Property Investing Insights with Right Property Group

In the face of changing market conditions, how agile is your property portfolio? In this episode of Investing Insights with Right Property Group, Phil Tarrant, Steve Waters and Victor Kumar unpack the latest news shaking up the market – including stamp duty reforms, the rising cost of living and the rental accommodation crisis – and give their insights on the consequential changes it will bring on property investing landscape. The trio also explains that those who have buffered their portfolios for major fluxes are those who will rise above the pack, while discussing how impostor investors or those who constantly followed the herd and built fragile portfolios will inevitably become a statistic in these rougher market waters. They discuss how investors can fine-tune their portfolios to become agile and lean, enumerate the questions investors should be asking themselves under current market conditions, and underline that any market downturn can be a golden opportunity if you’re armed with the right mindset and strategy.

For over 15 years, Steve Waters and Victor Kumar have experienced the ups, downs, the ins, and outs of many property cycles. As rates are once again on their way up, it could be easy to retreat without considering the potential opportunities that the current cycle offers. In episode 86 of the Investing Insights Podcast, Steve and Victor discuss how some elements of the market have over-performed well and truly and that is not healthy. Contractions in the market may well happen. This is cyclical and people need to realise that this is just another season. As cycles change, new opportunities arise and these may be disguised as wrapped up in problems! It is a matter of understanding how to unwrap the layers to solve the problem. Over the next 12-18 months there will be several types of opportunities to look out for - be aware though that not all investors' circumstances are suited to what will be available and therefore will be best to sit out. In this phase of the cycle, those who are prepared will come out shining in the end, and those who are not can easily be bitten by the changes - the good news is, it isn’t too late to do your groundwork and prepare. This includes knowing your costs to operate from your household expenses to your investments. A key point that Steve and Victor mention in most episodes is the importance of addressing the fundamentals understanding that investing is all about the medium to long term. There is no magic formula- if you are not prepared, DON'T do anything! The best tip of all is trying to time the market is a fool's game. Tune in to learn more about the wrapped-up opportunities and how to unwrap them to your best advantage. Work with two of Australia's leading property experts by contacting Right Property Group at https://rightpropertygroup.com.au/

“Everything is cyclical” in the Australian property market, so how do you navigate this time of increased uncertainty? In this episode of Investing Insights with Right Property Group, Phil Tarrant, Steve Waters and Victor Kumar analyse and discuss the big housing issues currently facing the Australian market, especially considering the recent federal election. Affordability is one of the pressing problems facing the Australian real estate industry, and the trio break down what affordability truly means on their way to discussing the crisis and offering potential solutions to it. Additionally, the trio stress the importance of having a strategic, methodical, and self-assessing approach towards the uncertainty of Australia’s current property cycle. They also highlight the complex factors driving Australia’s current property shortage, examine the impact of economic cycles on the market and predict how the current cycle pans out.

Are you PREPARED as we enter this cycle? With the immense changes happening on the property front at the moment, gear up against these market factors by being aware of the current conditions, and understanding what you need to do as both a current property investor and a new investor. In this podcast, Steve Waters and Victor Kumar Directors at Right Property Group talk about the trillion-dollar question - INTEREST RATES and the impact both today and in the future. The finance cycle has changed, and they talk about how it's affected parts of the market, the impact on consumer mindset, and the pieces in and around it to shape consumer confidence. Steve and Victor make mention of the all too familiar doom and gloom media articles and caution to not take these headlines as fact when it comes to your property investing strategy. Rather dig further into the information and conduct your own research and due diligence. As we go through this episode, Steve and Victor will dissect some common questions, including: What will the market do? What should I do? What will increasing interest rates do to my property portfolio? Should I be buying now? Should I be waiting? Or should I take any action at all? And the answer to that is it DEPENDS! Each individual has their own unique circumstances. It is important to understand not only the market but your circumstances and capabilities to strengthen your property game. This is especially relevant with the current accommodation crisis and market we have today. NOW is the perfect time for you to build and prepare yourself as an investor, and gather advice from Steve and Victor, experts who have seen many market cycles in the past to guide you through your property investing journey. It’s about “the now”. Tune in to this episode to understand how you can enhance your position, and what action plans to consider for your portfolio. Visit https://rightpropertygroup.com.au/blueprintsession/ for a complimentary blueprint meeting with Victor or Steve, or reach out to questions@rightpropertygroup.com.au with any inquiries and questions.

