
The Money Gains Podcast
Welcome to the Money Gains Podcast, where we talk all things money and how to grow your bank balance. Hosted by Sammie Ellard-King, Money Content Creator of the Year 2024, we chat with the sharpest minds in personal finance to give you real, actionable advice – no fluff, no jargon. Whether you're skint, smashing it, or somewhere in between, we’re here to help you make smarter money moves.
Latest episodes

Oct 30, 2024 • 45min
Money Stress? Here’s How to Take Control and Thrive - Anna Brading | EP 84
This week I welcome the wonderful Anna Brading to the show.Anna is a Certified Financial Education Instructor (CFEI), passionate about helping people break free from the stress of living paycheck-to-paycheck and take control of their financial future.Get your copy of Anna's book Money Mentor 📚https://www.mentoramoney.com/money-mentor-book---------👉🏼 Get a FREE SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)--------In this episode: ✅ How to set intentional financial goals✅ The key steps to building wealth through side hustles✅ What is the Champagne Tower Method for income growth✅ How financial stability improves mental well-being✅ A step-by-step guide to mastering your finances with Mentor MoneyConnect with Anna on Instagram https://www.instagram.com/mentoramoney/DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizDiscover how the Stock Market School can help you turn small, consistent investments into life-changing wealth. 🔗 https://subscribe.upthegains.co.uk/stockmarketschool

Oct 23, 2024 • 48min
The FASTEST Way To Get Your Finances In Shape in 2024 - Ask Me A Money Question w/ Timi Merriman-Johnson (Mr MoneyJar) & Laura Ann-Moore
Timi Merriman-Johnson, aka Mr MoneyJar, is a savvy financial educator, while Laura Ann-Moore is a money mindset expert and engaging speaker. Together, they tackle the significance of tax efficiency and long-term investment strategies. Listeners learn about navigating various investment platforms and the relationship between wealth and happiness. They share practical advice for managing finances, dealing with financial losses, and preventing lifestyle inflation. Their humorous yet insightful banter makes financial literacy accessible and enjoyable!

Oct 16, 2024 • 1h 8min
19-Year-Old Reveals INSANE Side Hustle That Makes THOUSANDS (Noah Brierley)
Joining us this week is Noah Brierley a 19 year old Content Creator & Entrepreneur with over 2 million followers on social media. Not only is Noah just extremely impressive he's nailed more side hustle businesses than I could care to attempt and he's nearly half my age!---------👉🏼 Get a FREE SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)--------DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizDiscover how the Stock Market School can help you turn small, consistent investments into life-changing wealth. 🔗 https://subscribe.upthegains.co.uk/stockmarketschool

Oct 9, 2024 • 51min
No. 1 Money Expert: Why Insuring Yourself Is THE Most Important Thing You Can Do With Your Money with Ella Weinberg (Ella Ensures)
In this weeks episode I'm talking to Ella Weinberg who is an award winning finance expert and entrepreneur. We go deep into the importance of insurance and how to make sure you are safeguarding your financial success.---------👉🏼 Get a FREE SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)--------You can expect:🧠 Why income protection insurance is crucial for both employees and business owners🧠 The wide range of scenarios income protection covers 🧠 Why it is important to consult with a specialized advisor to understand and choose the right insurance policies for your needs🧠 Why comprehensive coverage is important in private healthcare to ensure all necessary treatments and therapies are included.🧠 Why knowing where to look and understanding the different credit reference agencies is crucial for managing credit scores.🧠 How missed payments, defaults, and CCJs can have a negative impact on credit scoresElla's Links 🔗Website 👉🏼 https://ellaensures.co.uk/Instagram 👉🏼 https://www.instagram.com/ellaensures/Thanks for tuning in - Make sure you hit the follow button so you don't miss a show!DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizDiscover how the Stock Market School can help you turn small, consistent investments into life-changing wealth. 🔗 https://subscribe.upthegains.co.uk/stockmarketschool

