can monitor and do now in preparation for a 2030s depression, which may or may not arrive.Topics covered include:Why ITR Economics has been predicting a 2030s depression for over a decade.What are the early warning signs we can monitor for increasing risk of economic and financial turmoilWhat are U.S. and global population predictions by the Congressional Budget Office and the United NationsWhat is the status of Social Security and what would it take to make it more sustainableWhat are the impacts of a slowing or shrinking populationHow should we invest, and what other financial actions should we take in the face of long-term depression forecastsSponsorsDelete Me – Use code David20 to get 20% offMonarch Money – Get an extended 30-day free trialOur Premium ProductsAsset CampMoney for the Rest of Us PlusShow NotesTop 5 Causes of the 2030s Great Depression—ITR EconomicsThe Demographic Outlook: 2024 to 2054—Congressional Budget OfficeTestimony on Social Security’s Finances—Congressional Budget OfficeWorld Population Prospects 2024—The United NationsWorld Population Prospects 2024: Graphs/Profiles—The United NationsAmerica is uniquely ill-suited to handle a falling population—The EconomistSuddenly There Aren’t Enough Babies. The Whole World Is Alarmed. by Greg Ip and Janet Adamy—The Wall Street JournalRelated Episodes479: National Debt Master Class Finale – What To Do468: Lessons from Japan’s 34 Years of Stock Market Underperformance395: How Population Trends Will Impact Growth, Inflation, Investing and Well BeingSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Exploring the rise of stock market gambling among retail traders, the impact on market efficiency and liquidity, and the benefits of long-term investing and asset allocation. How sports gambling parallels stock market behavior and why most traders lose money despite market liquidity. AssetCamp and its role in educating investors for strategic decision-making.

Buffer ETFs protect against the downside while capping the upside. We examine them closely to see if they are worth it.Topics covered include:How buffer ETFs are structured and some current examplesHow buffer ETFs have performed over the past five yearsWhat are the risks of buffer ETFsHow loss aversion and narrow framing contribute to the popularity of buffer ETFsAre buffer ETFs worth it and what are some alternative strategies that could be used insteadSponsorsShopify NetSuiteInsiders Guide Email NewsletterGet our free Investors' Checklist when you sign up for the free Money for the Rest of Us email newsletterOur Premium ProductsAsset CampMoney for the Rest of Us PlusShow NotesBlackRock Enters Booming Market for Stock ETFs With a 100% Hedge by Emily Graffeo—BloombergNew Stock ETF Offers 100% Hedge as Buffer Funds Nab $46 Billion by Emily Graffeo—BloombergThe Dynamics of Defined Outcome Exchange Traded Funds by Luis García-Feijóo and Brian Silverstein—SSRNMonetizing Loss Aversion for Fun and Profit—Paul KedroskyThirty Years of Prospect Theory in Economics: A Review and Assessment by Nicholas C. Barberis—Journal of Economic PerspectivesProspect Theory: An Analysis of Decision Under Risk by Daniel Kahneman and Amos Tversk—ECONOMETRICAInvestments MentionedInnovator U.S. Equity Ultra Buffer ETF - January Series (UJAN)Innovator U.S. Equity Ultra Buffer ETF - June Series (UJUN)iShares Large Cap Max Buffer Jun ETF (MAXJ)Innovator U.S. Equity Accelerated 9 Buffer ETF (XBJL)SPDR S&P 500 ETF Trust (SPY)Related Episodes465: Transforming Financial Regrets into Portfolio Gains: Five Strategies for Navigating Investment Emotions460: Should You Be Invested 100% in Stocks Before and During Retirement? A Recent Study Says Yes. 451: How Much Should You Invest in Stocks? The Art of Position Sizing in a Volatile Market394: How to Get Better at Risk Taking321: How to Analyze Complex InvestmentsSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Discover strategies and factors for living a longer life, including the role of social connections, quality sleep, and staying engaged post-retirement. Explore the benefits of simplifying your lifestyle, maintaining health, and embracing creativity for overall well-being. Learn why southern Europeans may soon be the longest-lived, and why you should never retire according to The Economist.

The podcast discusses the chaos in the fintech space due to the bankruptcy of Synapse Financial Technologies. It explores the differences between traditional banks, neobanks, and non-banks. Listeners are advised on how to protect their cash savings when investing with these institutions.