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Money For the Rest of Us

Latest episodes

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Jul 17, 2024 • 23min

How Retail Traders Lose Big While Enriching Wall Street

Exploring the rise of stock market gambling among retail traders, the impact on market efficiency and liquidity, and the benefits of long-term investing and asset allocation. How sports gambling parallels stock market behavior and why most traders lose money despite market liquidity. AssetCamp and its role in educating investors for strategic decision-making.
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Jul 10, 2024 • 28min

Should You Invest in Defined Outcome Buffer ETFs?

Buffer ETFs protect against the downside while capping the upside. We examine them closely to see if they are worth it.Topics covered include:How buffer ETFs are structured and some current examplesHow buffer ETFs have performed over the past five yearsWhat are the risks of buffer ETFsHow loss aversion and narrow framing contribute to the popularity of buffer ETFsAre buffer ETFs worth it and what are some alternative strategies that could be used insteadSponsorsShopify NetSuiteInsiders Guide Email NewsletterGet our free Investors' Checklist when you sign up for the free Money for the Rest of Us email newsletterOur Premium ProductsAsset CampMoney for the Rest of Us PlusShow NotesBlackRock Enters Booming Market for Stock ETFs With a 100% Hedge by Emily Graffeo—BloombergNew Stock ETF Offers 100% Hedge as Buffer Funds Nab $46 Billion by Emily Graffeo—BloombergThe Dynamics of Defined Outcome Exchange Traded Funds by Luis García-Feijóo and Brian Silverstein—SSRNMonetizing Loss Aversion for Fun and Profit—Paul KedroskyThirty Years of Prospect Theory in Economics: A Review and Assessment by Nicholas C. Barberis—Journal of Economic PerspectivesProspect Theory: An Analysis of Decision Under Risk by Daniel Kahneman and Amos Tversk—ECONOMETRICAInvestments MentionedInnovator U.S. Equity Ultra Buffer ETF - January Series (UJAN)Innovator U.S. Equity Ultra Buffer ETF - June Series (UJUN)iShares Large Cap Max Buffer Jun ETF (MAXJ)Innovator U.S. Equity Accelerated 9 Buffer ETF (XBJL)SPDR S&P 500 ETF Trust (SPY)Related Episodes465: Transforming Financial Regrets into Portfolio Gains: Five Strategies for Navigating Investment Emotions460: Should You Be Invested 100% in Stocks Before and During Retirement? A Recent Study Says Yes. 451: How Much Should You Invest in Stocks? The Art of Position Sizing in a Volatile Market394: How to Get Better at Risk Taking321: How to Analyze Complex InvestmentsSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
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Jun 26, 2024 • 31min

7 Steps to Living a Long Life

Discover strategies and factors for living a longer life, including the role of social connections, quality sleep, and staying engaged post-retirement. Explore the benefits of simplifying your lifestyle, maintaining health, and embracing creativity for overall well-being. Learn why southern Europeans may soon be the longest-lived, and why you should never retire according to The Economist.
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Jun 19, 2024 • 24min

Don't Lose Access to Your Cash: Comparing Banks, Neobanks, and Fintech Platforms for Cash Savings

The podcast discusses the chaos in the fintech space due to the bankruptcy of Synapse Financial Technologies. It explores the differences between traditional banks, neobanks, and non-banks. Listeners are advised on how to protect their cash savings when investing with these institutions.
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8 snips
Jun 12, 2024 • 28min

Unlocking the Power of Positive Skewness: Strategies for Investing, Business, and Creativity

Explore the power of positive skewness in investing, business, and creativity. Learn how high-impact successes drive overall outcomes and how to harness this strategy with a barbell approach. Discover when to mitigate risks and when to embrace them for optimal results.
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Jun 5, 2024 • 27min

How to Navigate the Crippling Home Insurance Crisis

Learn why home insurance premiums are skyrocketing and what homeowners can do if they face premium increases or coverage drops. Topics include the reinsurance market, self-insurance by home insurers, and strategies for navigating the home insurance crisis.
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May 29, 2024 • 27min

Beyond Faster (T+1) Trade Settlements: The Hidden Costs of Optimization

Exploring the shift to faster trade settlements from T+2 to T+1, the benefits, costs, and challenges involved. Discussing BlackRock and Franklin launching Treasury funds on the Etherium network. Delving into optimization in blockchain technology and the use of satisficing and rules of thumb to cope with complexity.
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May 22, 2024 • 28min

National Debt Masterclass Finale - What To Do

Learn about the growth of national debt over 50 years, factors impacting debt levels like interest rates and economic growth, potential U.S. debt default scenarios, investing strategies to protect against debt uncertainties, and the importance of diversifying portfolios amid economic uncertainties.
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May 15, 2024 • 52min

National Debt Masterclass Part Two

Explore how households and businesses can opt out of the national debt scheme. Learn about central banks monetizing debt through quantitative easing. Understand the implications of infinite money creation, debt monetization, and inflation. Delve into Federal Reserve liabilities, solvency risks, and GDP dynamics. Gain insights on money creation, quantitative easing impact, and quantitative tightening on asset prices.
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5 snips
May 8, 2024 • 33min

National Debt Master Class Part One

Explore why a country can't default with its own currency, how central banks control interest rates, and if government borrowing crowds out the private sector. Learn about money creation, inflation risks, and cases of Japan and Venezuela. Understand the perpetual nature of national debt, its implications on investors, and the impact of large budget deficits on the private sector. Delve into the connection between Treasury bonds, bank loans, and money creation, along with Japan's inflation commitment and debt monetization strategy.

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