
The Money Gains Podcast
Welcome to the Money Gains Podcast, where we talk all things money and how to grow your bank balance. Hosted by Sammie Ellard-King, Money Content Creator of the Year 2024, we chat with the sharpest minds in personal finance to give you real, actionable advice – no fluff, no jargon. Whether you're skint, smashing it, or somewhere in between, we’re here to help you make smarter money moves.
Latest episodes

Jun 5, 2024 • 54min
Cash(back) is King - Saving You Money On Autopilot with Cheddar App Co-Founder Luke Ladyman
In this episode we welcome the king of cashback Luke Ladyman to the show. As Co-Founder of the rapidly growing app Cheddar we dive into the story behind the business, how it came to be and why it's different to other offerings out there. Download Cheddar for FREE here >> https://upthegains.co.uk/cheddar/I'm a big fan of Cheddars business and love the user experience of the app so it was very cool listening to how important that is to them.---------👉🏼 Get a FREE SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)-------- In this episode:🧠 Cheddars early days as a payments app and how it evolved into cashback 🧠 How Cheddar uses open banking technology 🧠 How the app is hyper-personalised to your preferences using AI 🧠 Faster payments and instant cashback 🧠 FCA approval and what means to Luke 🧠 Innovation and future plans for Cheddar Download Cheddar for FREE here >> https://upthegains.co.uk/cheddar/DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizDiscover how the Stock Market School can help you turn small, consistent investments into life-changing wealth. 🔗 https://subscribe.upthegains.co.uk/stockmarketschool

May 31, 2024 • 20min
Side Hustle Sessions #3 - How To Make Money From FREELANCING
Today's side hustle sessions is diving into the wonderful world of freelancing. Now I've used freelancing to make money on the side for years now and it's a wonderful way to put skills you already have to use. Equally I hire freelancers all the time for my business today as it helps save costs from hiring a full time member of staff. Put your skills to work and make some extra cash from freelancing. If you have any topics you would like to see covered - hit me up at invest@upthegains.co.uk VIDEO 🎥 - How To Scale To 10k A Month In 12 Months OR Less (Full Workshop) 👉🏼https://yt.openinapp.co/wymyc---------👉🏼 Get a FREE SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)--------DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizDiscover how the Stock Market School can help you turn small, consistent investments into life-changing wealth. 🔗 https://subscribe.upthegains.co.uk/stockmarketschool

May 29, 2024 • 48min
How To SAVE MONEY That You're ALREADY SPENDING - Cashback Masterclass with Chloe's Deal Club
In this week's episode I'm delighted to welcome Chloe Carmichael the legend herself and Money Influencer of the Year 2024. If you're not tuned into Chloe's channel on Instagram then you are potentially missing out on saving £100s a year! She gives us a masterclass in cashback, dupes and re-investing your money saved.---------👉🏼 Get a FREE SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)-------- In this episode:🧠 How to use cashback to save money🧠 How cashback really works🧠 The steps Chloe's takes before buying online 🧠 The best cashback apps on the market right now🧠 What are dupes and how to find the best ones🧠 What is deal stacking and how to get even more money off your purchases🧠 Chloe's techniques for re-investing her savings Download Cheddar for FREE here >> https://upthegains.co.uk/cheddar/Follow Chloe on Instagram >> https://www.instagram.com/chloesdealclubJoin Chloe's newsletter for the latest deals >> https://chloesdealclub.comIf you enjoyed this episode please share it with a friend!DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizDiscover how the Stock Market School can help you turn small, consistent investments into life-changing wealth. 🔗 https://subscribe.upthegains.co.uk/stockmarketschool

May 24, 2024 • 21min
Side Hustle Sessions #2 - How To Come Up With A Winning Business Idea
Side Hustle Sessions are BACK - every Friday I'm going to be releasing a shorter episode designed to help you make more money. We're going to dive into different topics each week unpacked exactly how to put these side hustles into action. Today's episode is how to come up with a winning business idea. We talk about frameworks such as Ikigai and Russell Brunson's Expert Secrets findings having spent weeks going over the book in lots of detail.If you have any topics you would like to see covered - hit me up at invest@upthegains.co.uk ---------👉🏼 Get a FREE SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)--------DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizDiscover how the Stock Market School can help you turn small, consistent investments into life-changing wealth. 🔗 https://subscribe.upthegains.co.uk/stockmarketschool

May 15, 2024 • 50min
How To Save Money On Inheritance Tax & Invest For Your Kids with Alex Thomas
In this weeks episode I welcome Alex Thomas a real life Financial Advisor who joins us today to talk about all things inheritance tax, family planning and saving for your kids. This one went deep on the likes of family trusts, gifting money to your children or spouse and lots more!---------👉🏼 Get a FREE SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)--------In this episode:Child Trusts vs Junior ISAs How to save money on inheritance taxWhat are the rules around gifting money How family trusts work and when they don't How to ensure your family gets what they deserveQuestions to ask a financial advisor AND SO MUCH MORE!!DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizDiscover how the Stock Market School can help you turn small, consistent investments into life-changing wealth. 🔗 https://subscribe.upthegains.co.uk/stockmarketschool

