

Money Ripples Podcast
Money Ripples Podcast
Ditch the grind. Build cash flow. Live free.
If you're tired of working harder just to stay financially stuck, this podcast is your way out.
Welcome to The Chris Miles Money Show, where cash flow expert and Anti-Financial Advisor Chris Miles shares how high-income earners are unlocking financial freedom faster without relying on the stock market, risky startups, or waiting until they're 65.
Chris became financially independent twice by age 39 and now helps others create real passive income through strategic investing, smarter money systems, and values-driven stewardship.
Here’s what you’ll get every week:
- Proven ways to create passive income through real estate and alternative investments
- How to use life insurance the right way to build lasting wealth
- Why the 401(k) may be holding you back—and what to do instead
- The mindset shifts and money strategies of people living work-optional lives
Whether you're an entrepreneur, investor, or high-income professional looking for better answers, this podcast is packed with practical insights, client case studies, and expert interviews.
New episodes drop every Monday, Wednesday, and Friday.
Ready to take control of your time, money, and future?
Subscribe now and learn how to make your money work harder, so you don’t have to.
If you're tired of working harder just to stay financially stuck, this podcast is your way out.
Welcome to The Chris Miles Money Show, where cash flow expert and Anti-Financial Advisor Chris Miles shares how high-income earners are unlocking financial freedom faster without relying on the stock market, risky startups, or waiting until they're 65.
Chris became financially independent twice by age 39 and now helps others create real passive income through strategic investing, smarter money systems, and values-driven stewardship.
Here’s what you’ll get every week:
- Proven ways to create passive income through real estate and alternative investments
- How to use life insurance the right way to build lasting wealth
- Why the 401(k) may be holding you back—and what to do instead
- The mindset shifts and money strategies of people living work-optional lives
Whether you're an entrepreneur, investor, or high-income professional looking for better answers, this podcast is packed with practical insights, client case studies, and expert interviews.
New episodes drop every Monday, Wednesday, and Friday.
Ready to take control of your time, money, and future?
Subscribe now and learn how to make your money work harder, so you don’t have to.
Episodes
Mentioned books

Nov 1, 2024 • 29min
Which Retirement Plans Are Politicians Threatening?
Click here to start making passive income: https://bit.ly/3AgELVO In this episode, I chat with Army Robinson about the intricate role that government policies and tax regulations play in shaping financial planning and investments. We explore how policies, like the upcoming Social Security adjustments and potential tax increases, impact the middle class and investors. Our conversation dives into the complexities of government involvement in financial services, from tax reform to estate planning, including the potential for more regulations on qualified plans and possible limitations on estate exemptions. Army shares insights into the day-to-day challenges of educating policymakers who often lack financial backgrounds. They highlight the constant need to advocate for balanced policies, the risks of overregulation, and how financial legislation could impact future wealth-building strategies. Tune in to hear more about the ongoing battles in Washington and how they might affect your financial future.

5 snips
Oct 30, 2024 • 42min
Is Whole Life Insurance a SMART Investment?
Is whole life insurance a smart investment? Discover the distinctions between whole life and term insurance while exploring common misconceptions. Learn how whole life insurance functions not as an investment, but as a savings vehicle with cash value and benefits. The conversation reveals investment strategies that may yield better returns compared to high premiums of whole life policies. The speaker shares real-life examples, emphasizing tax advantages and safety against market fluctuations, all culminating in a fresh perspective on wealth building.

4 snips
Oct 25, 2024 • 25min
How Krisstina Wise Went from Handouts to Financial Freedom
Want to see if you're ready to start making passive income? START HERE: https://bit.ly/40eQXRu In this episode, I talk with Christina Wise about the journey to creating true wealth and financial freedom. Christina shares her story of growing up in poverty, hustling in real estate to make a high income, only to find herself struggling financially and fighting over money in her personal life. After hitting rock bottom, she realized that wealth isn’t just about making more money—it's about creating passive income and living a balanced, healthy life. Christina explains how she began investing in real estate and how building assets, rather than just earning income, led to her financial independence. We dive deep into the difference between "working income" and "non-working income" (passive income), and how important it is for business owners to understand how to create income streams that work for them, rather than constantly hustling. We also discuss how comparison and chasing success can trap business owners in a rat race, and how true wealth is a combination of financial, emotional, and physical wellness.

