
The Money Gains Podcast
Welcome to the Money Gains Podcast, where we talk all things money and how to grow your bank balance. Hosted by Sammie Ellard-King, Money Content Creator of the Year 2024, we chat with the sharpest minds in personal finance to give you real, actionable advice – no fluff, no jargon. Whether you're skint, smashing it, or somewhere in between, we’re here to help you make smarter money moves.
Latest episodes

4 snips
Aug 14, 2024 • 57min
Discover The POWER Of Sacred Money Archetypes with Sarah Brill
In this week's episode, I welcome Sarah Brill, a Money Mindset Mentor and Independent Financial Coach. Sarah specialises in helping people master their finances so that they can create the impact they desire and achieve the freedom to live life on their own terms.---------👉🏼 Get a FREE SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)--------In this episode:🧠 Why understanding our money archetypes is crucial for developing a healthy relationship with money.🧠 Why our money archetypes are influenced by our upbringing, societal conditioning, and personal experiences.🧠 How the sacred money archetypes framework helps us identify our unique strengths and challenges with money.🧠 How to align our financial strategies with our archetypes to lead to greater financial empowerment.🧠 How to overcome limiting beliefs and why understanding our money story is essential for personal and financial growth.AND SO MUCH MORE!!Sarah's Links 🔗Sacred Money Archetypes quiz - https://www.sarahbrillcoaching.co.uk/sacred-money-archetypes-quiz-----DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizDiscover how the Stock Market School can help you turn small, consistent investments into life-changing wealth. 🔗 https://subscribe.upthegains.co.uk/stockmarketschool

Aug 7, 2024 • 50min
"Financial Advisors Get A Bad Rep - Here's Why?!" - with Ian Dempsey
This week I'm delighted to welcome Ian Dempsey who's an IFA (Independent Financial Advisor)Ian is such great fun and we discussed all about the current state of the industry and how he's hoping to change it with a different approach to dealing with clients.---------👉🏼 Get a FREE SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)--------In this episode:🧠 Finding an independent financial advisor (IFA) who has the client's best interests at heart is crucial.🧠 The financial services industry needs to be more accessible and transparent to benefit everyone.🧠 The younger generation has access to a wealth of information and can make informed financial decisions.🧠 The 'grey suit brigade' represents the older generation of financial advisors and what they are doing or 'not' doing for the industry🧠 Ian's aims to make financial information more accessible and help people make better financial decisions.🧠 How social media has given people the freedom to express their thoughts without consequences, leading to a lack of accountability.🧠 Building a personal brand on platforms like LinkedIn requires perseverance, consistency, and finding your own unique approach.AND SO MUCH MORE!Ian's Links:LinkedIn > https://www.linkedin.com/in/ian-dempseyDISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizDiscover how the Stock Market School can help you turn small, consistent investments into life-changing wealth. 🔗 https://subscribe.upthegains.co.uk/stockmarketschool

Jul 31, 2024 • 59min
Can You Invest Into Property With NO Money? (Let's Find Out!) with Caroline Tolman
In this weeks episode we welcome the lovely Caroline Tolman to the show. Just a few short years ago Caroline and her husband were searching around for ways to increase their income and build for financial freedom. They stumbled across property investing and invested in a few courses. Fast forward to today and Caroline now owns a multi-million pound portfolio across the North of England and she gives us a masterclass is how to do it!---------👉🏼 Get a FREE SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)--------In this EpisodeHow to choose a property investment strategy that aligns with your life goals.How to use other people's money to fund your property investmentsHow to build trust and transparency in investor relationshipsHow to find good deals and conduct thorough due diligence How to leverage debt responsibly and be comfortable with using leverage to grow your property portfolioWhy you need to diversify property investments to reduce riskAND SO MUCH MORE!Caroline Links 🔗Website >> https://www.carolinetolman.co.uk/Instagram >> https://www.instagram.com/carolinetolmanpropertyDISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizDiscover how the Stock Market School can help you turn small, consistent investments into life-changing wealth. 🔗 https://subscribe.upthegains.co.uk/stockmarketschool

Jul 17, 2024 • 57min
Multi-Millionaire Shows How ANYONE Can Become Wealthy - with Miles Beckler
This week I welcome one of my favourite people in Miles Beckler. Miles has one of the biggest marketing YouTube channels on the planet and is respected in the 'making money online' industry as one of the titans. BUT he is also extremely passionate about personal finance and wealth building with a section of his channel dedicated to building wealth so we had to get him on. ---------👉🏼 Get a FREE SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)--------In This Episode:🧠 How to distinguish between assets and liabilities and accumulate more of them🧠 How to audit your finances and live on less but still do things🧠 How much of your income should be going to wealth building 🧠 What is compound interest and compounding 🧠 How to invest into real estate to grow wealth 🧠 How to build digital assets to help increase your income 🧠 Why the power of building a personal brand is so important in todays age 🧠 Can anyone be an entrepreneur or not?AND SO MUCH MORE!!Miles' Website: https://www.milesbeckler.com/DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizDiscover how the Stock Market School can help you turn small, consistent investments into life-changing wealth. 🔗 https://subscribe.upthegains.co.uk/stockmarketschool

Jul 10, 2024 • 58min
How To Manage DEBT Like A Boss with Lynn Beattie (MrsMummyPenny)
In this weeks episode I welcome the legend and lovely lady that is Lynn Beattie. Lynn has been on the financial education scene for over a decade giving her pearls of wisdom away to anyone that'll listen. She has been on TV, radio, podcasts and more talking about her journey and I was truly honoured to have her to talk to us today!---------👉🏼 Get a FREE SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)--------DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizDiscover how the Stock Market School can help you turn small, consistent investments into life-changing wealth. 🔗 https://subscribe.upthegains.co.uk/stockmarketschool

