Property Investing Insights with Right Property Group

In this Episode 72 of the Investing Insights podcast, Victor Kumar and Steve Waters from Right Property Group uncover the truth about data and how this could affect you as an investor. Data is a surviving factor when investing in property, but there could be danger in relying solely on data. If you think data never lies, then you haven’t seen it all. Data is fundamental in investing between the flags, but also routine checks, ground truth, cash flow management, and many more factors that contribute to successful property investing. We live in a world where news is everywhere and today, with the APRA changes, inflation rising, and with the market reacting to the media, data can be misunderstood. Headlines may contain property prices soaring, but this could actually mean growth and be an opportunity for you to take advantage. Successful property investing is making sure you are always in control of the cash flow, have enough liquidity, and have the ability to pivot your strategy within the moving market and your own circumstance. Learn more about how to invest between the flags on this podcast.

With Australia on the brink of fully emerging out of the shadows cast by COVID in 2021, it’s now officially open season for the property market. Will the current real estate trends buckle or boom under the “new normal” conditions? In this episode, hosts Phil Tarrant, Steve Waters and Victor Kumar tackle a raft of geopolitical, financial, and economic factors and events that are shaping the spring selling season this year. While it does currently seem to be all systems go for the property market, the trio warn investors against chasing get-rich-quick schemes that are proliferating the real estate industry. They also argue on whether trends that have dominated the property market scene at the height of the pandemic will continue as cities emerge out of lockdowns and borders reopen, before touching on APRA’s recent move to tighten lending standards and how it could potentially affect current dynamics.

As Australia looks to the other side of COVID-19, there’s a number of factors that will have an impact on the market – but how will they interact? Phil Tarrant, Steve Waters, and Victor Kumar tackle a number of the big picture issues that could have an impact on property over the next few months and beyond: geopolitical tensions, pathways out of lockdown, a federal election, and tightened lending are all on the cards. The trio talk about revenge spends and highlight why employment belts are such big indicators of price growth, before discussing the demographic of investors and the rising phenomenon of “the entrepreneurial spirit”.

With widespread and indefinite lockdowns inducing feelings of uncertainty and insecurity among buyers and sellers, what will the spring selling season look like this year? Phil Tarrant, Steve Waters and Victor Kumar discuss the implications of the latest wave of lockdowns on real estate and how it compares to previous lockdowns. Will the market slow down amid a pronounced imbalance of supply and demand? What are the opportunities to be found in the current market? The trio also reflect on the value of the “right” suburbs, and advise investors how they can better understand unique growth patterns and fundamentals that ultimately influence success. Looking forward, Phil, Steve and Victor touch on the road to normalcy that the market is bound to take in the future.

ENCORE EPISODE - DESIGN YOUR DECADE PART 2 We hope you enjoyed part 1 of DESIGN YOUR DECADE covering years one through five. Part 2 focuses on years five through 10 of one’s property investment journey. Steve Waters and Victor Kumar join host Phil Tarrant to outline the fundamental shifts that occur in the second half of the decade, and the notion of a static 10-year plan and a rolling 10-year plan running in parallel. Victor, Steve and Phil talk about the importance of consistently reviewing one’s portfolio, the major milestone that should occur around the 10-year mark, and the dangers of chasing the latest strategic fads. There are so many golden nuggets of goodness throughout that are applicable to those who are planning to start their property journey to those who may have started decades ago. So no matter what stage you are at you will find value in what Steve, Victor and Phil have to share. The best investors are those that have strategies in place to withstand and succeed in any given situation, whether that be changing personal circumstances or a broader economic crisis triggered by a global pandemic. ...................................................................................................................... Subscribe & Review in Apple Podcasts If you found value in this episode, please leave a review on Apple Podcasts! Our mission is to help as many people as possible and when you leave a positive review, more people can find this podcast! Simply select “Ratings and Reviews” and “Write a Review” and tell us what your favourite part of the podcast is. Thank you!

Mixed data is coming out of the property market, with record-low interest rates, pent-up demand and limited supply fuelling strong price growth. On the other hand, prolonged lockdowns and talk of macro-prudential policy could inflict negative impacts. Dissecting recent developments, hosts Phil Tarrant, Steve Waters and Victor Kumar discuss last year’s missed predictions of 30 per cent market falls and why the rhetoric is different during the most recent lockdowns. The trio also chat through some of the key topics you need to know as an investor, including how to use the current market trends to position your portfolio and whether it’s time to offload those poor-performing assets. Looking forward, Phil, Steve and Victor touch on the dangers of predicting the future.

