Reforming Banking Regulations and Perceptions

This chapter addresses the challenges and stigma associated with the discount window in banking, emphasizing the need for clearer regulations and a cultural shift towards normalization. It explores the complexities of global liquidity requirements, deposit insurance reform, and the distinctions between G-SIBs and D-SIBs, while reflecting on recent banking crises. Additionally, the discussion highlights the potential pitfalls of deregulation and the critical balance required to ensure a robust financial system.