
Money Ripples Podcast
Are you tired of working harder just to see your money go out the door faster? Do you dream of achieving financial independence, retiring early, and finally living life on your terms—without cutting corners or sacrificing your lifestyle?
Welcome to the Money Ripples Podcast, hosted by Cash Flow Expert and Anti-Financial Advisor, Chris Miles. This show is your no-nonsense roadmap to escaping the rat race, creating sustainable passive income, and building wealth that lasts for generations.
Every Wednesday and Friday, Chris delivers straight-shooting episodes packed with strategies and insights you won’t hear from traditional financial advisors. With over a decade of experience helping clients generate real cash flow from real assets, Chris pulls back the curtain on how to make your money work harder for you—so you don’t have to work so hard for your money.
What You’ll Discover:
How to Create Passive Income Without Risky Gambles
Learn proven strategies that allow you to safely generate recurring cash flow from real estate, business investments, and alternative income streams.
Infinite Banking Strategies (Without the Confusion)
Discover how to leverage the power of infinite banking using whole life insurance to grow your wealth tax-free, protect your capital, and fund your own retirement—all while keeping full control of your money.
How to Retire Early (Even in an Unstable Economy)
Tired of waiting until you're 65+ to enjoy your life? Chris shares how to build your own path to early retirement, even if the stock market is shaky, taxes are rising, or inflation is creeping in.
The Truth About Financial Freedom
Cut through the hype and learn what real financial freedom looks like—and how everyday people (just like you) are achieving it through smarter cash flow decisions and better stewardship.
Wealth Mindset + Money Stewardship
Financial independence isn't just about making more—it's about managing it wisely. Learn how to become a better steward of your wealth with practical mindset shifts that align with your values and legacy goals.
Why Listen to Money Ripples?
Chris Miles isn’t your typical financial advisor. After losing everything by following traditional advice, he rebuilt his wealth by doing the opposite of what Wall Street tells you. Since then, he’s helped hundreds of entrepreneurs, investors, and everyday families create six and even seven figures in passive income—all without living below their means or relying on risky investments.
With a focus on cash flow over accumulation, Chris offers real solutions for those who want more freedom, less stress, and a faster path to retirement. Whether you’re just starting your journey toward financial independence or looking to optimize your existing wealth-building strategy, this podcast is your trusted companion.
Each Friday, tune in for inspiring interviews with top financial minds, business owners, and investors who are walking the talk. These conversations are raw, insightful, and often surprising—designed to give you ideas you can apply right away.
Start Your Journey to Financial Freedom Today
The Money Ripples Podcast has been downloaded millions of times and featured in major media for a reason—it delivers results. If you're ready to break free from financial mediocrity and create a life of abundance, hit that Subscribe button and start listening today.
New episodes drop every Wednesday and Friday. Your work-optional life is closer than you think.
Latest episodes

Jul 26, 2024 • 21min
Can You Really Make $100,000 Per Month with No Money with Brad Leggett
Meet Brad Leggett! Brad has built multiple businesses, hosts his own podcast, and is a football fanatic. With years of experience connecting former NFL players to find stability in the chaos, Leggett is here and ready to chat with me and you about what YOU can do to be more prepared and connected. Today I’m asking Brad some killer questions and you WON’T want to miss out on his answers. I asked him if NFL players are prepared for their post-athlete lives or if they too find themselves trying to escape the rat race, how he leverages networking, and what he wished he had known before he got into the NFL. Learn through Brad’s experiences so you can work with what you’ve got and make it even better. And, as always, like and subscribe if you learn something from this episode! Brad’s Links: Email- brad@proplayersbusinessnetwork.com Website- https://proplayersbusinessnetwork.com/ Take our passive income calculator: https://bit.ly/3xZOtuP

