Banking with Interest
IntraFi
Banking with Interest, a podcast by IntraFi, features in-depth analysis and insight into the policy changes reshaping the banking industry. With insightful interviews and previews of pending policy challenges, the podcast is an essential listen for anyone connected to the financial services industry.
Banking with Interest is hosted by Rob Blackwell, an award-winning former journalist with more than two decades of experience as an expert on financial services policy. He is now Chief Content Officer and Head of External Affairs with IntraFi.
The show is produced by Sam Navarro, senior principal writer at IntraFi. The podcast theme song was written and produced by Stellar Tracks. The information, views, and opinions expressed during Banking With Interest belong solely to Rob Blackwell and his guests and do not represent those of IntraFi LLC, its directors, management, or employees. Any ideas and strategies contained within the podcast are for informational purposes only and do not constitute legal or investment advice.
Banking with Interest is hosted by Rob Blackwell, an award-winning former journalist with more than two decades of experience as an expert on financial services policy. He is now Chief Content Officer and Head of External Affairs with IntraFi.
The show is produced by Sam Navarro, senior principal writer at IntraFi. The podcast theme song was written and produced by Stellar Tracks. The information, views, and opinions expressed during Banking With Interest belong solely to Rob Blackwell and his guests and do not represent those of IntraFi LLC, its directors, management, or employees. Any ideas and strategies contained within the podcast are for informational purposes only and do not constitute legal or investment advice.
Episodes
Mentioned books
Sep 18, 2024 • 49min
How FHLBs See the Battle Over Reform
Ryan Donovan, the head of the Council of Federal Home Loan Banks, pushes back against criticisms that the government-sponsored enterprises have strayed from their mission. He outlines what the FHLBs want as part of a reform effort by their regulator.
Sep 10, 2024 • 38min
Andy Barr on Fair Access Law for Banks, Basel III’s Finale, Reg Relief and M&A Reform
Rep. Andy Barr, chair of the House financial institutions subcommittee, shares his vision for leading the Financial Services Committee. He emphasizes the importance of fair banking access for all legal businesses and the surprising support from large banks. Barr discusses the need for regulatory reform in Basel III, advocating for changes that encourage competition and help community banks thrive. He also talks about the impact of stablecoins on the industry and the significance of timely merger approvals to ensure a diverse financial landscape.
Sep 4, 2024 • 32min
Inside the “Summer of Small Cuts” for Banks
Jaret Seiberg, managing director of TD Cowen’s Washington Research Group, discusses the many policy changes facing banks this summer, including the FDIC’s brokered deposit proposal, the Fed’s new FAQ on the discount window, a Texas court decision on the small business rule, and the new uncertainties the election poses for the industry.
Jul 31, 2024 • 50min
Inside the CFPB’s Sprint to the Finish Line
Alex Johnson, founder of Fintech Takes, discusses the CFPB’s race to complete as many regulatory initiatives – on earned wage access products, open data, privacy and more – ahead of the November election. And he talks about why banking as a service has turned into a “high-wire act without a safety net” in the wake of the Synapse bankruptcy.
Jul 24, 2024 • 36min
French Hill on Crypto Reg, Housing Reform, SVB Lessons & Bank Consolidation
Rep. French Hill, one of the leading candidates to chair the House Financial Services Committee next year, makes his case for the job, discussing how his former role as a bank CEO would help guide his agenda. He talks about why he’s worked so hard on crypto and stablecoin regulation bills, his vision for housing reform, the lessons of SVB, the end of Chevron deference, and his concerns on bank consolidation.
Jul 17, 2024 • 42min
The Titanic Shift in Banking Policy Ahead
Claire Williams, Capitol Hill reporter for American Banker, and Brendan Pedersen, who covers financial services for Punchbowl News, discuss the latest on financial policy. Will Christy Romero Goldsmith be confirmed to lead the FDIC? Is Basel III Endgame dead? How could Sen. J.D. Vance as vice president impact bank policy going forward?
Jul 9, 2024 • 44min
A Looming Crisis in CRE? What Bankers Need to Know
Phil Mobley, national director of office analytics for CoStar, the leading firm when it comes to commercial real estate, talks about how the market has changed in the wake of the pandemic. He discusses the trends right now, where the market is headed, and what risk office CRE poses to banks.
Jun 25, 2024 • 28min
Inside a Reg Split on Basel and the Battle for FDIC Control
Pete Schroeder, who covers financial regulation and policy for Reuters, breaks down why federal banking agencies are split on how to finalize new capital rules and explains how policymakers are reacting to a nominee for FDIC chair.
Jun 11, 2024 • 40min
Catch Check Fraud If You Can: The Growing Issue for Banks, Consumers
Frank Abagnale Jr., an expert on check forgery and the subject and inspiration for Steven Spielberg’s film “Catch Me If You Can,” talks about why check fraud is so much worse in recent years despite the overall decline of use of checks. He talks about why banks are struggling to detect forgeries, how policymakers should address the issue, and why the problem is poised to become even more dire.
Jun 4, 2024 • 31min
The Coming Battle Over Zelle Fraud
Penny Crosman, executive editor of technology at American Banker, goes behind the scenes on a case of Zelle fraud that cost a consumer thousands of dollars—and what it means for a coming policy fight between the big banks and Washington over the real-time payment system.