May 8, 2024 • 50min
How To Start A SIDE HUSTLE That ACTUALLY WORKS with Noah Brierley
In this weeks episode I welcome Noah Brierley, a 19 year old financial content creator with over 1.8 million followers on TikTok. He enjoys sharing the lessons he is learning about money, side hustles and the things he wishes School taught him. By age 16 Noah hit 1M followers, and now content creation is his full time job.---------👉🏼 Get a FREE SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)--------In this episode:🧠 How content creation is a low cost, easy business model to start🧠 How schools could help with personal finance, entrepreneurship and life lessons🧠 How reselling on eBay is still a great side hustle 🧠 How to think out of the box when starting a new business🧠 How to quit you 9 to 5 from a side hustle business🧠 How to reinvest your profits to make even more cash AND SO MUCH MORE!!!DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizDiscover how the Stock Market School can help you turn small, consistent investments into life-changing wealth. 🔗 https://subscribe.upthegains.co.uk/stockmarketschool

May 1, 2024 • 42min
How To Make £1,000 Extra A Month with Digital Products (SIDE HUSTLE SERIES PART 2)
In this week's episode I'm deep diving in how to make money online with digital products specifically through social media. Check out Couch to 5 Grand - my program with over 350+ students learning how to build their own business here 👉🏼 https://couchto5grand.systeme.io/ct5kI believe ANYONE can do this!---------👉🏼 Get a FREE SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)--------In this episode I give you a step by step guide on making this happen and how you can grow an online business to £1,000 a month and beyond. What to expect:🧠 What are digital products?🧠 How to start selling digital products?🧠 How to find your niche?🧠 What if I have no skills?🧠 Where are the best places to sell them?🧠 How to create viral content?🧠 How much time do I need to put into my side hustle?🧠 How much does it cost to get started with this business?🧠 Is it easy to be successful with this?If you have any questions about this show please feel free to DM me or email at invest@upthegains.co.ukDISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizDiscover how the Stock Market School can help you turn small, consistent investments into life-changing wealth. 🔗 https://subscribe.upthegains.co.uk/stockmarketschool

Apr 18, 2024 • 47min
How A Professional Stock Trader Nearly LOST EVERYTHING - Michael Taylor - Shifting Shares
In this weeks episode I'm delighted to welcome Michael Taylor, Founder of Shifting Shares and a full-time professional trader. Michael has develivered TedX talks on trading and interestingly invest with own capital so is taking all the risk. He gives us the 411 on how to become a trader, what you need to know and most importantly the risks associated with this type of investing.---------👉🏼 Get a FREE SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)--------We discuss:🧠 Trading vs investing - what's the difference?🧠 What beginners need to know about trading 🧠 Understanding the basics of stock charts🧠 The mentality required to be a successful stock trader🧠 How to manage stock market crashes🧠 Some of Michael's successful trades and how he did it🧠 How Michael nearly lost it all because of one companies fraudulent activitiesAND SO MUCH MORE!DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizDiscover how the Stock Market School can help you turn small, consistent investments into life-changing wealth. 🔗 https://subscribe.upthegains.co.uk/stockmarketschool

Mar 28, 2024 • 49min
How Having A MENTOR can 5X your INCOME with Jack Mangles (MentorMe)
This week I'm delighted to welcome the legend that is Jack Mangles, Founder of MentorME.Jack is on a mission to stop 100,000 entrepreneurs being scammed by gurus! After 6 years in the corporate consulting world, Jack turned his eyes to side hustles during the pandemic to bolster his income. Turning an initial £400 investment in stock into £130,000 in revenue on Amazon in 12 months. Building on this, Jack wanted to diversify, but could not find anyone he could trust for mentoring, so the mission and vision of MentorME was born… the first vetted mentoring marketplace for side hustles & entrepreneurship. ---------👉🏼 Get a FREE SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)--------In this episode:🥁 How finding the right mentor is key to success🥁 Why the top businesses in the world all have mentorship programs🥁 How to leverage mentors for their network and opportunites🥁 Jack's dive into Amazon FBA and how he's turned that into a 6 figure business🥁 How to look out for scam from 'gurus' online 🥁 What are unrealistic claims and some of the big red flags AND SO MUCH MORE🔗 Key LinksMentorME > https://mentorme.io/Jack on Insta > https://www.instagram.com/jack_mentorme/DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizDiscover how the Stock Market School can help you turn small, consistent investments into life-changing wealth. 🔗 https://subscribe.upthegains.co.uk/stockmarketschool

Mar 20, 2024 • 60min
Has PARENTHOOD Become a LUXURY in Today's World with Ellie Austin-Williams
Today I welcome the wonderful Ellie Austin-Williams, Founder of This Girl Talks Money and author of the book Money Talks: A Lifestyle Guide for Financial Wellbeing.This Girl Talks Money is a comunnity of over 40,000 people and I'm a huge fan of Ellie's work and book! Ellie is also a recent parent and we dived deep into the current state of the UK childcare system. ---------👉🏼 Get a FREE SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)--------In this episode:Exploring the disparity in maternity and paternity leave policies: From minimum standards to enhanced benefits.The high cost of childcare in the UKEmbracing flexible working and job sharingTackling financial challenges for parentsNavigating financial milestones and financial anxietyThe impact of hustle culture on well-beingThe search for purpose in work: Key to long-term satisfaction and well-being.The art of balancing financial objectives and personal fulfilment The role of self-reflection and conscious decision-making.AND SO MUCH MORE!!🔗 Key Links 📲 Ellie's Instagram >> https://www.instagram.com/thisgirltalksmoney📚 Money Talks Book >> https://www.amazon.co.uk/Money-Talks-Lifestyle-Financial-Wellbeing/dp/1786787997DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizDiscover how the Stock Market School can help you turn small, consistent investments into life-changing wealth. 🔗 https://subscribe.upthegains.co.uk/stockmarketschool