Property Investing Insights with Right Property Group

In episode 93 of the Investing Insights Podcast, Steve and Victor are joined by the go-to person about Finance and a good friend of both, Sze Chuah, Director of MLS Finance. In this episode, they discuss the past, present, and future of the market. While this is a challenging time for the industry, being able to deal with people from all walks of life, and having been through the hard yards of investing, the three are in consensus that there are great opportunities unfolding amidst the changes. Tune in to the rest of the episode now as they go hard on tackling relevant issues of today: -How to find, preserve, and enhance financial capacities -Drill predictions where the interest rates will stop -Changes to the banking policies -Buffer rates by the banks which are now 3%. -The value of asset over the next 5 years -And many more! This is a challenging time but having twenty-plus years of experience in the property sector, including their own hands-on experience with their personal portfolios, Steve, Victor and the rest of the RPG team can definitely provide you with professional guidance in taking your first step or next step into property investing. Work with two of Australia's leading property experts by contacting Right Property Group at https://rightpropertygroup.com.au/

Should investors focus on timing the market or time on the market? When it comes to this age-old question, these experts say that the optimal buying and selling windows will depend on an investor’s unique circumstances. In this episode of Investing Insights with Right Property Group, Phil Tarrant, Steve Waters and Victor Kumar unpack property market cycles and why investors should stop viewing it as a clockwork process with specific phases, but rather focus on the different trends and events that drive the market’s movement. The trio also emphasise that no strategy is “set in stone” and explain that remaining invested over the long run or trying to profit from turning points in the market will work in favour of an investor, as long as their strategy aligns with their long-term goals, financial position and portfolio. Lastly, the experts underline that good fundamentals will continue to be the tried-and-tested formula to having a successful real estate investment, no matter where the property market cycle is currently at.

In Episode 63 of the Investing Insights podcast, Victor Kumar and Steve Waters from Right Property Group have a detailed discussion on a wide range of topics including the pulse of the market, agent mechanics of listing a property in today's market, and insights into finance. The question most people tend to ask is, “Is now the right time to get into the property market?”. For each person, this will be a different answer depending on your own set of circumstances—It's not a clear answer. Investing is about timing the market in terms of YOUR set of circumstances. Eg Two years ago you couldn’t borrow due to thresholds and today you can. So potentially it is your time. It all comes down to being business orientated. Far too many people think the hardest part is purchasing. Actually, it is the reverse. It’s how you control the purchases and manage the years ahead of holding the asset. Buying within your own means. Buying on what YOU are trying to achieve by purchasing towards a plan. At times like this, you can re-arrange your portfolio - if they are no longer fitting and doing what they need to do. Before you jump into selling, consideration of the associated costs needs to be worked through. E.g .transactional costs as well as replacing the rental income. When it comes to finance rates will go up. It's the reality that they won't remain the way it is. The golden rule of asking a bank is "are you cross securitised?". There is a time and place, however, it is well worth the while checking in with a broker experienced in structuring investment property loans. Like we have said many times before, remember you ALWAYS want to be liquid. When you can borrow you should, you don’t need to spend it. Have the money before you need it. The key to investing is to be prepared for the opportunity rather than the other way around, where you then need to shortcut the process. Never ever forgo the pest and building, for example. Have your team around you when entering the buying process - Property strategist, Broker, Accountant, & Conveyancer. You will hear all of this and much, much more in this episode of Investing Insights! Are you ready to take the next step in your property investment journey, or simply need guidance on where to next, then book a blueprint meeting with Victor or Steve. Visit https://rightpropertygroup.com.au/blu... today. Did you like this episode? Show your support by rating us on iTunes (Investing Insights) and by liking and following Right Property Group on social media: Facebook, Instagram, and LinkedIn. If you have any questions about what you heard today or any topics of interest you have in mind, feel free to email questions@rightpropertygroup.com.au

What’s more important than headwinds is your plan to overcome them. On this episode of Investing Insights with Right Property Group, Phil Tarrant, Steve Waters and Victor Kumar discuss the Australian investing environment presently and how these added financial and geopolitical pressures are impacting investors. The trio discuss the internal factors that investors need to analyse and understand about themselves, their habits, and their motivation behind investing to ensure they can manage different market cycles. They also touch on reactivity versus proactivity, chat about why you shouldn’t buy for ego, and reflect on how cryptocurrency has influenced the property investment market.

In episode 90 of the Investing Insights Podcast, Steve and Victor discuss the 5 mistakes an everyday investor is either currently making or going to make in today’s market. Having twenty-plus years of experience in the property sector, including their own hands-on experience with their personal portfolios, both Victor and Steve have made these mistakes early on in their journey and do not want you to do the same. Listen in and take note so that you too do not fall into making these very mistakes that so many ill-informed investors make! 1) Chasing a high yield at the sacrifice of quality 2) Thinking that the cost of money, or the rate, is everything. 3) Protect your serviceability at all costs 4) Thinking you can time the market 5) Embrace the change Steve and Victor encourage everyone to be strategic, deliberate, and above all, prepared when it comes to their property investing journey. Tune in now for an in-depth look at what you need to know to avoid these mistakes. Need guidance in taking your first step or next step into property investing? Contact the team by visiting www.rightpropertygroup.com.au.