Jul 24, 2024 • 28min
Dave Ramsey Advice That I Actually Like
I am NOT a fan of Dave Ramsey advice... usually. BUT, in this episode I'll explain a few things that I can get behind from Ramsey. At Money Ripples, we’re not afraid of looking at all sides of an argument. So, right now, I’ll tell you the two things I think Dave Ramsey has RIGHT, and of course also explain where you might have been misled. Whether you’re a business owner trying to increase your cashflow, or you’re someone trying to figure out how the heck to start investing, we’ve got ya covered! Don’t miss out on the chance to learn the real source of Dave Ramsey’s wealth, find out how real estate can up your cashflow, and hear my absolute FAVORITE piece of guidance for driven, service-minded individuals. Best part of it all? You won’t have to compromise your integrity to become financially free if you do it with us. Get started today by taking our passive income calculator: https://bit.ly/3zOgC8J

Jul 19, 2024 • 30min
How to Succeed In Your Business Without Competing with Debbie Hart
Debbie Hart will rejuvenate your entrepreneurial spirit in today’s episode which covers LOADS of noteworthy knowledge. Seriously, you CAN’T miss this episode! When they say, “necessity is the mother of all invention,” I think they’re referring to Debbie. After a divorce, an eviction notice, and 6 children needing homeschooling, Debbie amped things up to stay afloat and be able to afford to raise her children and pay the bills. After starting a personal development company, mortgaging company, business coaching company for real estate agents, and MORE, it’s safe to say that Debbie Hart knows what she’s talking about. After hearing this depth and variety of experience and knowledge, I found myself recommitted to reaching my goals and going against the grain. I bet you’ll feel the same once you hear Debbie’s inspiring story; her links are below! Debbie’s Links: Website: https://ignitionpointacademy.com/ Linked In: https://www.linkedin.com/in/debbie-hart-148961217/ Instagram: https://www.instagram.com/ignition_point_entrepreneurs/ Take Our Passive Income Calculator: https://bit.ly/4bKNXOR

Jul 17, 2024 • 25min
What Do the BEST Infinite Banking Policies Look Like?
I've said it before and I will say it again, NOT ALL INFINITE BANKING POLICIES ARE MADE EQUAL. Learn why most insurance agents don’t show you the best options and how to spot a good policy from a great one. I am sharing personal stories and comparisons to highlight the importance of minimizing insurance costs to keep more money in your pocket. I f you’re curious about passive income and financial freedom, this episode is packed with valuable tips and real-life examples to help you on your journey. Tune in now! Want to get a MAX ROI policy for yourself? Click here to book a call: https://bit.ly/4bKDx1K

Jul 12, 2024 • 23min
Do Virtual Assistants ACTUALLY Give You Back Your Time?
The endless cycle of working 60-hour weeks as a business owner is exhausting and unsustainable. We can try to "do it all," but eventually you run out of hours in a day and you realize you are doing $10 an hour tasks that are making your business a $10 an hour business. That's not a good place to be, Bob Lachance, former professional hockey player, real estate investor, and owner of Reva Global, saw the time and money he was spending doing tasks himself that he could delegate to someone else. This is where his idea of starting a virtual assistant staffing company came into play. In today's episode, Bob shares his journey and the lessons learned about leveraging virtual assistants to streamline operations and reduce workload. This episode is packed with valuable advice for any business owner struggling to break free from daily operations or those looking to expand without increasing their hours. Bob's Links: Reva Global Virtual Assistants https://revaglobal.com/moneyripples Linkedin: https://www.linkedin.com/in/boblachance/ Hockey stats (you know, because I know someone is curious) https://www.eliteprospects.com/player/27694/bob-lachance Another way to stop working so dang hard is to make your money work for you! Click this link to see how close you are to the "work optional" lifestyle: https://bit.ly/3zvH6vg

