Property Investing Insights with Right Property Group

While it’s easy to get sidetracked by the “noise” brought on by new data points, shifting market trends and policy changes, these experts advise property investors to keep their eyes on the long-term prize. In this episode of Investing Insights with Right Property Group, Phil Tarrant, Steve Waters, and Victor Kumar take an in-depth look at the current state affairs of the markets that are “doing it tough”, areas that are steadily progressing even during the downturn, and even those that are recording “explosive growth”. Highlighting the limitations of relying on data devoid of on-the-ground insights and only providing a short-term market view, the trio underscores focusing on the lasting value that property assets offer investors in the medium and long term. Lastly, they give their forecasts on how the rest of the year will unfold for the property market – notably the spring selling season – before explaining why they believe the stage is set for long-term growth.

In this episode of the Investing Insights podcast, Steve Waters and Victor Kumar delve into the current state of the property market, shedding light on effective strategies to protect and enhance borrowing capacity. They challenge the negative media portrayal by revealing that good quality investment properties are selling above listed prices. Emphasising the need for financial education and informed decision-making, they address different investor groups and stress the importance of taking action and managing cash flow effectively. With a focus on planning for contingencies and leveraging finance responsibly, this episode provides valuable guidance for navigating the property market. Key Takeaways: 1. Despite media negativity, good-quality investment properties are selling well above the listed price. 2. Different investor groups exist: panic sellers, aspiring investors facing financial constraints, and adaptable strategists. 3. Taking action and managing cash flow are crucial; planning for contingencies and having buffers in place is essential. 4. Five points to protect and enhance borrowing capacity: manage income and expenditure, explore options from abundant lenders, leverage interest-only loans, prioritize liquidity and equity harvesting, and differentiate between investment and discretionary spending. 5. Non-deductible debt, such as car loans and credit card debt, significantly impacts mortgage serviceability and borrowing capacity. 
 Tune in to the full episode to gain valuable insights from Steve Waters and Victor Kumar on protecting and enhancing borrowing capacity in the property market. Engage in the discussion and learn practical strategies for financial success in property investing.

Welcome back to another episode of Investing Insights with Right Property Group. Today, we've got Steve Waters and Victor Kumar talking about the latest insights and analysis on the Australian property market so grab your coffee and get ready to tune in. The Australian property market has been experiencing high demand due to high-interest rates, high rental returns, and limited supply. As a result, property prices have skyrocketed, making it more affordable to own a property than to rent in some areas. However, there are concerns that people are not taking into account all the costs associated with homeownership, and this trend is taking more properties out of the rental pool, putting more pressure on vacancy rates. In this episode, Steve and Victor explore how investors can navigate these challenges and take advantage of the opportunities presented by the current market conditions. Key Takeaways: -Despite the increase in interest rates, auction clearance rates in the Australian housing market are still at record levels. -People have adjusted to the new norm of higher rates, but the cost of living has gone up and some businesses are struggling to survive. -Property prices have gone up, and it has become more affordable to own a property than to rent in some areas. -There are concerns that people are not taking into account all the costs associated with homeownership and that this trend is taking more properties out of the rental pool, putting more pressure on vacancy rates. -Investors should focus on the results they want to achieve and reverse engineer their investment strategy from there. -Making small changes to one's expenditure can help find extra funds for investing. -The build-to-rent scheme could have short-term benefits but could lead to oversupply in some areas. At Right Property Group, we understand that investing in property can be a challenging endeavour, especially in the current market conditions. That's why we offer tailored services that can help you navigate the market and achieve your investment goals. Our team of experts and property strategists can assist you in your property journey to ensure that you make informed decisions that are aligned with your objectives. Contact us today to learn more about how we can help you invest in property with confidence.

Has the property market reached the end of the downturn or should investors brace for “more pain to come?” In this episode of Investing Insights with Right Property Group, Phil Tarrant, Steve Waters and Victor Kumar discuss how the narrative surrounding the real estate market has shifted in recent weeks thanks to the degree of certainty brought on by RBA’s April rate hike pause and unpack why the FOMO sentiment is beginning to show among investors. But despite confidence returning to the market, the trio encourages investors to revisit the fundamentals and “mold” them to current market conditions instead of investing based on short-term gains and explains the importance of understanding the different property cycles across the country. Lastly, they talk about the pitfalls that can come with “desktop data” investing and touch on the trends emerging in the market.

Welcome to Investing Insights with Right Property Group! In this episode, hosts Steve Waters and Victor Kumar discuss the confusion and conflicting opinions that arise in the property market during a market shift. They acknowledge that during a boom market, opinions are mostly the same, but in a bear market, they can be quite opposite. However, they believe that the current phase is just a market shift, and data and ground truth should be considered before making any decisions. Key takeaways: -In a market shift, it's important to consider data and ground truth before making any investment decisions. -The property market is like a game of chess, where players need to anticipate their opponents' moves and make strategic decisions. -Investing in property should be done with a three to five-year approach, and each area has a different cycle in terms of the timeframe. -Diversification is important not only in different asset classes but also in various types of assets within an asset class. -One needs to be realistic about affordability and not rely solely on what the bank says. Steve and Victor also discuss the current state of the property market in Australia and how people are hesitant to invest due to the difficulty of getting funding, rather than a lack of information. They stress the importance of assessing one's portfolio and making sure it is built on a strong foundation, as well as being counter-cyclical. They argue that education and information are more readily available now than in the past, which means people are more aware of what they should do, but are still held back by their ability to get funding. At Right Property Group, we understand the challenges that investors face in navigating the property market. That's why we offer comprehensive investment services, including property research, acquisition, and management, to help you make informed decisions and maximize your returns. Our experienced team can provide you with personalised advice and support to help you achieve your investment goals. If you're interested in learning more about how our services can benefit your investment journey, please visit our website or contact us for a blueprint session. Let us help you stay ahead of the game and achieve success in the property market.

