

Fintech Ki Baat
by Shreyas Jani
Fintech ki Baat is an attempt to extract insights about the Fintech ecosystem of India and capture those insights in a bite sized format of audio and video podcast
Episodes
Mentioned books

Sep 4, 2025 • 29min
This Ex-Banker Left It All to Fix Export Payments in India FT. Indunath Chaudhary Founder Briskpe
Join Shreyas Jani as he delves into the world of fintech with Indunath Chaudhary, Founder & CEO of BriskPay. Discover how BriskPay is transforming cross-border payments for Indian exporters, the challenges faced in building a fintech startup, and the mindset shifts that powered Indunath’s leap from a stable job to full-time entrepreneurship.Key Highlights🚀 Indunath's journey from Jaipur to founding BriskPayNavigating financial crises and career pivots🌐 The evolving fintech landscape and regulatory hurdlesFinancial planning insights for early-stage founders🔮 Future of cross-border payments and fintech disruptionTimestamps02:24 – Indunath's journey: From Jaipur to Mumbai with a dream07:07 – The defining moment: Why Indunath quit his 9-to-5 job13:15 – How he managed finances while building a startup20:05 – The moment BriskPay took flight — and there was no looking back24:10 – Top 3 don'ts for budding entrepreneurs

Aug 21, 2025 • 51min
“From Banker to Changemaker: Ft. Kalpana Ajayan Regional Head of Women's World Banking
Join Shreyas Jani as he engages in a thought-provoking discussion with Kalpana Ajayan, the Regional head of Women's World Banking. This episode delves into the critical topics of women empowerment, financial inclusion, and the role of digital public infrastructure in transforming the financial landscape for women globally.Key Highlights:Kalpana's journey from a banker to an advocate for women's financial inclusion. The impact of Women's World Banking in reaching over 53 million women in India. Challenges and solutions in designing gender-intentional financial products. The role of AI and digital infrastructure in enhancing financial access for women. Future focus areas for Women's World Banking, including climate resilience and consumer protection.

Aug 7, 2025 • 42min
AI in Fintech: How Possible.ai Is Transforming BFSI Ft. Suman Gandham Founder & CEO- Possible. Ai
ALL OPINIONS EXPRESSED BY THE HOST IN THIS SHOW ARE THEIR OWN AND DON'T REPRESENT THE VIEWS OF THE ORGANISATION THAT THEY MAY BE ASSOCIATED WITH. Join us in this insightful episode of Fintech Ki Baat as Our Host Shreyas Jani dive into the world of AI in the BFSI sector with Suman Gandham, Founder and CEO of possible.ai. Discover the origin story behind possible.ai, the challenges and opportunities in AI for FinTech, and Suman's unique journey from entrepreneurship to AI innovation.Key Topics:The origin and vision of possible.ai AI's role in transforming the BFSI sector Challenges in implementing AI solutions Suman's entrepreneurial journey and insightsDon't forget to like, comment, and subscribe for more episodes on the latest in FinTech and AI!

Jul 11, 2025 • 40min
How AI Is Rewiring India’s Fintech Core | Ft. Suman Gandham, Founder & CEO Posibl.ai
ALL OPINIONS EXPRESSED BY THE HOST IN THIS SHOW ARE THEIR OWN AND DON'T REPRESENT THE VIEWS OF THE ORGANISATION THAT THEY MAY BE ASSOCIATED WITH. In this powerful episode of Fintech Ki Baat Dil Se, host Shreyas Jani sits down with Suman Gandham, Founder & CEO of Posibl.ai, to uncover how artificial intelligence is transforming the BFSI sector. From his entrepreneurial roots to building a cutting-edge AI platform, Suman shares insights on what it takes to innovate in India’s fast-evolving fintech space.🔍 Key Topics Covered:The origin story and mission of Posibl.aiHow AI is reshaping lending, risk assessment, and personalization in BFSIReal-world challenges in deploying AI at scaleSuman’s entrepreneurial mindset and lessons from the trenchesWhether you're a fintech founder, investor, or technologist, this episode is packed with practical insights and inspiration.🔔 Don’t forget to subscribe for deep dives with India’s fintech innovators!

Jun 11, 2025 • 46min
From Teenage Investor to Fintech Visionary FT. Sankarsh Chanda on Building Savart & Stardour
n this candid episode of Fintech Ki Baat Dil Se, Our Host Shreyas Jani sits down with Sankarsh Chanda, the prodigy-turned-Founder of Savart and Stardour, to explore the evolving world of Robo-advisory, tech-led investing, and entrepreneurial resilience.Sankarsh shares how he began investing at just 14, what early failures taught him, and why humility, feedback loops, and strong teams matter more than ever.The conversation dives deep into qualitative research, risk-taking, and building ventures with soul.

May 16, 2025 • 50min
Data, Privacy & AI: Saurabh Gupta on Building the Future with Decentralised Intelligence
Saurabh Gupta, Founder & CEO of VeriSmart.AI, dives into the critical intersection of data ownership, privacy, and AI ethics. He reveals how decentralized data infrastructures can empower consumers and enhance privacy. The discussion covers the dual nature of technology, the ethical responsibilities in AI development, and the innovative interplay between blockchain and AI. Saurabh also challenges common data privacy myths and highlights the need for a collaborative tech approach to ensure secure and beneficial advancements in digital intelligence.

