
The Money Gains Podcast
Welcome to the Money Gains Podcast, where we talk all things money and how to grow your bank balance. Hosted by Sammie Ellard-King, Money Content Creator of the Year 2024, we chat with the sharpest minds in personal finance to give you real, actionable advice – no fluff, no jargon. Whether you're skint, smashing it, or somewhere in between, we’re here to help you make smarter money moves.
Latest episodes

Jan 1, 2025 • 30min
2024 Round Up - The Stock Market, My Portfolio, Up the Gains and MORE!
In this episode we run through the stock market and my own investment portfolio performance in 2025 alongside some business and personal growth bits and MORE! 🔗 Learn How To Invest In Just 6 Weeks 👉🏼 www.stockmarketschool.co.uk---------👉🏼 Get a FREE SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)--------DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. ISA rules apply.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizDiscover how the Stock Market School can help you turn small, consistent investments into life-changing wealth. 🔗 https://subscribe.upthegains.co.uk/stockmarketschool

Dec 27, 2024 • 6min
How to Start Building Wealth Through the Stock Market (Without the Overwhelm)
Discover how the Stock Market School can help you turn small, consistent investments into life-changing wealth. Join the waitlist today for exclusive bonuses and start building your financial future 👇🏼 🔗 Join here 👉🏼 www.stockmarketschool.co.ukHere's what you'll learn inside Stock Market School:✅ How to Build a Bulletproof Investment Portfolio – Learn to create a diversified portfolio that grows your wealth while managing risk effectively.✅ The 80/20 Strategy for Long-Term Wealth – Master my foolproof system for investing smarter, not harder, with just 15 minutes a month.✅ How to Maximise Returns with Tax-Smart Accounts – Discover how to save money using ISAs, pensions, and other tax-efficient strategies.✅ How to Invest in Funds Like a Pro – Understand how to leverage funds to benefit from entire economies without picking individual stocks.✅ How to Start Investing with Confidence – Build the mindset, knowledge, and tools to invest stress-free, no matter your experience level.---------👉🏼 Get a FREE SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)--------DISCLAIMER:This podcastis meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizDiscover how the Stock Market School can help you turn small, consistent investments into life-changing wealth. 🔗 https://subscribe.upthegains.co.uk/stockmarketschool

Dec 23, 2024 • 13min
5 Money Things You Can Do in the Christmas Quiet Period to Level Up For 2025
Just me today chatting through 5 things you can do in the down period between xmas and new year to really set yourself up for 2025 financially. Get Your FREE Money Action Plan Sorted Here 👉🏼 https://upthegains.co.uk/quiz---------👉🏼 Get a FREE SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)--------Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizDiscover how the Stock Market School can help you turn small, consistent investments into life-changing wealth. 🔗 https://subscribe.upthegains.co.uk/stockmarketschool

Dec 18, 2024 • 46min
The Surprising Way Money Can Make or Break Your Relationships - Ask Me A Money Question w/ Timi aka Mr MoneyJar and Laura Ann-Moore
In this month's episode of Ask Me A Money Question we welcome back Timi aka Mr MoneyJar and Laura Ann-Moore to the show. This episode is where we unpack your most burning money questions live on the show! You can send your questions into the team via email invest@upthegains.co.uk---------👉🏼 Get a FREE SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)--------In this episode:✅ How to align financial habits in relationships✅ The importance of shared financial goals✅ Why women face unique barriers in investing✅ The impact of inflation on savings✅ Why investing is key for long-term wealth✅ Diversifying investments beyond ISAs and understanding FSCS protectionDISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. ISA rules apply.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizDiscover how the Stock Market School can help you turn small, consistent investments into life-changing wealth. 🔗 https://subscribe.upthegains.co.uk/stockmarketschool

Dec 11, 2024 • 1h 14min
Credit Mistakes You’re Probably Making Today - with Amy Knight (Nerdwallet UK)
In this weeks episode we welcome Amy Knight, Lead Writer and UK Spokesperson for NerdWallet UK. We discuss how over 200,000 UK residents are missing out on child benefits, the problems with the UK debt system and how millennials are struggling to manage their credit score plus Amy's journey from single parent to launching her own side hustle business. ---------👉🏼 Get a FREE SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)--------Nerdwallet's Survey - Debt Anxiety Leaves UK Consumers 'Scared' to Spend on Credit 👉🏼 https://www.nerdwallet.com/uk/personal-finance/consumer-credit-survey-2024/Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quiz--------In this episode: ✅ Why 200,000 UK parents don't claim child benefit✅ How credit cards can secretly drain your finances✅ The shocking truth about buy now, pay later schemes✅ Why millennials struggle with lifestyle debt✅ How to manage money effectively as a coupleAND SO MUCH MORE!!DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. ISA rules apply.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizDiscover how the Stock Market School can help you turn small, consistent investments into life-changing wealth. 🔗 https://subscribe.upthegains.co.uk/stockmarketschool