How much is your complacency costing you? These experts recommend scheduling a “date night” with your portfolio to make sure it’s on track. In this episode of Investing Insights with Right Property Group, Phil Tarrant, Steve Waters and Victor Kumar enumerate the risks that investors face by neglecting to update their portfolios and underline the importance of capitalising on opportunities, regardless of what phase of the market cycle you are currently operating in. The trio explain that investors should not bury their heads in the sand when the going gets tough, as it will not only hurt their current financial position but their long-term growth strategies as well. They emphasise that the property ecosystem is always changing and give out tips on how investors can actively manage their portfolios.

In the face of changing market conditions, how agile is your property portfolio? In this episode of Investing Insights with Right Property Group, Phil Tarrant, Steve Waters and Victor Kumar unpack the latest news shaking up the market – including stamp duty reforms, the rising cost of living and the rental accommodation crisis – and give their insights on the consequential changes it will bring on property investing landscape. The trio also explains that those who have buffered their portfolios for major fluxes are those who will rise above the pack, while discussing how impostor investors or those who constantly followed the herd and built fragile portfolios will inevitably become a statistic in these rougher market waters. They discuss how investors can fine-tune their portfolios to become agile and lean, enumerate the questions investors should be asking themselves under current market conditions, and underline that any market downturn can be a golden opportunity if you’re armed with the right mindset and strategy.

For over 15 years, Steve Waters and Victor Kumar have experienced the ups, downs, the ins, and outs of many property cycles. As rates are once again on their way up, it could be easy to retreat without considering the potential opportunities that the current cycle offers. In episode 86 of the Investing Insights Podcast, Steve and Victor discuss how some elements of the market have over-performed well and truly and that is not healthy. Contractions in the market may well happen. This is cyclical and people need to realise that this is just another season. As cycles change, new opportunities arise and these may be disguised as wrapped up in problems! It is a matter of understanding how to unwrap the layers to solve the problem. Over the next 12-18 months there will be several types of opportunities to look out for - be aware though that not all investors' circumstances are suited to what will be available and therefore will be best to sit out. In this phase of the cycle, those who are prepared will come out shining in the end, and those who are not can easily be bitten by the changes - the good news is, it isn’t too late to do your groundwork and prepare. This includes knowing your costs to operate from your household expenses to your investments. A key point that Steve and Victor mention in most episodes is the importance of addressing the fundamentals understanding that investing is all about the medium to long term. There is no magic formula- if you are not prepared, DON'T do anything! The best tip of all is trying to time the market is a fool's game. Tune in to learn more about the wrapped-up opportunities and how to unwrap them to your best advantage. Work with two of Australia's leading property experts by contacting Right Property Group at https://rightpropertygroup.com.au/

“Everything is cyclical” in the Australian property market, so how do you navigate this time of increased uncertainty? In this episode of Investing Insights with Right Property Group, Phil Tarrant, Steve Waters and Victor Kumar analyse and discuss the big housing issues currently facing the Australian market, especially considering the recent federal election. Affordability is one of the pressing problems facing the Australian real estate industry, and the trio break down what affordability truly means on their way to discussing the crisis and offering potential solutions to it. Additionally, the trio stress the importance of having a strategic, methodical, and self-assessing approach towards the uncertainty of Australia’s current property cycle. They also highlight the complex factors driving Australia’s current property shortage, examine the impact of economic cycles on the market and predict how the current cycle pans out.

Are you PREPARED as we enter this cycle? With the immense changes happening on the property front at the moment, gear up against these market factors by being aware of the current conditions, and understanding what you need to do as both a current property investor and a new investor. In this podcast, Steve Waters and Victor Kumar Directors at Right Property Group talk about the trillion-dollar question - INTEREST RATES and the impact both today and in the future. The finance cycle has changed, and they talk about how it's affected parts of the market, the impact on consumer mindset, and the pieces in and around it to shape consumer confidence. Steve and Victor make mention of the all too familiar doom and gloom media articles and caution to not take these headlines as fact when it comes to your property investing strategy. Rather dig further into the information and conduct your own research and due diligence. As we go through this episode, Steve and Victor will dissect some common questions, including: What will the market do? What should I do? What will increasing interest rates do to my property portfolio? Should I be buying now? Should I be waiting? Or should I take any action at all? And the answer to that is it DEPENDS! Each individual has their own unique circumstances. It is important to understand not only the market but your circumstances and capabilities to strengthen your property game. This is especially relevant with the current accommodation crisis and market we have today. NOW is the perfect time for you to build and prepare yourself as an investor, and gather advice from Steve and Victor, experts who have seen many market cycles in the past to guide you through your property investing journey. It’s about “the now”. Tune in to this episode to understand how you can enhance your position, and what action plans to consider for your portfolio. Visit https://rightpropertygroup.com.au/blueprintsession/ for a complimentary blueprint meeting with Victor or Steve, or reach out to questions@rightpropertygroup.com.au with any inquiries and questions.