In Part 2 of our Money 20/20 coverage, Glen speaks with Guppy CEO (and Money 20/20 Wizard!) Sanjib Kalita about how Unicorns have given way to the Age of Centaurs. MSUFCU’s Ami Iceman and Prizeout founder David Metz discuss an adtech solution that leaves everyone better off, and Glen recaps other key takeaways from Vegas.     Links related to this episode:   Glen’s Money 20/20 coverage at CUNA.org: https://news.cuna.org/articles/123262-embedded-finance-regulatory-dynamics-dominate-money-20-20  Money 20/20’s white paper on the Age of Centaurs: https://www.money2020.com/content/whitepapers/welcome-centaurs  Sanjib Kalita’s startup Guppy: http://www.guppyfin.com/  Prizeout: https://prizeout.com/  Reseda Group: https://www.resedagroup.com/  MSUFCU: https://www.msufcu.org/  The CFPB’s proposed Section 1033 rule on Personal Financial Data Rights: https://www.consumerfinance.gov/rules-policy/notice-opportunities-comment/open-notices/required-rulemaking-on-personal-financial-data-rights/   Details on the approved CUNA/NAFCU merger: https://www.cuna.org/about/cuna-and-nafcu-merger.html    Check Out FIVEGPT, the new collaboration between the Best Innovation Group and Bonifi: https://www.big-fintech.com/Media?p=best-innovation-group-and-bonifii-announce-joint-development-of-fivegpt   Follow the Best Innovation Group on LinkedIn: https://www.linkedin.com/company/best-innovation-group/  Connect with Glen on LinkedIn or X (@154Advisors) Connect with John on LinkedIn or X (@jbfintech)

Glen shares highlights from an even more rousing than usual Money 20/20, including Silicon Valley Bank’s Chief Product Officer Gagan Kanjlia on a bold branding decision, Cushion Founder Paul Kesserwani on BNPL’s awkward evolution, and Twentyfold’s William Mellis on a new fintech research platform. Also- Debit’s demolition derby and the Points Guy feels the heat.    Links related to this episode:   Silicon Valley Bank: https://www.svb.com/   Cushion: https://cushion.ai/  Twentyfold: https://www.twentyfold.com/  Money 20/20: https://www.money2020.com/  McKinsey’s Digital Consumer Payments Survey: https://www.mckinsey.com/industries/financial-services/our-insights/banking-matters/consumer-digital-payments-already-mainstream-increasingly-embedded-still-evolving    Check Out FIVEGPT, the new collaboration between the Best Innovation Group and Bonifi: https://www.big-fintech.com/Media?p=best-innovation-group-and-bonifii-announce-joint-development-of-fivegpt   Plus, the latest BIG Blog: Hold onto Your Wallets- Debit Interchange under Scrutiny: https://www.big-fintech.com/Media?p=hold-onto-your-wallets-debit-interchange-under-scrutiny Follow the Best Innovation Group on LinkedIn: https://www.linkedin.com/company/best-innovation-group/  Follow Glen on X @154Advisors Follow John on X @jbfintech

Glen speaks with Doug Brown, President of Digital Banking for NCR Voyix, about the birth of a new public company, the importance of a 139-year legacy, and the continuation of a digital-first mission. Also- a debit interchange battle breaks out, and Glen gets academic.   Links related to this episode:   NCR Voyix: www.ncrvoyix.com Fed Debit: https://www.pymnts.com/news/payment-methods/2023/fed-will-float-reduced-debit-card-fees-for-merchants/  Georgia State University/Review of Financial Studies Fintech Conference: https://gsufintechconf.com/    Follow the Best Innovation Group on LinkedIn: https://www.linkedin.com/company/best-innovation-group/  Follow Glen on X @154Advisors Follow John on X @jbfintech

John and Glen provide a special peek inside the Innovation Club, as forward thinking credit union leaders brainstorm on the opportunities presented and risks posed by the new FedNow real-time payment rails.     Links related to this episode:   The Innovation Club: https://www.big-fintech.com/Innovation-Club/Technology  The Federal Reserve’s FedNow site: https://www.frbservices.org/financial-services/fednow/organizations     Follow the Best Innovation Group on LinkedIn: https://www.linkedin.com/company/best-innovation-group/  Follow Glen on X @154Advisors Follow John on X @jbfintech

John speaks with Respell’s Harpriya Bagri about using her firm’s AI workflow tool to fight through the frustration of lost luggage. Also, Glen shares conference nuggets and ponders the meaning of the word “cashless.”     Links related to this episode:   Respell: https://www.respell.ai/   Harpriya’s viral tweet/video (that’s right- we said Tweet) on her lost luggage pursuit: https://twitter.com/harpriiya/status/1682165101867175936  The full Town Hall video featuring Harpriya’s Respell on-screen demo: https://www.youtube.com/watch?v=lcPws0YWMiQ  FIVEGPT press release: https://www.big-fintech.com/Media?p=best-innovation-group-and-bonifii-announce-joint-development-of-fivegpt   FIVEGPT video: https://vimeo.com/871619836/f6309935c5  Equifax Market Pulse: https://www.equifax.com/business/trends-insights/marketpulse    Follow the Best Innovation Group on LinkedIn: https://www.linkedin.com/company/best-innovation-group/  Follow Glen on X @154Advisors Follow John on X @jbfintech

