Property Investing Insights with Right Property Group

Is the property market poised for a rebound? While there’s no foolproof way to determine whether the market has bottomed out, these experts help investors filter out the data that will help investors chart a strategic path out of the downturn. In this episode of Investing Insights with Right Property Group, Phil Tarrant, Steve Waters and Victor Kumar unpack the three telltale signs that the market is on its way to restarting the property cycle. While the negative narrative surrounding the Reserve Bank’s rate rise cycle has not dissipated and with other economic trends clouding the market outlook in the coming months, the trio gave their realistic takes on why they believe there are still investment opportunities across the market. The experts also explained why investors should not solely rely on data or headlines before taking the jump to enter the market.

In this episode of the Investing Insights podcast, Steve Waters and Victor Kumar from Right Property Group share their insights on navigating the Australian property market during times of economic uncertainty. 

 Here are the key takeaways: 1. Take assertive action during times of market uncertainty and avoid reacting out of fear. 2. Manage debt, cash flow, and maintain buffers to weather challenging periods in the market. 3. Property tax reform is needed to provide stability in the market and reduce reliance on stamp duty revenue. 4. Good cash flow management is essential in property investment, and focus on buying good properties that can be offloaded if necessary. 5. The government needs to provide incentives to encourage first-time owners and investors to enter the property market. 
Steve and Victor believe that investors should be proactive during uncertain times, rather than reacting out of fear. They caution against knee-jerk reactions and poor information that often lead to significant losses. They discussed the effects of free flowing credit, which led to a booming economy, and the need for an extended-term property tax to replace upfront costs. They also expressed concerns about the end of fixed interest rates on 800,000 loans, which could increase the amount of repayments. 
They also emphasised the importance of managing cash flow and remaining liquid in terms of mortgages. They suggested that investors focus on buying good properties for offloading to homeowners or investors in case things do not go as planned. They also highlighted the need for government intervention and incentivisation to address the construction industry struggle.
 Navigating the uncertainty in the Australian property market requires a planned approach, worst-case scenario planning, and taking a defensive approach when accumulating debt. As the property market cycles through its growth patterns, it is crucial to remain liquid, have buffers in place, and always be in a situation where you can sleep at night. Investors should focus on buying good properties and be part of the wealth transfer process during times of negative sentiment and economic hardship. By setting the pieces of the jigsaw puzzle together for the future, people can reap the benefits of what they do during this period in the following years as the cycle turns. Watch the full episode now to gain the knowledge you need to make informed investment decisions and succeed in the ever-changing property market.

With 2023 expected to bring in rougher waters for the real estate market, these experts enumerate the strategies that can help “fair weather” investors sail through any storm. In this episode of Investing Insights with Right Property Group, Phil Tarrant, Steve Waters and Victor Kumar discuss the two main types of real estate investors that emerged in the last three years before delving into how those with a methodical approach to property investing will ultimately outlast those who have “clueless enthusiasm”. To help investors brace for brewing headwinds in the coming year, the trio called back to the main learnings from previous podcast episodes, including creating an agile portfolio, avoiding being complacent, and managing different market cycles, among other things. They also advise investors not to be discouraged by the negative narratives regarding the market, but rather be prepared to find and take opportunities for further growth.

In this episode of Investing Insights with Right Property Group, Steve Waters and Victor Kumar discuss the following topics: -The passage of time and how it can affect investing -The changing nature of the real estate market and the role of technology in shaping it -Expectations for the coming year In the real estate market -Importance of staying informed and seeking professional advice for investment decisions They discuss how the ease of transaction and the ability for people to track and change their mortgages has made December less of a rush for purchasing or selling property. They also highlight how the spring selling season, even with the circumstances of COVID-19, has not seen the same volume of ticks as in previous years. Previous episodes, such as "The Silver Lining Amidst the Market Changes" and "Don't Always Believe The Data" can be found at these links: - EP93 The Silver Lining Amidst the Market Changes: https://soundcloud.com/investinginsights/ep-93-the-silver-lining-amidst-the-market-changes? si=87899a3f10b045e491e969594d57ba76&utm_source=clipboard&utm_medium=text&utm_campaign=social_sharing EP54 Believe the truth or believe the data: https://soundcloud.com/investinginsights/ep-54-believe-the-truth-or-believe-the-data?si=5338f22547c046a0b2af9a0e9ee0327d&utm_source=clipboard&utm_medium=text&utm_campaign=social_sharing These episodes provide valuable information for property investors as they discuss the past, present, and future of the market and how believing the truth or believing the data can affect your investment decisions. In the coming year, Steve and Victor expect to see significant changes in the real estate market and encourage investors to stay informed and adapt to these changes. Here's the FB live replay where they talk about the 3 components that will affect the market in 2023: https://fb.watch/hrtqkBF_Kx/ Right Property Group can help you on your investment journey by providing expert advice and guidance on building a successful property portfolio. Watch the entire episode to learn more and contact Right Property Group for more information.

Strategic investors are static, not passive, and Australia’s market downturn presents them with great opportunity. On this episode of Investing Insights with Right Property Group, Phil Tarrant, Steve Waters, and Victor Kumar sit down and discuss what strategies avid and prospective investors can impose within current market conditions to maximise their present and future positions. It is paramount that investors start with a sound, secure, and stable property base before expanding, especially if they are looking to facilitate long-term portfolio success. So, what are the best strategies to enhance this outcome? In this episode, you will also hear: - Working in property ‘silos’ - Bracket creeping - Is it better to purchase more property during a downturn?