Jul 3, 2024 • 1h 3min
How To STOP Limiting Beliefs That Impact You Financially with Bekah Donovan
In this weeks episode I welcome Mindset Coach, Bekah Donovan who I recently stumbled across and absolutely loved. This is a no BS approach to getting your mind right when it comes to money, life in general and your career.---------👉🏼 Get a FREE SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)--------In this episode:Understanding oneself and uncovering limiting beliefs are crucial for living a fulfilling life.Challenging the lies we tell ourselves and exploring our money beliefs can lead to positive change.Fear of judgment often holds us back from taking action and making necessary changes.Acceptance of our current situation and prioritisation of our values are important steps towards a desired future.Materialism and the need for external validation can hinder true happiness, while self-acceptance is key. Managing money requires the right mindset and a willingness to analyse and adjust spending habits.Accepting the phase of life you're in and making choices accordingly is important for personal fulfilment.The 'burn the bridges' mentality can be dangerous and should be approached with caution.AND MUCH MORE!!!DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizDiscover how the Stock Market School can help you turn small, consistent investments into life-changing wealth. 🔗 https://subscribe.upthegains.co.uk/stockmarketschool

Jun 29, 2024 • 28min
A Beginners Guide To Investing - (Everything You Need To Get Started)
This week I'm diving into the world of investing particulary for beginners. I dive into some of the questions I get asked all the time and break it down for you as simply as possible. ---------👉🏼 Get a FREE SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)--------We discuss:🧠 Why investing for the long term matters🧠 The chocolate box investing anology 🧠 The difference between funds and individual stocks🧠 Index funds and what they are🧠 How to handle risk🧠 Diversification in investing🧠 Investing strategies 🧠 Stocks and Shares ISAs🧠 AND SO MUCH MORE!DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizDiscover how the Stock Market School can help you turn small, consistent investments into life-changing wealth. 🔗 https://subscribe.upthegains.co.uk/stockmarketschool

Jun 26, 2024 • 1h 3min
I Survived A Life Threatening ILLNESS In My 20s To Become A SUCCESSFUL Business Owner with Nick Papworth
In this weeks episode we welcome Nick Papworth who tells us his incredible story from a life threatening illness in his early 20s to finding his purpose in life to become a successful online business owner. We also discuss one of the hottest side hustles on the planet right now - social media and digital products.---------👉🏼 Get a FREE SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)--------In this episode:🧠 Your mindset and self-belief are crucial in achieving success.🧠 Be aware of the stories you tell yourself and challenge limiting beliefs.🧠 Address negative habits and beliefs to create positive change.🧠 How you do anything is how you do everything - personal growth is essential.🧠 Focus on the transformation and outcome that your product or service can provide. 🧠 People are willing to pay for help with implementation, accountability, and guidance.🧠 Consider selling before building by offering a product or service before creating it.🧠 Use AI tools to generate scripts and create content on platforms like TikTok.🧠 Lean into your strengths and consistently create content to help your target audience.AND SO MUCH MORE!---------👉🏼 Get a FREE SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)--------Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizDiscover how the Stock Market School can help you turn small, consistent investments into life-changing wealth. 🔗 https://subscribe.upthegains.co.uk/stockmarketschool

Jun 19, 2024 • 49min
How ANYONE Can INVEST Into PROPERTY with Tayo Oguntonade (Brickzwithtipz)
This week I'm buzzing to welcome the legend himself Tayo from Brickz with Tipz to discuss all about property investing and how you can get yourself started. This is legit a masterclass in all types of property investing from serviced accommodation (Airbnb) to flipping properties and what it all entails. ---------👉🏼 Get a FREE SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)--------In this episode:🧠 How property investing allows you to leverage money and have it work for you, rather than trading time and labor for money.🧠 Why research is crucial when choosing investment areas🧠 Different property investment strategies include buy-to-let, HMOs, service accommodation, and diversification into social housing or supported living.🧠 How lenders assess rental income rather than personal income when financing investment properties.🧠 Tax implications and benefits should be considered when investing in property. 🧠 Setting up a limited company is recommended for property investors to avoid high taxes.🧠 Bridging loans can be used to finance renovations and bridge the gap until traditional financing is available.AND SO MUCH MORE!DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizDiscover how the Stock Market School can help you turn small, consistent investments into life-changing wealth. 🔗 https://subscribe.upthegains.co.uk/stockmarketschool

Jun 12, 2024 • 59min
How Inflation REALLY Works And How To BEAT It with Brian Mitchell (Frugal Spender)
This week my guest is Mr Frugal Spender himself Brian Mitchell. I've wanted to get Brian on as a guest for a long time, so I'm delighted we got to have this conversation. His no BS approach to personal finance is not only enjoyable but super knowledgeable and insightful too. ---------👉🏼 Get a FREE SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)--------In this episode:Understanding inflation and its impact on personal financeThe emotional aspect of investing, including the fear of loss and the thrill of gains, can significantly influence investment behavior.Misconceptions about managing money, such as the focus on saving rather than investingGetting started with investing involves understanding the concept of assets, diversifying risk, and gaining experience to navigate market volatility.How to overcome a scarcity mindset, and Brian's approach to money and investing. The importance of having a real conversation with yourself about debt and taking ownership of financial decisions.The impact of social media on financial decisions and the need to be cautious about lifestyle inflation.AND SO MUCH MORE!!DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizDiscover how the Stock Market School can help you turn small, consistent investments into life-changing wealth. 🔗 https://subscribe.upthegains.co.uk/stockmarketschool