While being cautious is a necessary trick of the real estate investing trade, these experts warned investors of the downfalls that come with solely focusing on the “bad” news. In this episode of Investing Insights with Right Property Group, Phil Tarrant, Steve Waters and Victor Kumar talk about how successful investors have a good understanding of what’s happening on the ground but adopt a disciplined approach to managing their own emotions and biases, ultimately helping them manage the market between their ears. With the market littered with “so much conflicting opinion”, they explain how being an “alarmist” investor can result in missed opportunities, unrealised gains, and unnecessary losses. Drawing from their respective experiences, the experts also shared strategies on how to manage and overcome market fluctuations.

In this episode of Investing Insights with Right Property Group, Victor Kumar and Steve Waters discuss the importance of understanding one's own psychology and the psychology of investing in real estate. They talk about the current state of the market, the need to stay informed, and how to determine whether to consolidate or buy during this period.  Key Takeaways: -Understanding one's own psychology and the psychology of investing is a cornerstone of success in any asset class with particular reference to your relationship with debt. -Informed investors who remain steadfast can reap the rewards in the current market cycle -Keeping things simple is crucial and highlighting the importance of cash flow, which is the oxygen of investing. -Continually reviewing one's position and making adjustments to cater for what's happening in the market is crucial. -Modelling can be a directional tool, but not a rigid plan. -Being prepared for when the market changes is crucial, rather than timing the market. -Surrounding yourself with a peer group that has achieved what you want to achieve and has experience in what they're giving advice on is essential. -What are you doing right NOW? What moves are you making to get yourself into position to make your moves? Victor and Steve also referenced previous episode topics, including: Episode on the three components that trigger an asset class: https://rightpropertygroup.com.au/fb-live-08-12-22-3-market-components-to-look-at-in-2023/ Episode on understanding one's relationship with debt: https://rightpropertygroup.com.au/fb-live-important-considerations-in-managing-your-properties/ Design Your Decade - Download the ebook here: http://rightpropertygroup.com.au/design_your_decade/ If you're seeking guidance on how to build a successful property portfolio, Right Property Group will provide expert advice to help you on your investment journey. To learn more about our services and make your next move, watch the entire episode and get in touch with Right Property Group at www.rightpropertygroup.com.au

Is the property market poised for a rebound? While there’s no foolproof way to determine whether the market has bottomed out, these experts help investors filter out the data that will help investors chart a strategic path out of the downturn. In this episode of Investing Insights with Right Property Group, Phil Tarrant, Steve Waters and Victor Kumar unpack the three telltale signs that the market is on its way to restarting the property cycle. While the negative narrative surrounding the Reserve Bank’s rate rise cycle has not dissipated and with other economic trends clouding the market outlook in the coming months, the trio gave their realistic takes on why they believe there are still investment opportunities across the market. The experts also explained why investors should not solely rely on data or headlines before taking the jump to enter the market.

In this episode of the Investing Insights podcast, Steve Waters and Victor Kumar from Right Property Group share their insights on navigating the Australian property market during times of economic uncertainty. 

 Here are the key takeaways: 1. Take assertive action during times of market uncertainty and avoid reacting out of fear. 2. Manage debt, cash flow, and maintain buffers to weather challenging periods in the market. 3. Property tax reform is needed to provide stability in the market and reduce reliance on stamp duty revenue. 4. Good cash flow management is essential in property investment, and focus on buying good properties that can be offloaded if necessary. 5. The government needs to provide incentives to encourage first-time owners and investors to enter the property market. 
Steve and Victor believe that investors should be proactive during uncertain times, rather than reacting out of fear. They caution against knee-jerk reactions and poor information that often lead to significant losses. They discussed the effects of free flowing credit, which led to a booming economy, and the need for an extended-term property tax to replace upfront costs. They also expressed concerns about the end of fixed interest rates on 800,000 loans, which could increase the amount of repayments. 
They also emphasised the importance of managing cash flow and remaining liquid in terms of mortgages. They suggested that investors focus on buying good properties for offloading to homeowners or investors in case things do not go as planned. They also highlighted the need for government intervention and incentivisation to address the construction industry struggle.
 Navigating the uncertainty in the Australian property market requires a planned approach, worst-case scenario planning, and taking a defensive approach when accumulating debt. As the property market cycles through its growth patterns, it is crucial to remain liquid, have buffers in place, and always be in a situation where you can sleep at night. Investors should focus on buying good properties and be part of the wealth transfer process during times of negative sentiment and economic hardship. By setting the pieces of the jigsaw puzzle together for the future, people can reap the benefits of what they do during this period in the following years as the cycle turns. Watch the full episode now to gain the knowledge you need to make informed investment decisions and succeed in the ever-changing property market.

With 2023 expected to bring in rougher waters for the real estate market, these experts enumerate the strategies that can help “fair weather” investors sail through any storm. In this episode of Investing Insights with Right Property Group, Phil Tarrant, Steve Waters and Victor Kumar discuss the two main types of real estate investors that emerged in the last three years before delving into how those with a methodical approach to property investing will ultimately outlast those who have “clueless enthusiasm”. To help investors brace for brewing headwinds in the coming year, the trio called back to the main learnings from previous podcast episodes, including creating an agile portfolio, avoiding being complacent, and managing different market cycles, among other things. They also advise investors not to be discouraged by the negative narratives regarding the market, but rather be prepared to find and take opportunities for further growth.