

OCC’s Hsu on Unfinished Business, Reg Restructuring & Dangers Ahead
Jan 2, 2025
Michael Hsu, the Acting Comptroller of the Currency for over three years, dives into the lessons from the Silicon Valley Bank collapse and the urgent need for new liquidity regulations. He discusses the complexities of regulatory restructuring, addressing the dangers of charter shopping and how it impacts banking stability. Hsu also shares insights on cryptocurrency's dual nature—balancing its speculative risks with its innovative potential—while advocating for a regulatory framework that ensures safety and accountability in the ever-evolving financial landscape.
Chapters
Transcript
Episode notes
1 2 3 4 5 6
Intro
00:00 • 2min
The Role of the Acting Comptroller
01:57 • 7min
Liquidity Rules and Bank Run Responses After SVB Failures
08:33 • 2min
Reforming Banking Regulations and Perceptions
10:39 • 16min
Navigating the Risks of Non-Bank Partnerships in Banking
26:27 • 2min
The Dual Nature of Cryptocurrency
28:28 • 6min