Property Investing Insights with Right Property Group

As we wave goodbye to 2021 and ring in 2022, investors are advised to buckle up for a unique year that will be characterised by further federal regulation, diverse valuations and potential disruptions. To kick off the new year, hosts Phil Tarrant, Steve Waters and Victor Kumar talk about the property market trends that defined 2021 while identifying the different forces that will be in play and will be shaping the different sectors of Australia’s real estate market in 2022. The trio provide practical tips on how investors can position themselves for success in the coming year by avoiding potential pitfalls, being smart about their financing and adapting their investing strategies to keep up with the fast-changing property investment landscape. They also give their fearless forecasts about how 2022 will play out.

In this Episode, Victor Kumar and Steve Waters from Right Property Group discuss the major (and the not so obvious) factors that are shaping 2022. History once again repeats itself and we’ve seen this cycle many times before and have seen the obvious — liquidity factors, moratorium, custom money decreasing, loosening of credit policy, job security, rent increasing in some areas, government grants, and more. All these components, coming together then and now, will play a part in where you are today and in the coming years. Technology is one of the major factors that will continue to affect 2022. With everything digital, it has introduced us to a more streamlined, timely, and cost-efficient process. Now we are far more diligent, effective, and educated. Another scenario we are looking at is the shift of wealth for people who speculated and aggressively jumped into the market and want to go back to their usual lifestyle may cause revenge spending and debts that will surely affect the market. Along with these factors discussed were construction paused because of higher cost, international borders scheduled to open up, credit policy tightened, and borrowing and purchasing capacity, to name a few. As the year ends, real question is, “is your portfolio fragile or on a solid foundation?”. Now is a great time to reshape your mindset and process on where you want to be in the next years. Tune in to know more about these factors you should look into and be aware of to pivot your strategy for 2022 on this podcast.

As talk of an impending rate hike heats up in recent weeks, investors are urged to be critical of the rhetoric of gloom-and-doom surrounding the market and instead focus on fortifying their real estate portfolios. When talking about interest rates, hosts Phil Tarrant, Steve Waters and Victor Kumar say that investors should not ask if and when it will change, but how they can prepare their portfolio when the inevitable monetary policy tightening occurs. The trio also give their expert advice on how investors can prepare for changes to supply and demand dynamics, economic trends and further tightening of lending buffers.

In this Episode 72 of the Investing Insights podcast, Victor Kumar and Steve Waters from Right Property Group uncover the truth about data and how this could affect you as an investor. Data is a surviving factor when investing in property, but there could be danger in relying solely on data. If you think data never lies, then you haven’t seen it all. Data is fundamental in investing between the flags, but also routine checks, ground truth, cash flow management, and many more factors that contribute to successful property investing. We live in a world where news is everywhere and today, with the APRA changes, inflation rising, and with the market reacting to the media, data can be misunderstood. Headlines may contain property prices soaring, but this could actually mean growth and be an opportunity for you to take advantage. Successful property investing is making sure you are always in control of the cash flow, have enough liquidity, and have the ability to pivot your strategy within the moving market and your own circumstance. Learn more about how to invest between the flags on this podcast.

With Australia on the brink of fully emerging out of the shadows cast by COVID in 2021, it’s now officially open season for the property market. Will the current real estate trends buckle or boom under the “new normal” conditions? In this episode, hosts Phil Tarrant, Steve Waters and Victor Kumar tackle a raft of geopolitical, financial, and economic factors and events that are shaping the spring selling season this year. While it does currently seem to be all systems go for the property market, the trio warn investors against chasing get-rich-quick schemes that are proliferating the real estate industry. They also argue on whether trends that have dominated the property market scene at the height of the pandemic will continue as cities emerge out of lockdowns and borders reopen, before touching on APRA’s recent move to tighten lending standards and how it could potentially affect current dynamics.

As Australia looks to the other side of COVID-19, there’s a number of factors that will have an impact on the market – but how will they interact? Phil Tarrant, Steve Waters, and Victor Kumar tackle a number of the big picture issues that could have an impact on property over the next few months and beyond: geopolitical tensions, pathways out of lockdown, a federal election, and tightened lending are all on the cards. The trio talk about revenge spends and highlight why employment belts are such big indicators of price growth, before discussing the demographic of investors and the rising phenomenon of “the entrepreneurial spirit”.

