
Money Ripples Podcast
Are you tired of working harder just to see your money go out the door faster? Do you dream of achieving financial independence, retiring early, and finally living life on your terms—without cutting corners or sacrificing your lifestyle?
Welcome to the Money Ripples Podcast, hosted by Cash Flow Expert and Anti-Financial Advisor, Chris Miles. This show is your no-nonsense roadmap to escaping the rat race, creating sustainable passive income, and building wealth that lasts for generations.
Every Wednesday and Friday, Chris delivers straight-shooting episodes packed with strategies and insights you won’t hear from traditional financial advisors. With over a decade of experience helping clients generate real cash flow from real assets, Chris pulls back the curtain on how to make your money work harder for you—so you don’t have to work so hard for your money.
What You’ll Discover:
How to Create Passive Income Without Risky Gambles
Learn proven strategies that allow you to safely generate recurring cash flow from real estate, business investments, and alternative income streams.
Infinite Banking Strategies (Without the Confusion)
Discover how to leverage the power of infinite banking using whole life insurance to grow your wealth tax-free, protect your capital, and fund your own retirement—all while keeping full control of your money.
How to Retire Early (Even in an Unstable Economy)
Tired of waiting until you're 65+ to enjoy your life? Chris shares how to build your own path to early retirement, even if the stock market is shaky, taxes are rising, or inflation is creeping in.
The Truth About Financial Freedom
Cut through the hype and learn what real financial freedom looks like—and how everyday people (just like you) are achieving it through smarter cash flow decisions and better stewardship.
Wealth Mindset + Money Stewardship
Financial independence isn't just about making more—it's about managing it wisely. Learn how to become a better steward of your wealth with practical mindset shifts that align with your values and legacy goals.
Why Listen to Money Ripples?
Chris Miles isn’t your typical financial advisor. After losing everything by following traditional advice, he rebuilt his wealth by doing the opposite of what Wall Street tells you. Since then, he’s helped hundreds of entrepreneurs, investors, and everyday families create six and even seven figures in passive income—all without living below their means or relying on risky investments.
With a focus on cash flow over accumulation, Chris offers real solutions for those who want more freedom, less stress, and a faster path to retirement. Whether you’re just starting your journey toward financial independence or looking to optimize your existing wealth-building strategy, this podcast is your trusted companion.
Each Friday, tune in for inspiring interviews with top financial minds, business owners, and investors who are walking the talk. These conversations are raw, insightful, and often surprising—designed to give you ideas you can apply right away.
Start Your Journey to Financial Freedom Today
The Money Ripples Podcast has been downloaded millions of times and featured in major media for a reason—it delivers results. If you're ready to break free from financial mediocrity and create a life of abundance, hit that Subscribe button and start listening today.
New episodes drop every Wednesday and Friday. Your work-optional life is closer than you think.
Latest episodes

Aug 28, 2024 • 30min
What Really Causes a Recession?
Are we entering another recession?? Let’s start the conversation. You don’t have to have a PHD in economics to understand the history of recessions in the United States AND you don’t even have to pay a dime either. Why? Because I made this podcast episode for YOU. By the end of the this episode you’ll know the history of economic crashes in the United States, what the current state of the economy in the U.S. is, and what you can do TODAY to start preparing yourself for the next inevitable recession. This is NOT supposed to make you feel discouraged or to make you wonder if you would make it in the event of a recession. The point I’m trying to make is that you can’t control whether the market crashes or not. All you can control is your own actions leading up to it. That’s why you’ve gotta educate yourself ASAP and start taking ACTION today!!! Passive Income Calculator: https://bit.ly/46WtJAU