Dec 4, 2024 • 58min
I Built A £140,000 Investment Portfolio In 7 Years & You Can Do It Too! - With Ryan King
This week on the 1s and 2s we have a fellow Arsenal fan, investor and all round top bloke in Ryan King from Making Money Simple. Ryan has built up an incredible portfolio of £140,000 through simple investing and joins us to discuss his new book 'Stop Waiting, Start Investing'. ---------👉🏼 Get a FREE SHARE worth up £100 when you deposit £1 with Trading 212 https://www.trading212.com/join/MGPIf you don't receive the free share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)--------Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizIn this episode:✅ How to understand the basics of investing✅ What are index funds and how do they work✅ How to invest simply every month for incredible results✅ How compound interest works and how to maximise it✅ The importance of putting away a portion of your income every monthAND SO MUCH MORE!!DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. ISA rules apply.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizDiscover how the Stock Market School can help you turn small, consistent investments into life-changing wealth. 🔗 https://subscribe.upthegains.co.uk/stockmarketschool

Nov 27, 2024 • 1h 2min
I Think This ONE Investment Will BOOM - with Sam North, Market Analyst at eToro
In this weeks episode we welcome Sam North, Market Analyst at eToro to the show for masterclass in investing, trading and all things the stock market.You can sign up for eToro here >> https://med.etoro.com/B12087_A113733_TClick.aspx---------👉🏼 Get a FREE SHARE worth up £100 when you deposit £1 with Trading 212https://www.trading212.com/join/MGPIf you don't receive the free share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)--------Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizDISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. ISA rules apply.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizDiscover how the Stock Market School can help you turn small, consistent investments into life-changing wealth. 🔗 https://subscribe.upthegains.co.uk/stockmarketschool

Nov 20, 2024 • 49min
Rising Costs vs. Your Wallet: Who's Winning? - 'Ask Me A Money Question' with Timi Merriman-Johnson & Laura Ann-Moore
We're back with another episode of 'Ask Me A Money Question' with two superstars on the show in Timi Merriman-Johnson (Mr MoneyJar) and Laura Ann-Moore. 👉🏼 To send in your questions and stories in please email invest@upthegains.co.uk---------👉🏼 Get a FREE SHARE worth up £100 when you deposit £1 with Trading 212https://www.trading212.com/join/MGPIf you don't receive the free share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)--------Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizIn this episode:✅ Why understanding inflation is crucial for protecting your money✅ How small changes in spending can improve your finances✅ The importance of building an emergency fund✅ Why ISAs and pensions are powerful tools for long-term wealth✅ Practical steps to start building wealth✅ Why consolidating ISAs could simplify your financial goalsDISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. ISA rules apply.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizDiscover how the Stock Market School can help you turn small, consistent investments into life-changing wealth. 🔗 https://subscribe.upthegains.co.uk/stockmarketschool

Nov 13, 2024 • 1h 8min
Want £1,000 Free from the Government? Start Here! - With Brian Byrnes from Moneybox
In this weeks episode we welcome Brian Byrnes, Head of Personal Finance at Moneybox to the show. Moneybox have over 1 million customers in the UK offering a range of financial products from ISAs to pensions and have the largest community of first time buyers using their award winning Lifetime ISA. ---------👉🏼 Get a FREE SHARE worth up £100 when you deposit £1 with Trading 212https://www.trading212.com/join/MGPIf you don't receive the free share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)--------Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizIn this episode:✅ The link between financial confidence and doubling your net worth✅ Why small, consistent actions are key to building wealth and security✅ How to make saving and investing easier✅ How a Lifetime ISA offers up to £1,000 in free money every year✅ Why finding lost pensions could change your financial futureDISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. ISA rules apply.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizDiscover how the Stock Market School can help you turn small, consistent investments into life-changing wealth. 🔗 https://subscribe.upthegains.co.uk/stockmarketschool

Nov 6, 2024 • 1h 1min
The SHOCKING Truth About Kids' Financial Literacy! - Ashley Boonin (GoHenry)
In this weeks episode we're delighted to welcome Ashley Boonin - Finance Director at GoHenry. GoHenry are an app and kids debit card that helps young people under the age of 18 use and learn about money safely. Visit GoHenry - https://www.gohenry.com/ukGohenry Manifesto - https://www.gohenry.com/uk/blog/news/gohenry-manifesto-aims-to-boost-financial-education-in-schools---------👉🏼 Get a FREE SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)--------In this episode:✅ Why early financial education is essential for children’s future success✅ How Go Henry uses gamified learning to teach kids about money management✅ The impact of compounding interest and why starting young matters✅ Practical steps parents can take to build financial literacy at home✅ How digital tools and resources can make financial education accessibleDISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizDiscover how the Stock Market School can help you turn small, consistent investments into life-changing wealth. 🔗 https://subscribe.upthegains.co.uk/stockmarketschool