With widespread and indefinite lockdowns inducing feelings of uncertainty and insecurity among buyers and sellers, what will the spring selling season look like this year? Phil Tarrant, Steve Waters and Victor Kumar discuss the implications of the latest wave of lockdowns on real estate and how it compares to previous lockdowns. Will the market slow down amid a pronounced imbalance of supply and demand? What are the opportunities to be found in the current market? The trio also reflect on the value of the “right” suburbs, and advise investors how they can better understand unique growth patterns and fundamentals that ultimately influence success. Looking forward, Phil, Steve and Victor touch on the road to normalcy that the market is bound to take in the future.

ENCORE EPISODE - DESIGN YOUR DECADE PART 2 We hope you enjoyed part 1 of DESIGN YOUR DECADE covering years one through five. Part 2 focuses on years five through 10 of one’s property investment journey. Steve Waters and Victor Kumar join host Phil Tarrant to outline the fundamental shifts that occur in the second half of the decade, and the notion of a static 10-year plan and a rolling 10-year plan running in parallel. Victor, Steve and Phil talk about the importance of consistently reviewing one’s portfolio, the major milestone that should occur around the 10-year mark, and the dangers of chasing the latest strategic fads. There are so many golden nuggets of goodness throughout that are applicable to those who are planning to start their property journey to those who may have started decades ago. So no matter what stage you are at you will find value in what Steve, Victor and Phil have to share. The best investors are those that have strategies in place to withstand and succeed in any given situation, whether that be changing personal circumstances or a broader economic crisis triggered by a global pandemic. ...................................................................................................................... Subscribe & Review in Apple Podcasts If you found value in this episode, please leave a review on Apple Podcasts! Our mission is to help as many people as possible and when you leave a positive review, more people can find this podcast! Simply select “Ratings and Reviews” and “Write a Review” and tell us what your favourite part of the podcast is. Thank you!

Mixed data is coming out of the property market, with record-low interest rates, pent-up demand and limited supply fuelling strong price growth. On the other hand, prolonged lockdowns and talk of macro-prudential policy could inflict negative impacts. Dissecting recent developments, hosts Phil Tarrant, Steve Waters and Victor Kumar discuss last year’s missed predictions of 30 per cent market falls and why the rhetoric is different during the most recent lockdowns. The trio also chat through some of the key topics you need to know as an investor, including how to use the current market trends to position your portfolio and whether it’s time to offload those poor-performing assets. Looking forward, Phil, Steve and Victor touch on the dangers of predicting the future.

ENCORE of the most popular (and Melissa's favourite) episode! The DESIGN YOUR DECADE episode was published on 26th June 2020. Phil Tarrant and our own, Steve Waters and Victor Kumar deep dive into the critical questions for investors to consider when approaching the first five years of designing their decade. Regardless of where you are at in your life, the Design your decade episode is a MUST listen for everyone. There are so many golden nuggets of goodness throughout that are applicable to those who are planning to start their property journey to those who may have started decades ago. So no matter what stage you are at you will find value in what Steve, Victor and Phil have to share. As an experienced investor Melissa has found this particular episode really resonate and gave her the reminder of what she needed when it comes to the importance of reviewing their portfolio and dedicate regular time towards it. The episode also gave her the opportunity to reflect on their journey so far and where it was headed in the coming years. She distinctly remembers listening for the first time as she was driving and thought to herself " Steve and Victor have really nailed it with this episode". Key points: 4.07 - Control what you can influence 7.45 - Where do people go wrong? impatience and not organised! - anyone that has deviated from the fundamentals will hurt 10.31 - Navigating the first 5 years 12.25 - Transition point from consuming information to implementation. Most people get stuck in information overload 14.50 - A fundamental point in time for experienced investors to reflect and reset 17.00 - What are your tolerances to capital and cashflow 20.19 - critically analyse your lot in life. Each person will be different. 31.00 - The banks will tell you what you can afford, however only you know what you can afford. Often there is a big difference. 34.00 - Formulate strategy based on finance. The best investors are those that have strategies in place to withstand and succeed in any given situation, whether that be changing personal circumstances or a broader economic crisis triggered by a global pandemic. ...................................................................................................................... Subscribe & Review in Apple Podcasts If you found value in this episode, please leave a review on Apple Podcasts! Our mission is to help as many people as possible and when you leave a positive review, more people can find this podcast! Simply select “Ratings and Reviews” and “Write a Review” and tell us what your favourite part of the podcast is. Thank you!