The Fraud Boxer Podcast Connecting the Dots in Payments with Arthur Bedel!
Apr 30, 2025
In this engaging discussion, payments industry leader Arthur Bedel, Global Director of Revenue at VGS, dives into the world of secure online payments and tokenization. He breaks down how tokenization is revolutionizing online shopping by replacing sensitive card details with secure tokens. The conversation also touches on the future of payments, including linking transactions to identity and the impact of AI on purchasing trends. Arthur's insights on embedded finance and evolving payment technologies are sure to leave listeners intrigued.
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Tokenization Secures Card Data
- Tokenization replaces sensitive card data with unusable tokens to reduce breach risk and simplify PCI scope.
- Tokens hold the data but cannot be used unless detokenized, adding a layer of digital-security control.
Network Tokens Bypass Layers
- Network tokens skip an acquirer layer and enable broader reuse across PSPs and merchants.
- E‑commerce network tokens began with mobile wallets like Apple Pay and are now scaling widely.
Plan Tokens As Identity Anchors
- Link payments to identity using tokenization to enable stronger authentication like passkeys.
- Start planning beyond cards because tokens can hold diverse credentials and richer data for routing.