Oct 2, 2024 • 47min
How To DEVELOP Into The Person You TRULY Want To Be with Catherine Cornwall
In this weeks episode I'm delighted to welcome back Catherine Cornwall who is a Success & Money Mentor. In this chat we go pretty deep into the importance of working on yourself to become the person that's able to build wealth but equally enjoy the journey. ---------👉🏼 Get a FREE SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)--------You can expect:How to align beliefs, thoughts, feelings, and actions to build wealthWhy financial empowerment requires working on yourself firstWhy women face unique challenges in achieving financial successWhy success is not solely defined by material wealth, but also by fulfilment, purpose, and passion.Why inner healing and self-worth are crucial for personal growth and success.Why making a massive change can be triggered by a defining moment or a gradual realsation.How to define success and what that really looks likeYou can grab a copy of Catherine's new book Love, Money & Magic right here 👉🏼 https://tinyurl.com/34je8h3sDISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizDiscover how the Stock Market School can help you turn small, consistent investments into life-changing wealth. 🔗 https://subscribe.upthegains.co.uk/stockmarketschool

Sep 25, 2024 • 44min
How To Actually Afford A House & The Latest On Mortgage Rates with Dan Knott (Dan Does Mortgages)
In this episode, we welcome back Dan Knott from Dan Does Mortgages for a frank discussion about the UK housing market. Dan is unbelievably knowledgable in the space as a Mortgage Advisor and gives us a masterclass on buying houses for both first time buyers and house movers. ---------👉🏼 Get a FREE SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)--------What's in this episode:Why the UK housing market is finally moving even though house prices have gone upWhy mortgage interest rates are moving in the right directionWhy homeowners considering remortgaging should explore the whole marketHow to consider future scenarios and affordability if interest rates increase.Why it's important to consider the impact of potential interest rate increases on your affordabilityThe upcoming changes in stamp duty thresholds and how to plan accordinglyLifetime ISA 101And SO MUCH MORE!Dan's Links 🔗Instagram 👉🏼 https://www.instagram.com/dandoesmortgages_/DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizDiscover how the Stock Market School can help you turn small, consistent investments into life-changing wealth. 🔗 https://subscribe.upthegains.co.uk/stockmarketschool

Sep 18, 2024 • 54min
Stop Staying Late At Work And Do This Instead with Aaron Knightley
Today we welcome Aaron Knightley back to the show for a part 2 episode because the 1st one was an absolute HIT with you guys.We dive into knowing your worth in the workplace, building a business on the side, how to scale that business and when to quit your job. It's ram-packed with goodness!---------👉🏼 Get a FREE SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)--------In this episode:🧠 Why time is a valuable asset that should not be given away freely to employers.🧠 How the nine-to-five rat race can lead to mental health issues and a lack of fulfilment.🧠 Why financial independence and good money management are crucial for breaking free from the rat race.🧠 How to evaluate patterns and build a supportive social network.🧠 Why you should take time for self-improvement and focus on personal growth. 🧠 How to enjoy the journey and find fulfilment in the process, not just the outcome.🧠 Why being authentic and giving away free value builds trust and a loyal following.🧠 How to manage money to avoid financial stress and enjoy a more fulfilling life.Aarons Links 🔗Website 👉🏼 https://www.aaronknightley.co.uk/TikTok 👉🏼 https://www.tiktok.com/@aaron_knightleyThanks for tuning in - Make sure you hit the follow button so you don't miss a show!DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizDiscover how the Stock Market School can help you turn small, consistent investments into life-changing wealth. 🔗 https://subscribe.upthegains.co.uk/stockmarketschool

