Banking with Interest
IntraFi
Banking with Interest, a podcast by IntraFi, features in-depth analysis and insight into the policy changes reshaping the banking industry. With insightful interviews and previews of pending policy challenges, the podcast is an essential listen for anyone connected to the financial services industry.
Banking with Interest is hosted by Rob Blackwell, an award-winning former journalist with more than two decades of experience as an expert on financial services policy. He is now Chief Content Officer and Head of External Affairs with IntraFi.
The show is produced by Sam Navarro, senior principal writer at IntraFi. The podcast theme song was written and produced by Stellar Tracks. The information, views, and opinions expressed during Banking With Interest belong solely to Rob Blackwell and his guests and do not represent those of IntraFi LLC, its directors, management, or employees. Any ideas and strategies contained within the podcast are for informational purposes only and do not constitute legal or investment advice.
Banking with Interest is hosted by Rob Blackwell, an award-winning former journalist with more than two decades of experience as an expert on financial services policy. He is now Chief Content Officer and Head of External Affairs with IntraFi.
The show is produced by Sam Navarro, senior principal writer at IntraFi. The podcast theme song was written and produced by Stellar Tracks. The information, views, and opinions expressed during Banking With Interest belong solely to Rob Blackwell and his guests and do not represent those of IntraFi LLC, its directors, management, or employees. Any ideas and strategies contained within the podcast are for informational purposes only and do not constitute legal or investment advice.
Episodes
Mentioned books
Jan 2, 2025 • 35min
OCC's Hsu on Unfinished Business, Reg Restructuring & Dangers Ahead
Michael Hsu, the Acting Comptroller of the Currency for over three years, dives into the lessons from the Silicon Valley Bank collapse and the urgent need for new liquidity regulations. He discusses the complexities of regulatory restructuring, addressing the dangers of charter shopping and how it impacts banking stability. Hsu also shares insights on cryptocurrency's dual nature—balancing its speculative risks with its innovative potential—while advocating for a regulatory framework that ensures safety and accountability in the ever-evolving financial landscape.
6 snips
Dec 17, 2024 • 37min
What's the Future of the CFPB and FDIC Under Trump?
Evan Weinberger, a banking reporter at Bloomberg Law, dives into the Trump administration's controversial plans to potentially eliminate the FDIC or merge it with other agencies. He discusses ongoing conflicts at the CFPB and the implications of its recent regulatory changes, like the new overdraft rule. The conversation sheds light on the historical context of financial regulation, the challenges faced under a Republican Congress, and how these factors might reshape banking oversight in the future.
Dec 12, 2024 • 45min
Crypto's Win, Stablecoins' Future & Debanking Debate
Alex Johnson, the founder and publisher of Fintech Takes, tackles several hot-button topics, including how the crypto industry's election victories will influence the next Trump administration, and why hype around stablecoins as a replacement for banks may be misplaced. He also discusses whether banks are really engaging in debanking as a prominent venture capitalist recently claimed.
Dec 5, 2024 • 29min
What Trump's Treasury Pick Means for Banks, Fed and Wall Street
Sam Sutton, the primary author of Politico's Morning Money newsletter, goes behind the scenes on why President-elect Trump chose Scott Bessent to lead the Treasury Department. Sutton discusses Bessent's experience and agenda, how his views on tariffs and inflation will play out in the next administration, and how they portend a potential brewing conflict with the Federal Reserve.
Nov 26, 2024 • 45min
Behind Rep. Hill's Plan to Make Community Banks Great Again
Rep. French Hill, a top contender to lead the House Financial Services Committee, details his plan to help banks, including revamping regulators' approach to M&A, ending Operation Choke Point, and encouraging more de novos. He also discusses his views on Scott Bessent, President-elect Trump's nominee for Treasury secretary, the mood among GOP lawmakers, how the government can confront fraud at banks, what he thinks Congress can do for banks over the next two years and his takeaways from the Biden-era regulators' final Congressional appearance.
Nov 21, 2024 • 37min
CBA's Johnson on CFPB Under Trump, Open Banking and Junk Fees vs. Junk Facts
Lindsey Johnson, CEO and president of the Consumer Bankers Association, talks about how the CFPB may change under the second Trump administration. Will a Trump-appointed CFPB director roll back the recently finalized open data rule? What happens for banks and consumers if that rule is left to stand? She also tackles the future of the agency's overdraft proposal and small business lending rule.
Nov 13, 2024 • 44min
The Massive Implications for Banks from the GOP's Sweeping Victory
With Republicans set to control the White House, Senate, and House next year, Victoria Guida of Politico and Brendan Pedersen of Punchbowl News dive into the implications for financial services companies. That includes what it means for the Fed, including whether President-elect Trump might try to oust Chair Jerome Powell, and what kinds of leaders will take the reins of the Congressional banking committees.
Nov 5, 2024 • 37min
How Generative AI Agents Could Threaten Financial Stability
The rise of generative AI agents have promised consumers a better, safer future. But what happens if those agents act in ways that destabilize the system, causing bank runs or better enable bad actors to commit fraud or hack financial institutions? Todd Phillips, assistant professor at Georgia State University's Robinson College of Business, talks about his new paper looking into how AI could wreak havoc on the financial system.
Oct 30, 2024 • 43min
How CFPB's Open Data Rule Will Impact Banks
Kate Berry, a reporter for American Banker, and Christopher Williston, the CEO of the Independent Bankers Association of Texas, go in-depth to discuss the CFPB's final Section 1033 rule, which implements open banking. They tackle which institutions are most at risk from the final rule, why trade groups are suing to block it, and how the CFPB is responding to bank fears it will spur more fraud.
Oct 23, 2024 • 45min
How Russia Targets Banks, Wall Street
Eamon Javers, a senior Washington correspondent for CNBC, talks about his new podcast, "The Crimes of Putin's Trader," and how Russia is using hackers to infiltrate banks and Wall Street. He goes behind the scenes on the case of Vladislav Klyushin, who was convicted by the U.S. of insider trading, how he was traded back this summer to Russia, and what it means for financial firms here.