Jul 10, 2024 • 31min
How to Identify a Bad Investment
HOW TO IDENTIFY A BAD INVESTMENT!! Let’s jump into some red flags to look out for when you’re looking at investments. There is a TON of information on the internet and this episode will help you break down the do’s & don’t’s as you try to increase your cashflow. I’ve seen a lot of sketchy “advice” from sketchy people in my days as a financial advisor and as a business owner which has taught me what kind of things to look out for. It’s a scary thing to invest your money, even if it is a great way to start changing your life. That’s why I’m sharing what you can do to feel more secure in your financial decisions and how to avoid those sketchy tips from financially unstable people. Listen now for 5 things to do before you start investing! Take our Passive Income Calculator: https://bit.ly/4eUuwWI

Jul 5, 2024 • 27min
The Secret Hack of the Ultra Successful with Brandon Burns
Today we’re simplifying the steps to getting into the TOP 1% with inspiring guest, Brandon Burns! Brandon grew up as a passionate gymnast raised by a single mother and has stepped outside the box of being ordinary. He is an international keynote speaker, elite athlete, and entrepreneur dedicated to helping OTHERS follow his lead into the top 1%. I spoke with Brandon about his journey and his hacks to personal growth including topics like consistency, identity, and mindset. He shared exciting stories and solid guidance that you can apply to your life TODAY!!! My main takeaway: everyday means EVERYDAY! You don’t wanna miss this episode; listen now and share with a friend to keep yourself accountable. Brandon’s Links! Website: https://www.iambburns.com/ LinkedIn: https://www.linkedin.com/in/iambburns/ ALL social platforms: “iambburns” Take Our Passive Income Calculator to get started: https://bit.ly/4cmJRxy

Jul 3, 2024 • 19min
How Building Wealth is Like Parenting
Looking to “DIY” your way into financial freedom? Maybe you should reconsider… Would you sit your kids in front of the TV and let them be raised by electronics? Would you let your kids roam the streets unsupervised all day to do as they wish? Hopefully, you answered NO! And just like you wouldn’t do this with your kids, you shouldn’t do it with your money! Putting your money in an account and forgetting about it just like giving your kid an iPad and hoping for the best (it’s probably not gonna work out that great). Today we’re talking about what ELSE you can do with your money that will yield much better outcomes for your money and your future. Take our Passive Income Calculator: https://bit.ly/3W6aXU8

Jun 28, 2024 • 37min
Is Now the Time to Buy Multifamily I Guest Mike Zlotnik
Meet Mike Zlotnik: CEO, experienced real estate manager, and retired software executive. As a US patriot and former political refuge from the USSR, Mike, or “Big Mike,” has decades of experience helping clients navigate the realm of real estate, syndications, and investment strategies. Today, we’re talking about Mike’s unique life experience entering the United States and working hard every day to achieve his dreams and goals. Mike and I will chat about the current state of the real estate market and how you can figure out where to put your money and where it will make the biggest impact. Should you become an equity investor? Or should you be the one in the lending position? Is it the right time to invest in multifamily homes? When should you be greedy and when should you be fearful? Give it a listen! Mike’s Links: https://bigmikefund.com/ https://tempofunding.com/ https://www.linkedin.com/in/mzlotnik/ Take our passive income calculator: https://bit.ly/3XIyR9w

Jun 26, 2024 • 22min
Compound Income Not Compound Interest
Do you usually think about compounding your income, or are you more worried about compounding interest? It’s a hot topic and I’ve got some hot takes for you all to consider! I’ll dive into what the masses advise about what you should do with your money, which is typically to “set it and forget it,” and to save as much money as you can in an IRA, 401K, or the stock market and wait until you’re retired to use it so you can hopefully survive on what you’ve made. But what if you could make more money NOW, use it to improve your life NOW, and still be prepared for retirement? Think about how that would change your life. Let’s learn together about what steps you can take to achieve this, and how you can change your mindset to build more wealth. Link to our recent masterclass: https://www.youtube.com/watch?v=9qq7dvUAYkg&t=1196s Take our passive income calculator: https://bit.ly/3VWlOja