In episode 95 of the Investing Insights Podcast, Victor Kumar and Steve Waters from Right Property Group talk about how markets can be perpetuated, how markets can be created, and how markets can be downgraded because of external factors. Market makers are a big part of this discussion because they can make or break a market. There's the good type, which would be based on infrastructure employment, affordability, and the like. And then there'll be the markets that are created from a self-perpetuating point of view because it's well marketed. Tune in to the rest of the episode now and know more about: -understanding the types of markets- real estate residential, commercial, industrial etc -the influencing factors that can create and destroy the market -liquidity and why it matters -timing the market (Check this encore episode that talks about the factors that come into play when timing the market: https://podcasts.apple.com/ph/podcast/encore-episode-is-now-the-right-time-to-purchase-it Do you know what type of investor you are? Stream Episode 66 to know more about the evolution of a successful investor - identify your investor profile. Don't be number 5! https://podcasts.apple.com/ph/podcast/ep-66-the-evolution-of-a-successful-investor/ There are always circumstances, good or bad- something that will perpetuate a market, soften a market, crash a market. There's always a crisis or an opportunity. But whatever the circumstances are, successful property investing involves due diligence and having a risk mitigation strategy in place. Learn more about how you can gear up against any market challenges, and how you should position yourselves in the ever-changing market today. Book a complimentary blueprint meeting with Steve or Victor to explore how you can make your next move. https://rightpropertygroup.com.au/blueprintsession/ Hear all of this and much more in this episode!

With the market’s tempo changing at a faster pace than previous cycles, how can investors keep up and ensure they’re set up for big wins? In this episode of Investing Insights with Right Property Group, Phil Tarrant, Steve Waters and Victor Kumar analyse how market conditions have changed in the face of rate hikes and shifting trends and look into how the increased accessibility to data and information has changed the cadence of property market cycles. Instead of getting swept up by speculations of an upcoming market crash at par with that during the global financial crisis, the experts called on investors to consume content that will help them better understand their current market position and explain why the market fundamentals are still ripe with investment opportunities. They also try to answer the million-dollar question of when the next property boom will occur and unpack why it may happen sooner than most market observers forecast.

In episode 93 of the Investing Insights Podcast, Steve and Victor are joined by the go-to person about Finance and a good friend of both, Sze Chuah, Director of MLS Finance. In this episode, they discuss the past, present, and future of the market. While this is a challenging time for the industry, being able to deal with people from all walks of life, and having been through the hard yards of investing, the three are in consensus that there are great opportunities unfolding amidst the changes. Tune in to the rest of the episode now as they go hard on tackling relevant issues of today: -How to find, preserve, and enhance financial capacities -Drill predictions where the interest rates will stop -Changes to the banking policies -Buffer rates by the banks which are now 3%. -The value of asset over the next 5 years -And many more! This is a challenging time but having twenty-plus years of experience in the property sector, including their own hands-on experience with their personal portfolios, Steve, Victor and the rest of the RPG team can definitely provide you with professional guidance in taking your first step or next step into property investing. Work with two of Australia's leading property experts by contacting Right Property Group at https://rightpropertygroup.com.au/

Should investors focus on timing the market or time on the market? When it comes to this age-old question, these experts say that the optimal buying and selling windows will depend on an investor’s unique circumstances. In this episode of Investing Insights with Right Property Group, Phil Tarrant, Steve Waters and Victor Kumar unpack property market cycles and why investors should stop viewing it as a clockwork process with specific phases, but rather focus on the different trends and events that drive the market’s movement. The trio also emphasise that no strategy is “set in stone” and explain that remaining invested over the long run or trying to profit from turning points in the market will work in favour of an investor, as long as their strategy aligns with their long-term goals, financial position and portfolio. Lastly, the experts underline that good fundamentals will continue to be the tried-and-tested formula to having a successful real estate investment, no matter where the property market cycle is currently at.

In Episode 63 of the Investing Insights podcast, Victor Kumar and Steve Waters from Right Property Group have a detailed discussion on a wide range of topics including the pulse of the market, agent mechanics of listing a property in today's market, and insights into finance. The question most people tend to ask is, “Is now the right time to get into the property market?”. For each person, this will be a different answer depending on your own set of circumstances—It's not a clear answer. Investing is about timing the market in terms of YOUR set of circumstances. Eg Two years ago you couldn’t borrow due to thresholds and today you can. So potentially it is your time. It all comes down to being business orientated. Far too many people think the hardest part is purchasing. Actually, it is the reverse. It’s how you control the purchases and manage the years ahead of holding the asset. Buying within your own means. Buying on what YOU are trying to achieve by purchasing towards a plan. At times like this, you can re-arrange your portfolio - if they are no longer fitting and doing what they need to do. Before you jump into selling, consideration of the associated costs needs to be worked through. E.g .transactional costs as well as replacing the rental income. When it comes to finance rates will go up. It's the reality that they won't remain the way it is. The golden rule of asking a bank is "are you cross securitised?". There is a time and place, however, it is well worth the while checking in with a broker experienced in structuring investment property loans. Like we have said many times before, remember you ALWAYS want to be liquid. When you can borrow you should, you don’t need to spend it. Have the money before you need it. The key to investing is to be prepared for the opportunity rather than the other way around, where you then need to shortcut the process. Never ever forgo the pest and building, for example. Have your team around you when entering the buying process - Property strategist, Broker, Accountant, & Conveyancer. You will hear all of this and much, much more in this episode of Investing Insights! Are you ready to take the next step in your property investment journey, or simply need guidance on where to next, then book a blueprint meeting with Victor or Steve. Visit https://rightpropertygroup.com.au/blu... today. Did you like this episode? Show your support by rating us on iTunes (Investing Insights) and by liking and following Right Property Group on social media: Facebook, Instagram, and LinkedIn. If you have any questions about what you heard today or any topics of interest you have in mind, feel free to email questions@rightpropertygroup.com.au