ENCORE of the most popular (and Melissa's favourite) episode! The DESIGN YOUR DECADE episode was published on 26th June 2020. Phil Tarrant and our own, Steve Waters and Victor Kumar deep dive into the critical questions for investors to consider when approaching the first five years of designing their decade. Regardless of where you are at in your life, the Design your decade episode is a MUST listen for everyone. There are so many golden nuggets of goodness throughout that are applicable to those who are planning to start their property journey to those who may have started decades ago. So no matter what stage you are at you will find value in what Steve, Victor and Phil have to share. As an experienced investor Melissa has found this particular episode really resonate and gave her the reminder of what she needed when it comes to the importance of reviewing their portfolio and dedicate regular time towards it. The episode also gave her the opportunity to reflect on their journey so far and where it was headed in the coming years. She distinctly remembers listening for the first time as she was driving and thought to herself " Steve and Victor have really nailed it with this episode". Key points: 4.07 - Control what you can influence 7.45 - Where do people go wrong? impatience and not organised! - anyone that has deviated from the fundamentals will hurt 10.31 - Navigating the first 5 years 12.25 - Transition point from consuming information to implementation. Most people get stuck in information overload 14.50 - A fundamental point in time for experienced investors to reflect and reset 17.00 - What are your tolerances to capital and cashflow 20.19 - critically analyse your lot in life. Each person will be different. 31.00 - The banks will tell you what you can afford, however only you know what you can afford. Often there is a big difference. 34.00 - Formulate strategy based on finance. The best investors are those that have strategies in place to withstand and succeed in any given situation, whether that be changing personal circumstances or a broader economic crisis triggered by a global pandemic. ...................................................................................................................... Subscribe & Review in Apple Podcasts If you found value in this episode, please leave a review on Apple Podcasts! Our mission is to help as many people as possible and when you leave a positive review, more people can find this podcast! Simply select “Ratings and Reviews” and “Write a Review” and tell us what your favourite part of the podcast is. Thank you!

As property markets continue their post-pandemic boom, investors are being urged to look at each property’s fundamentals instead of listening to overall market myths. In this episode, hosts Phil Tarrant, Steve Waters and Victor Kumar break down some of the biggest myths in property – from “all property grows at the same pace” to “valuations always lag sale prices”. The trio also discuss how today’s results don’t necessarily set up an investor long-term, whether or not bargains are still available in a hot market, and whether investors should target yield or growth in today’s property cycle.

In Episode 66 of the Investing Insights podcast, Victor Kumar and Steve Waters from Right Property Group unpack five investor profiles. The evolution of a successful investor is about identifying your investor profile. Victor and Steve have for many years referenced the four investor profiles and most recently have added a fifth. 1. The collector loves ownership, wants to buys something. Just wants to be an investor. We see a lot of them in this market. Generally not strategic as they get caught up in brag rights and number of doors they have and mistake action with results. On the upside buying one is better than doing nothing! 2. The Observer loves the idea of investing but does nothing as there is always a reason for not doing something which is usually wrapped around fear? FOMO in reverse – shoulda, woulda coulda…… The observer spends endless hours poring over analysis and opinion, discussing statistics and rationalising their choices. They will set up an extraordinary number of ‘watch lists’ on their favourite property portal, and examine the results forevermore. The key failing is they get caught in the endless loop of analysis and are eventually paralysed into inaction. The right time is always now! To get to the profits, end goal you have to be IN the market to begin with. 3. The speculator loves to brag and accumulate front doors, quick wins, and rolls the dice. They are lovers of action and the thrill of the chase. Most that speculate tend to only look at the positive side rather than looking at the finer details and what could go wrong. Any investment class has a form of speculation around it . Everyone has been a speculator in some capacity. Being a speculator sounds like a heap of fun, because they operate with almost no perception of risk, making big decisions on the fly. Who isn’t thrilled by the adrenaline rush of quick wins? The speculator is on the constant hunt for opportunities to purchase and profit. Driven by the desire for fast gains, they’ll forego sensible due diligence and, instead, try to outwit the market. The speculator’s view is entirely short-term – they love the action – but speculation without information is a risky game in property. And the downsides can be extremely costly. 4. The investor is the most sophisticated of the four types. This is what you want to be, or at least, where you’ll want to end up. The investor loves opportunity and is prepared to take advantage. The investor has their finance at the ready and research on hand. They’re aware of what’s needed for their portfolio to thrive in the long run. As the investor the strategy that you deploy is always pivoting slightly. There is always something that will come up where adjustments need to be made. Controlling the now. 5. The resentful investor almost always comes out when things don’t go their way. They let go of all commonsense. They focus on nothing but growth. Because everything is humming along so I can afford all of this but then the rate of growth slows, rates increases and the lack of CF becomes very apparent. Resentment then sets in. At this time of the cycle they don’t exist but come the next 3-5 years they will crop up as commonplace. All profiles lead to the resentful investor if you aren’t well considered and stay the course. To prevent the resentful investor coming out, Right Property Group clients have regular portfolio reviews by Victor and Steve - guidance and clarity in keep your finger on the pulse and are seen as an important element to controlling your portfolio. Need guidance on where to next? then book a blueprint meeting with Victor or Steve. Click here https://rightpropertygroup.com.au/blueprintsession/ If you have any questions about what you heard today please email questions@rightpropertygroup.com.au

As property markets continue to boom post-pandemic, investors are being urged to stick with the fundamentals that underpin good buying decisions instead of letting ego and greed take over. In this episode, hosts Phil Tarrant, Steve Waters and Victor Kumar discuss the notion of control in property investing, challenging the fallacy of the one-in-a-hundred-year natural weather event and why investors should focus on both growth and cash flow to increase their chances of success. The trio also talk about taking an educated approach to investing, why investors currently think they are bulletproof, how it’s easy to gain wealth but hard to maintain it, and why the current friendly market fundamentals are set to fade over time.