On this episode of The Smart Property Investment Show, host Phil Tarrant is joined by Steve Waters, founder and director of Right Property Group, to run their eyes over some of the top stories currently trending online on Smart Property Investment. Highlighting the leading headlines dominating the industry, they lend their insights on what they all mean; unpacking subtle gentrification and its market impacts, the importance of social housing and what’s going on in the Melbourne market. In this episode, you will hear about: How inflationary pressures will impact the industry Why now is a good time to be investing in property “Micro-capitals” and their draw for investors

While headlines are filled with narratives of the property boom now in the rearview mirror, investors are advised not to listen to the Chicken Littles proclaiming that the real estate market is in freefall mode without accurate justification. In this episode of Investing Insights with Right Property Group, Steve Waters, Victor Kumar and Phil Tarrant put a magnifying glass on the negative forecasts for the property market and give their insights as to why the prospects are not all doom and gloom for investors. As investors brace for several headwinds, including higher interest rates, potential property policy changes in the wake of the election, and other changes in the fundamental dynamics, the trio gives their best tips on how to prepare for shifts in the market. They also emphasise that there is no wrong time to enter the market and that true “investors” will not just chase market highs but seize opportunities for growth.

In this episode, Steve Waters & Victor Kumar talk about “burying your head in the sand”, a behaviour of many people regardless of what the issue may be. Life gets hard, curveballs are thrown, you make a poor choice, etc. Pretending whatever isn't happening, aka burying your head in the sand, will not solve it, and usually makes the situation worse. Life will give you lemons and how you receive and respond to those lemons will impact you, in either a positive or negative way. It is of greater benefit to be proactive rather than reactive. Easy to say when the media share it's all doom and gloom! However, sometimes these headlines can be misleading, so it is important before forming an opinion to read and digest the data carefully. Truth be told, most people tend not to worry about tomorrow, instead, living for now and bury their heads in the sand about the future. Nobody knows what’s going to happen. However, the key is to be aware of the narrative and prepare accordingly. So let's talk about the elephant in the room which is rising interest rates? Most new investors have yet to see an interest rate rise in the past 10 years, rather they are accustomed to rate reductions! Steve and Victor have been through a run of 7 months of rate increases in the past, so know only too well how to get prepared for the upcoming rise or indeed rises. Realistically, we have a 2-3 month window to prepare. Being proactive means spending the next 4-6 weeks preparing to give yourself the box seat, that is, protect what you have and take up the opportunities as they arise. Note that if you fail to be proactive, you will be left behind. Be involved in the monitoring and measuring and get clear on what you need to do. By doing the work well ahead of time, you will save yourself much grief. These include looking at how car leases/loans affect your serviceability, reviewing fixed rate expiry dates, and the impact on cash flow moving to variable P & I for example. Victor and Steve regularly say, invest between the flags by being proactive and applying strategic and methodical steps to move forward. As an investor, do background checks yourself for what the future holds because you can’t always control the situation, but you can control your attitude towards it. And there’s no better time to understand this than now. Learn more about how you can gear up against any market challenges, and how you should position yourselves in the ever-changing market today. Book a complimentary blueprint meeting with Steve or Victor to explore how you can make your next move https://rightpropertygroup.com.au/blueprintsession/#Enquiryform

Over the years, property investors have, in one way or another, been on the receiving end of wrong advice fuelled by strong opinions in their investment journey. How, then, can you discern what is good advice or opinion from bad advice and opinion Hosts Phil Tarrant, Steve Waters and Victor Kumar believe that when making investment decisions, you must scrutinise your sources of information. The trio lays down the tenets of informed opinion and good advice that can shape an investor’s direction towards a robust portfolio. They also give examples of the worst and best advice given in the property investment industry in a bid to better prepare listeners who might encounter it.

For over 20 years of property investment experience, Steve Waters and Victor Kumar, with Smart Property Investment host, Phil Tarrant discuss foolproof property investment lessons learned over the last 2 decades. With first-hand experience, they cover all aspects of the investment process from sophisticated cash-flow management, to maintaining a good relationship with debt, to the power of pivoting according to market cycles, as well as: - common pitfalls for unsuccessful investors - the dangers of speculation - paralysis analysis - and, the potential for greed and ego to get in the way of effective strategising Tune in to know more about these important lessons that are applicable to you as an investor towards completing your goals and achieving a successful portfolio. Now’s the best time to learn and apply this to your strategy! This is originally released 2 years ago, and it’s one of our all-time favorites as it summarises so many golden nuggets that are important for both new and existing investors towards property investing. Feel free to reach out to us at questions@rightpropertygroup.com.au.

With an avalanche of information drowning investors on a daily basis, how will you know if what you’re consuming is accurate or being manipulated to achieve certain outcomes? In this episode of Investing Insights with Right Property Group, Steve Waters, Victor Kumar, and Phil Tarrant tackle ways to determine relevant information for investors and the proper context for weighing in market predictions that will ultimately contribute to your investment goals. The trio breaks down events in the past decade that went against the flow of predictions and defines industry jargon that may be causing confusion and bad decisions. They also go back to basics by highlighting the benefits of investment fundamentals that can help you thrive in different market cycles.