Sep 11, 2024 • 45min
We're Aiming To Make Finance Fun and Relatable With Louise Bastock (Finder UK)
In this weeks episode I welcome the lovely Louise Bastock who joins us from Finder.com, one of the UKs biggest personal finance comparison brands. Louise is a presenter, comedian, writer and award-winning content creator for Finder UK. Her goal is to help people make better decisions with their money by making content that is funny, down to earth and accessible.---------👉🏼 Get a FREE SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)--------In this episode:🧠 Why making personal finance relatable and accessible is key to helping people make better financial decisions.🧠 Why breaking down stereotypes and stigma around finance is important.🧠 How research plays a crucial role in informing content and product recommendations.🧠 How podcasts can provide money advice while making listeners feel less alone.🧠 How the impact of COVID-19 has highlighted the need for better financial education. 🧠 Why being true to yourself is more important than trying to be funny.🧠 How to support and help each other in financial matters.Links 🔗Finder UK - https://www.finder.com/uk/Finder UK YouTube - https://www.youtube.com/channel/UCuJj9-wwoCQgRUuUyAlobmwFinder’s Media Hub, where you can find our research - https://www.finder.com/uk/mediaIt’s Giving Finance podcast: Spotify - https://open.spotify.com/show/1vl1GW8k4FX8lWinIX4eWL?si=f3d1bddebeb545f3Apple podcasts - https://podcasts.apple.com/gb/podcast/its-giving-finance/id1763234325Louise Bastock Instagram - https://www.instagram.com/louise_bastock/DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizDiscover how the Stock Market School can help you turn small, consistent investments into life-changing wealth. 🔗 https://subscribe.upthegains.co.uk/stockmarketschool

Sep 4, 2024 • 51min
The BEST Way To Save & Invest Your Money with Gareth Shears
In this weeks episode I welcome Financial Advisor Gareth Shears to the show to discuss all about investing and the best ways to manage your money. Gareth has been exploding on social media lately with a refreshing take on money that I know you're going to love. ---------👉🏼 Get a FREE SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)--------In this episode:Why financial education is key in helping people manage their money effectively.How saving and investing are both important components of your financial strategy.Understand the difference between saving and investing based on short-term and long-term goals.Why insurance and protection policies play a vital role in safeguarding your money.How to understand risk and volatility when making investment decisions.Why ISAs offer flexibility and tax efficiency.How to invest in global equities.Explaining how pensions provide tax relief and protection against inheritance tax.Understand how financial planning should be personalised and regularly reviewed.Gareth's Links 🔗Website >> https://www.sanfp.co.uk/Instagram >> https://www.instagram.com/garethshearscoach/DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizDiscover how the Stock Market School can help you turn small, consistent investments into life-changing wealth. 🔗 https://subscribe.upthegains.co.uk/stockmarketschool

Aug 21, 2024 • 1h 39min
Investing In This ONE Thing Will Change The World! - with Best-Selling Author: Andrew Craig
Today I'm absolutely delighted to welcome ex Investment Banker, Fund Manager, Best Selling Author, Founder of Plain English Finance and all round legend in Andrew Craig.This conversation was rammed packed with juicy nuggets from how to invest globally, the impact of interest rates on our finances, the importance of pensions and SO much more!Get Andrew's new book - 'Our Future Is Biotech' 👉🏼 https://www.amazon.co.uk/Our-Future-Biotech-English-Revolution/dp/1399800175---------👉🏼 Get a FREE SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)--------Expect to hear:Why the pensions crisis is a looming problem due to demographic changes and lack of financial literacy.How low interest rates and the rise of ETFs have influenced asset prices.How the UK housing market faces challenges of affordability and supply.Why investing in human progress and taking a long-term perspective can lead to positive financial outcomes.How long-term investing and understanding compounding are crucial for building wealth.Why biotechnology has the potential to solve real-world problems and shape the future.How biotechnology has the potential to revolutionise the fishing and livestock industries, leading to sustainable practices and re-wilding of natural habitats.AND SO MUCH MORE!Andrews Links 🔗Plain English Finance >> https://plainenglishfinance.co.uk/Get Andrew's new book - 'Our Future Is Biotech' 👉🏼 https://www.amazon.co.uk/Our-Future-Biotech-English-Revolution/dp/1399800175-----------DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizDiscover how the Stock Market School can help you turn small, consistent investments into life-changing wealth. 🔗 https://subscribe.upthegains.co.uk/stockmarketschool