Aug 23, 2024 • 35min
When is the Right Time to Invest in Apartments Again with Randy Lawrence
Looking to increase your cashflow passively but also wondering if you should RUN far away from investing/real estate after some unpredictable ups and downs? This episode's for you! Meet Randy Lawrence, a former wealth advisor who made the BOLD move into full-time real estate investing. Known for his laser-focused discipline, Randy dives into the story of how he pivoted from traditional finance to harness the power of real estate for creating steady, passive income. He shares the smart strategies that helped him build a thriving portfolio and lets us know if we should be investing or holding tight to our pocketbooks right now! Randy and I will also take a closer look at the current housing market, breaking down what’s happening right now and where the opportunities lie. We keep it real about the ups and downs of real estate investing, especially in these unpredictable times. Whether you’re a seasoned pro or just curious about getting started, this conversation is PACKED with insights and actionable tips to help you navigate the market with confidence. Don’t miss out on this lively discussion filled with practical advice and inspiration from two pros who know how to make real estate work for them! Passive Income Calculator: https://bit.ly/4cqWqHq Randy's Links: Website: https://pcpre.net/about-us/

Aug 21, 2024 • 29min
The Best Way to Have Peace of Mind with Your Stocks
How the heck are you supposed to predict the stock market?? Honestly, you can’t! It’s unpredictable and often high risk. But don’t lose hope just from hearing that. Not to age myself too much, but I’ve lived through YEARS of the ups and downs of the stock market. I’ve seen it during catastrophic crashes and sporadic spikes, through crazy election years and through natural disasters. And the biggest lesson I learned…. You’re gonna have to listen to figure out what exactly it is. This episode is all about HONESTY, and STRATEGY. Two things you won’t find with most financial institutions who tell you to “set it and forget it.” You need to figure out where to put your money where it’s going to work the most efficiently so that you can have more time now, and more money in the future. That being said, I happen to have served over 1000 satisfied clients, helping them learn how to do EXACTLY that. There’s no time like the present to change your future! More information can be found on the website linked below AND if you’re extra ambitious, take our passive income calculator right now to see if you’re a good fit to work with my company. Passive Income Calculator: https://bit.ly/3SL7TL1 Our Website: https://moneyripples.com/

Aug 16, 2024 • 23min
Be the Boss of Your Life with Nicole Glenn
Wanna hear from someone who’s financially free?? Then it’s your LUCKY day! Nicole Glen was so kind to join me on this podcast episode today to tell you all about her journey from a CEO’s Assistant, to being her own boss and gaining financial freedom. It was so touching to hear all that Nicole has accomplished through the ups and downs of life as a widowed mother fighting her way to prosperity. Talk about strength! She’ll explain how to get started, and her BIGGEST piece of advice that changed her life one day at a time. Being your own boss looks a lot like how your current relationship with a boss looks. You have to evaluate your performance, keep records, ask the right questions, and hopefully get the promotion you’re looking for. Dive right in to hear all about it with Nicole. Thanks for listening! Nicole’s Links: Website: https://www.nghscorp.com/ Business LinkedIn: https://www.linkedin.com/company/nghscorp/ Personal LinkedIn: https://www.linkedin.com/in/nikwglenn/ Passive income calculator: https://bit.ly/46D8Pqo

Aug 14, 2024 • 32min
Is Financial Advice as Fake as AI?
Hey ChaptGPT, make me rich quick! If you asked AI to make you rich, would you listen to everything it said? My guess is that you wouldn’t! You would probably check what other sources have to say, and see what experienced, financially independent people have done to get where they are. It would be crazy to base your finances purely off what AI has to say! The problem is you might be doing this already!! Do you listen to only ONE source for your financial strategies? Or only ONE financial advisor? Or just ONE website or news platform? If you said yes, then you need to reconsider your approach. Listen to this episode of the Money Ripples Podcast to hear the similarities of financial advisors and AI, the actual numbers it takes to become financially free, plus, my take on financial independence. Check it out! Passive Income Calculator: https://bit.ly/3LWCLEg

Aug 9, 2024 • 24min
How Passive Income Let This Physician Serve Her Community A DIFFERENT Way
Meet Ashley Ono! Ashley is a physician who is passionate about wellness and spirituality. When she saw the medical landscape changing, she started looking for additional ways to increase her cashflow and she STRUCK GOLD! Are you constantly worried about your money? Does it ever feel like there’s not enough time to truly dedicate yourself to finding financial independence? That’s exactly how Ashley felt too, and she is going to share all about it and how she began to realize that her time is MONEY, and she has found so much meaning in doing things she is passionate about. It was a BLAST talking to Ashley and hearing about her background, passions and journey to become part of the Money Ripples community and see more financial freedom in her life. THANK YOU for watching! Don’t forget to subscribe to the channel so you don’t miss posts in the future and check out our social media @moneyripples Take The Passive Income Calculator: https://bit.ly/46ARvSQ