Glen speaks with Nick Evens, President/CEO of the Curql Collective, about the process of deploying over $300 million of additional credit union capital through its strategic investment fund. Also- keeping tabs on the startups potentially vying for some of that investment.     Links related to this episode:   Curql Fund: https://www.curql.com/  VentureTech, November 6-8 in Frisco, Texas: https://myventuretech.com/   Videos of company demos from Finovate Fall: https://finovate.com/videos/?filtertype=&showtypes=FinovateFall&videostartyear=2023&showletters=A-Z  TTV Capital: https://ttvcapital.com/  BIG’s Innovation Club: https://www.big-fintech.com/Innovation-Club/Technology    Follow the Best Innovation Group on LinkedIn: https://www.linkedin.com/company/best-innovation-group/  Follow Glen on X @154Advisors Follow John on X @jbfintech

Part 2 of our Finovate recap features interviews with the founders of Best of Show winner Chimney and Top Emerging Fintech winner Union Credit. Also- Glen reveals his Best of Show ballot and the Credit Card Competition Act takes to the airwaves.   Links related to this episode:   Chimney: https://chimney.io/   Union Credit: https://www.unioncredit.app/   Finovate: https://informaconnect.com/finovatefall/  Last week’s episode, featuring interviews with CD Valet and Best of Show winner Wysh: https://www.big-fintech.com/Media?p=finovates-window-into-an-evolving-landscape  Our August interview with True Digital: https://www.big-fintech.com/Media?p=fintech-hotter-than-the-headlines  Glen’s Finovate recap for CUNA.org: https://news.cuna.org/articles/123055-generative-ai-deposit-gathering-are-hot-topics-at-finovate-fall  VentureTech, November 6-8 in Frisco, Texas: https://myventuretech.com/     Follow the Best Innovation Group on LinkedIn: https://www.linkedin.com/company/best-innovation-group/  Follow Glen on X @154Advisors Follow John on X @jbfintech

Glen’s annual recap of the 66 demos at Finovate Fall includes interviews with standouts Wysh and CD Valet, reflections on each of the six Best of Show winners, and observations on recurring themes across the agenda. Also, the unexpected return of Silicon Valley Bank.   Links related to this episode:   Finovate: https://informaconnect.com/finovatefall/  Wysh: https://www.wysh.com/  CD Valet: https://cdvalet.com/  Our 2022 interview with Best of Show winner Debbie: https://www.big-fintech.com/Media?p=the-new-guard-takes-center-stage  Our April interview with Best of Show winner Mahalo Banking: https://www.big-fintech.com/Media?p=big-ideas-fintech-madness-cuso-optional    Join us Wednesday September 20 at 3pm ET/Noon PT for the latest edition of the CU Digital Town Hall, a live, lively and interactive meeting of industry leaders sharing best practices on the top issues impacting the credit union movement. Moderated by John Best of BIG and Mike Lawson of CU Broadcast:  https://www.cutownhall.com/ (a replay will be available at the site after Sept 20) Follow the Best Innovation Group on LinkedIn: https://www.linkedin.com/company/best-innovation-group/  Follow Glen on X @154Advisors Follow John on X @jbfintech

John and Glen weigh in on a wide array of current topics- bringing AI to the drive-thru, connecting DragonCon to credit unions, and anticipating the new Elon Musk autobiography. Also, John still sees potential in digital twins and Allen Iverson sees a new career angle.     Links related to this episode:   The Meaning of Life, according to Hardee’s: https://www.youtube.com/shorts/fDswmVyDp20?app=desktop  How many calories?: https://www.youtube.com/shorts/Y4J3lrBSP-A?app=desktop  John’s Kickstarter for the Roamer’s Wrath board game:  https://www.kickstarter.com/projects/jb1970/roamers-wrath  WSJ’s Excerpt from the forthcomoing Elon Musk biography on Twitter’s takeover (subscription required): https://www.wsj.com/tech/elon-musk-twitter-x-takeover-walter-isaacson-5f553fa  John’s interview with Apple co-founder Steve Wozniak for TruStage’s Discovery2023 conference: https://events.trustage.com/discovery2023-on-demand    The DeLorean Motor Company’s Alpha5 EV model/”digital twin”: https://nftevening.com/delorean-is-back-iconic-car-maker-accepting-nft-reservations-for-the-alpha5-electric-car/  Game Theory “In a DeLorean”: https://www.youtube.com/watch?v=muWzEwCgPfk    Follow the Best Innovation Group on LinkedIn: https://www.linkedin.com/company/best-innovation-group/  Follow Glen on X @154Advisors Follow John on X @jbfintech

Glen speaks with Great Lakes Credit Union CEO Steven Bugg about a collaborative grassroots initiative to deliver relief to Ukrainian citizens, and how CUs nationwide can participate. Also- the only state that prohibits consumers from pumping their own gas passes a new law on…credit card surcharging.    Links related to this episode:   The CU Relief Fund for Ukraine: https://curelieffundforukraine.com/    Great Lakes Credit Union’s landing page for the CU Relief Fund: www.glcu.org/credit-union-relief-fund-for-ukraine/    Our poignant 2022 interview with Antonio Murha of Ukrainian Self-Reliance Credit Union: https://www.big-fintech.com/Media?p=credit-unions-financial-lifeline-to-ukraine    Coverage of Access Softek CEO Chris Doner’s 2022 visit to Ukraine: https://www.chicoer.com/2022/04/03/chico-man-boss-bring-aid-to-employees-in-ukraine/     Payments Dive’s reporting on New Jersey’s new card surcharging law: https://www.paymentsdive.com/news/new-jersey-enacts-law-capping-surcharges/691578/  “Bank of Dave” gets a US release!: https://www.rottentomatoes.com/m/bank_of_dave    Follow the Best Innovation Group on LinkedIn: https://www.linkedin.com/company/best-innovation-group/  Follow Glen on Twitter @154Advisors Follow John on Twitter @jbfintech