May 6, 2025 • 41min
No “Right” Time to Start Up | Saurabh Gupta, VerySmart.ai
ALL OPINIONS EXPRESSED BY THE HOST IN THIS SHOW ARE THEIR OWN AND DON'T REPRESENT THE VIEWS OF THE ORGANISATION THAT THEY MAY BE ASSOCIATED WITH. 🚀 Welcome to a thought-provoking episode of Fintech Ki Baat Dil Se, where host Shreyas Jani sits down with Saurabh Gupta, Co-founder and CEO of VerySmart.ai. Saurabh shares his raw and insightful journey from his early tech days to building a decentralized data infrastructure platform aimed at giving users full control over their digital identity.This conversation goes beyond the surface of startup buzzwords to uncover the real challenges, mindset shifts, and strategic thinking required to build something truly impactful in today's fast-evolving tech landscape.🔍 Episode Highlights:From College Projects to Cutting-Edge Tech: Hear how participating in the DARPA autonomous vehicle challenge sparked Saurabh's entrepreneurial spirit.Startups vs. Traditional Business: Why solving deeply personal, scalable problems matters more than chasing trends.VerySmart.ai’s Mission: Explore how Saurabh’s venture evolved from a reg-tech startup to a decentralized platform redefining user consent and data control.Privacy, Myths & Tech Realities: Why data deletion is misunderstood, and how true privacy starts with empowering the user.Timing Your Leap: Why there’s no “perfect” time to start a business — just the right problem and real conviction.🌐 Whether you’re a future founder, tech builder, or simply curious about where AI and data ownership are headed, this episode is your crash course on turning complex problems into real-world impact.👉 Subscribe to Fintech Ki Baat for weekly episodes featuring the boldest voices in entrepreneurship, fintech, and innovation.

10 snips
Feb 21, 2025 • 36min
Unlocking Financial Freedom with Spendvesting: Ft. Pari Raghavan’s Founder & Ceo Multipl
Pari Raghavan, Founder and CEO of Multipl, discusses 'spendvesting'—a revolutionary approach combining spending with investing. He shares the origin of Multipl’s name and its mission to enhance consumer wealth. The conversation dives into how spendvesting encourages smarter financial habits, minimizes impulsive buying, and fosters customer loyalty. Pari also highlights the role of blockchain and AI in making investments more accessible, showcasing a futuristic blend of technology with personal finance.

Feb 3, 2025 • 40min
Navigating Fintech's Future: Ft.Sameer Singh Jaini on Digital Transformation and Lending Innovations
Welcome to a transformative episode of Fintech Ki Baat Dil Se, where host Shreyas Jani delves into an insightful conversation with Sameer Singh Jaini, the visionary Founder and CEO of The Digital Fifth.
Tune in as they discuss Sameer's pivotal shift from a traditional banking role to leading a pioneering consulting firm in the fintech sector. This episode explores the dynamic evolution of fintech, the challenges and opportunities within the lending landscape, especially in real estate, and the critical role of digital transformation in shaping the future of finance.
🔍 Episode Highlights:
From Banking to Fintech Pioneer: Uncover Sameer's journey from corporate banking to establishing a leading consulting practice in the fintech domain.
Digital Transformation in Lending: Explore how technological advancements, particularly AI, are revolutionizing the lending process, reducing times and enhancing security.
Challenges for Small Entrepreneurs: Dive into the difficulties small business owners face in securing financing and how fintech innovations are bridging this gap.
The Role of AI and Human Touch: Discuss the balance between leveraging AI for efficiency and maintaining the irreplaceable human element within customer interactions.
Regulatory and Community Insights: Gain insights into the evolving regulatory framework and the importance of community building within fintech to drive growth and collaboration.
🌐 Whether you're an entrepreneur, investor, or fintech enthusiast, this episode is packed with valuable insights into the intersections of technology and finance. Learn from Sameer’s experiences and strategies for navigating the complex fintech ecosystem.
👉 Subscribe to Fintech Ki Baat to stay updated with the latest trends and deep dives into the finance technology world. Be part of the community shaping the future of fintech!

Jan 23, 2025 • 23min
Watch Paddy Raghavan Founder & CEO Decode the DNA of Fintech Startup Success
Join us on this episode of Fintech Ki Baat Dil Se, where host Shreyas Jani sits down with Paddy Raghavan, the innovative founder of Multiple, a groundbreaking investment platform.
Tune in to hear about Paddy remarkable journey from a tech enthusiast to a fintech entrepreneur, overcoming the hurdles of transitioning from enterprise SaaS to a consumer-centric business model. This episode is packed with invaluable lessons on financial planning, the importance of perseverance, and strategic insights for budding entrepreneurs.
🔍 Episode Highlights:
Entrepreneurial Insights: Paddy discusses his journey from fascination with cloud technology to creating his own startup.
Building Consumer Fintech: Explore the unique challenges and strategies in shifting from a business-to-business to a consumer-focused model.
Key to Success: Learn why confidence and a deep understanding of your market are essential for any startup founder.
Financial Wisdom: Discover the critical role of financial planning and bootstrapping in the early stages of a startup.
Value Creation: Paddy emphasizes the importance of creating real value for customers beyond mere financial gains.
Chapters:
02:00 - Knowing Paddy Raghavan & how he started the Entrepreneurship Journey
06:19 - Taking the Leap into Entrepreneurship
13:43 - Reflecting on the Entrepreneurial Journey and the Transition to Fintech
🌐 Whether you're an aspiring entrepreneur, a seasoned investor, or just curious about the fintech landscape, this discussion with Pari Raghavan offers a profound look into the dos and don'ts of starting and sustaining a successful business in the digital age.
👉 Hit subscribe on Fintech Ki Baat to catch all our episodes featuring leaders who are reshaping the financial world. Get inspired and learn directly from those at the forefront of innovation.
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