The Fraud Boxer Podcast

In this engaging discussion, payments industry leader Arthur Bedel, Global Director of Revenue at VGS, dives into the world of secure online payments and tokenization. He breaks down how tokenization is revolutionizing online shopping by replacing sensitive card details with secure tokens. The conversation also touches on the future of payments, including linking transactions to identity and the impact of AI on purchasing trends. Arthur's insights on embedded finance and evolving payment technologies are sure to leave listeners intrigued.

It's April 17th, 2025 and we are here with a (previously) LIVE stream from Linkedin going over the current state of whats in, whats out on VAMP and reactions from acquirers on the new problem. Still very fluid even though we are in the middle of the evaluation period. Visa could be opening up some public comment on the program so stay tuned for those or watch your Visa bulletins! 

This lively discussion highlights the evolving sales landscape in the fraud and payments sector. Discover how buyer behavior has changed, including new calendar etiquette and decision-making tactics. The hosts share cautionary tales of bad outreach and emphasize the need for authenticity in sales approaches. They also dive into the potential of AI tools while asserting the importance of genuine human connections. Tune in for practical tips that encourage adaptability and relationship-building for today’s savvy salespeople!

RECORDED LIVE from the MRC 2025 Vegas conference, Angela Borden, Fraud Specialist at Little Caesars, and Lisa Meyers, founder of Mastfiv Consulting, join the show recorded in the same room for a change! Angela is fresh off her first-ever speaking panel where she discussed the common "Build vs. Buy" scenario product people face. We discuss some key takeaways from our time so far at the show like the evolving role of AI in fraud management and the industry's future direction in areas like ad fraud, Visa and Mastercard network changes and of course Visa’s VAMP program and recent changes We end with some practical advice for conference-goers: capturing actionable insights, justifying attendance costs, and planning follow-ups. Overall, the short episode highlights industry shifts, new fraud prevention trends, and insights into navigating professional growth and networking at major conferences.   Angela Borden: https://www.linkedin.com/in/angelamborden/ Lisa Meyers: https://www.linkedin.com/in/lisakmeyers/  

Seckin Yilgoren, an expert in fraud and cybersecurity, shares his insights as the SVP of Security Solutions for North America at Mastercard. He addresses the rising threat of cyber attacks and the dual role of AI in facilitating and combating fraud. Seckin discusses the challenges of traceability in digital transactions and introduces the First Party Trust program, aimed at holding relevant parties accountable for fraud. He also predicts future trends in fraud prevention, including the need for more regulations and enhanced data-driven defenses.

In this episode Jordan welcomes backRoenen Ben-Ami from⁠Justt.ai⁠ to discuss the complexities offirst party fraud incryptocurrency. They explore the challenges consumers face when purchasing crypto, the unique types of fraud that occur, and the implications of the chargebacks that come with the space. We also touch on the scams targeting unsuspecting individuals and the misunderstandings that often lead to buyer's remorse and the subsequent chargebacks. They explore strategies to combat these issues, including the importance of tailored solutions and the role of KYC in improving win rates for chargeback disputes. The discussion also highlights trends, predictions, and innovations in chargeback management solutions. Read more about "The State of Friendly Fraud in Crypto" here: https://justt.ai/blog/the-state-of-friendly-fraud-in-crypto/?utm_campaign=5480038-Q1-2025%20Fraud%20Boxer&utm_source=fraud_boxer&utm_medium=podcast

NEW VISA VAMP UPDATES SINCE RELEASE (APRIL 2025): Lots of changes since this recording. Please watch episode called "BONUS: VAMP Updates Live Stream with Rick Lynch from ChargebackHelp" for the most recent Visa changes.    Original Summary: In this episode Jordan sits down with Rick Lynch and Bart Szypkowski from ChargebackHelp to discuss the new Visa Acquirer Monitoring Program (VAMP) and its implications for merchants and acquirers. They cover the evolution of chargeback programs, the significance of new thresholds for both merchants and acquirers, and strategies for merchants to navigate the changing program as it relates to disputes of all reason codes.   The conversation highlights the importance of understanding the differences between acquirers and merchants, the role of technology in dispute resolution, and the future of payment processing. We hope this was helpful in clearing up some of the confusion related to the changing program.   If you would like to know how ChargebackHelp can help you with the changes and make you VAMP ready please visit www.chargebackhelp.com to see what they can do for you today!   Rick Lych: https://www.linkedin.com/in/ricklynch/ Bart Szypkowski: https://www.linkedin.com/in/bart-s-8b280739/  

In this conversation, Jordan and Jacqueline continue their conversation with special guest Klas Bäck from Pagos where they do a deeper dive into the intricacies of network tokens and debit routing, discussing their benefits, challenges, and the importance of data in optimizing payment processes. They explore how network tokens can enhance acceptance rates and the complexities involved in implementing debit routing for merchants. The discussion focuses on the need for merchants to engage with their acquiring partners to leverage these technologies effectively. The conversation details the intricacies of BINs (Bank Identification Numbers) and their significance in payment processing. We discuss the differences between six-digit and eight-digit BINs, their applications in fraud prevention, customer relationship management, and transaction routing. Lastly we explore the complexities of payment fees, including interchange rates and downgrades, emphasizing the importance of accurate data in optimizing transaction costs. The discussion highlights the need for merchants to be proactive in understanding their payment systems and the potential financial implications of mismanagement. --------------- Also, Pagos is giving away FREE enriched BIN data on 25 BINs today to listeners. You can get those by clicking here: https://pagos.ai/landing/fraudboxer Klas Bäck - https://www.linkedin.com/in/klasback

In this episode of Payments Corner Jordan and Jacqueline invite Klas Bäck from Pagos to join us as we do a deeper dive into the intricacies of network tokens and debit routing, discussing their benefits, challenges, and the importance of data in optimizing payment processes. They explore how network tokens can enhance acceptance rates and the complexities involved in implementing debit routing for merchants. We emphasizes the need for merchants to engage with their acquiring partners to leverage these technologies effectively. Also, Pagos is giving away FREE enriched BIN data on 25 BINs today to listeners. You can get those by clicking here: https://pagos.ai/landing/fraudboxer Klas Bäck - https://www.linkedin.com/in/klasback

Get your FREE website Bot Vulnerability Assessment here: https://datadome.co/signup/?utm_source=fraud_boxer&utm_medium=podcast&utm_campaign=bva In this episode Jordan interviews Ben Fabre from DataDome, discussing the evolving landscape of cybersecurity, particularly focusing on bot protection and account security. They explore the impact of bots on businesses, the challenges of maintaining user experience while ensuring security, and the innovative solutions offered by DataDome, including their DataDome Account Protect tool. The conversation also touches on the importance of edge processing, the evolution of threats, and the union of fraud prevention with cybersecurity efforts. Here are some key take aways from the episode: Bots are increasingly used for malicious activities beyond inventory theft. Account Takeover (ATO) is a significant concern for online businesses. Balancing user experience with security is crucial for customer retention. Edge processing allows for better detection of legitimate user behavior. The rise of AI has made it easier to create fake reviews and comments. Many websites lack basic protection against bot attacks. The cost of bot attacks can escalate quickly for businesses. Cybersecurity and fraud prevention teams must collaborate closely. Link to the 2024 Bot Report: https://datadome.drift.click/a430172e-2941-4683-bf0f-f0c3dfc2800e Link to the AI webinar with the MRC: https://www.linkedin.com/pulse/reflecting-key-learnings-from-merchant-risk-councils-summit-aurelie-zkaqc/?trackingId=dVNhNV0rRT6ARKeweLH%2Bvg%3D%3D