Aug 7, 2024 • 29min
Profit From Procrastination
Do people ACTUALLY make money on Bitcoin?? The answer is way more complex than I can tell you right here, BUT in this episode of the Money Ripples Podcast I’ll let you in on all the complexities of the stock market. SPOILER ALERT: the stock market ISN’T your easy ticket to financial freedom. In fact, it might be just the thing holding you back from achieving wealth! With all the unpredictability, fluctuations, crashes, and misinformation, the stock market is a tough way to reach your financial goals. And if I haven’t convinced you yet, maybe last weekend’s market drop will. (seriously, did you guys see that?!) I’ve had dozens of clients come to me wondering why they’re still nowhere near retirement, even though they’ve done EVERYTHING their financial advisor told them to do. Well, unfortunately, a lot of financial advisors aren’t giving you the full picture. Lucky you though, it’s never too late! If you’re ready to try something different and dependable, take our passive income calculator to see if you qualify for our services (link below). Thanks for watching Ripplers! Passive Income Calculator: https://bit.ly/46B33FI

Aug 2, 2024 • 23min
A New Real Estate Strategy That Few Know About with Christion Sadler
Christion Sadler- genius investor, recovering house flipper, and real estate guru. He’s been on MANY stages spilling the secrets of how and why he does what he does, plus how you can do it too! Christion has been in the real estate business for 20+ YEARS and has been a full-time investor for 20 years. He’s been in this space for a WHILE. Which means he knows how you can actually profit off of what’s going on in the marketplace instead of just tolerating it. Trying to get into the real estate space? Start investing right here, right NOW by listening to this episode which will cover how real estate has changed, if it’s even still a good option or not, and why he quit flipping properties to transition into earning actual passive income. Check it out NOW! Christion’s Links: Instagram: https://www.instagram.com/christionsadler/?hl=en Website: https://preishare.com/ LinkedIn: https://www.linkedin.com/in/christionsadler/ Want more help?? Take our passive income calculator to see if you qualify to work with us: https://bit.ly/3WoBI4S

Jul 31, 2024 • 22min
Why Gen Xers Are Scared About Their Retirement
Breaking down the numbers behind why GenXers are STRESSED!!!! And if you aren’t worried about your finances and future retirement yet, you better listen even more carefully! Did you know only 22% of GenXers feel confident in their savings? In this episode, I’m gonna tell you about how to move past all the crap that big financial institutions sell you on that trick you into living off pennies in your retirement. AND what the heck you can do instead! There is really no need for you to spend hours of your life researching the stock market, talking to financial advisors, and stressing about where to put your money. Why? Because you can access LOADS of free information through our website, social media channels, and podcast. PLUS, you can start out even stronger by talking to someone on our awesome team (if you wanna take things to the next level)- take our calculator to see if you qualify as one of our clients this month. Take Our Passive Income Calculator: https://bit.ly/3SpOVt7

Jul 26, 2024 • 21min
Can You Really Make $100,000 Per Month with No Money with Brad Leggett
Meet Brad Leggett! Brad has built multiple businesses, hosts his own podcast, and is a football fanatic. With years of experience connecting former NFL players to find stability in the chaos, Leggett is here and ready to chat with me and you about what YOU can do to be more prepared and connected. Today I’m asking Brad some killer questions and you WON’T want to miss out on his answers. I asked him if NFL players are prepared for their post-athlete lives or if they too find themselves trying to escape the rat race, how he leverages networking, and what he wished he had known before he got into the NFL. Learn through Brad’s experiences so you can work with what you’ve got and make it even better. And, as always, like and subscribe if you learn something from this episode! Brad’s Links: Email- brad@proplayersbusinessnetwork.com Website- https://proplayersbusinessnetwork.com/ Take our passive income calculator: https://bit.ly/3xZOtuP