Oct 23, 2024 • 22min
It's Time To Overcome Your Fear Of Investing
Overcome your fear of investing and try our Passive Income Calculator now: https://bit.ly/4e858eJ In this episode, I talk about overcoming the fear of making your first investment, especially in alternative investments like real estate. After losing everything during the Great Recession, I had to rebuild my wealth and confront those same fears many of you might be experiencing. I share my personal journey of how I cautiously got back into real estate, starting small, and how our clients have done the same. I also discuss why it's important to not let fear paralyze you from moving forward. Whether it's real estate or other investments, there are ways to minimize risk while still growing your wealth. I emphasize the importance of education, surrounding yourself with the right people, and starting small. You don’t have to dive in with everything—take that first step, and it gets easier over time. Throughout the episode, I share stories of my clients and how they've overcome their own financial fears to achieve financial independence. If you’ve been hesitant to start investing or are worried about losing money, this episode is for you. I’ll show you how to take action confidently, even in the face of uncertainty.

Oct 18, 2024 • 23min
Can Podcasting Really Grow Your Business?
Take our Passive Income Calcualtor: https://bit.ly/3Xs4F0l In this episode, I sit down with Jeremy Slate, founder of Command Your Brand, to discuss how podcasting is a powerful tool for public relations (PR) and building your brand. Jeremy shares insights on how to leverage podcasts to reach new audiences, create valuable connections, and build authority in your niche. Whether you're a business owner or a side hustler, you'll learn the importance of getting on other people's shows, not just starting your own. Jeremy also discusses the rise of new media platforms like Instagram Live and YouTube streams and how they fit into the podcasting world. Jeremy offers a free resource at CommandYourEmpire.com to help you navigate the world of new media and PR. If you're looking to grow your business and get more visibility, be sure to check it out!

Oct 16, 2024 • 25min
Marathon Training Is Like Wealth Building
Ready to start your "financial" marathon training? START HERE: https://bit.ly/3BKSogr In this episode, I share how my worst marathon experience from 17 years ago became one of the most impactful learning experiences for my financial journey. I recently ran the St. George Marathon, and I’m going to tell you what I did differently this time around to improve my performance and how those lessons directly relate to wealth-building strategies. From pacing yourself, learning from experienced mentors, to building a community for support, these insights can help you grow financially and create long-lasting prosperity. Timestamps: 00:00 – Introduction 03:07 – First marathon mistakes and lessons learned 05:35 – Hitting a physical wall: Cramping and exhaustion 08:01 – Lessons from not listening to advice 11:30 – Thinking like an investor is key 13:07 – How to avoid high-risk investment mistakes 15:24 – Training smarter, not harder 18:21 – Learning from past experiences for better results 19:05 – The power of community in wealth-building 21:50 – Final takeaways: Learn, apply, and grow together 23:19 – Closing thoughts and how we can help

Oct 11, 2024 • 36min
The Power Of Client Retention For Business Growth
In this episode, I dive into one of the most overlooked strategies for growing a business – client retention. Joined by Megan Huber, a client success and retention expert, we explore why keeping clients is the most profitable marketing strategy and how companies can better focus on client retention, referrals, and renewals. Megan shares her journey from teaching to coaching and offers practical tips on retaining clients and increasing their lifetime value in your business. Megan Links: https://meganjohnsonhuber.com/ https://www.instagram.com/meganjhuber?igsh=OXVvODk2eHp6bWYx https://meganjohnsonhuber.com/podcast/ Try our passive income calculator: https://bit.ly/3TzqJoJ

Oct 9, 2024 • 18min
Should You Pay Off Your Mortgage with Your Infinite Banking Policy
In this episode, I dive into the popular concept of infinite banking and discuss whether it makes sense to use your whole life insurance policy to pay off your mortgage, auto loans, or other debts. I break down the strategy, dispelling common myths and misinformation, especially the idea that you are "paying yourself back" with interest. Instead, I explain how loans work inside whole life insurance policies and why it's important to understand the real math behind it. I also share insights into how you can best leverage your infinite banking policy for real cash-flowing investments like real estate, and when it may or may not make sense to use it for debt. I cover the benefits of keeping your cash flowing in multiple places at once and how to avoid some bad strategies that could hurt you in the long run. Want to see what a policy looks like for you? Book a call with our insurance specialist now: https://bit.ly/3B8Jo4n

Oct 4, 2024 • 25min
Huge Returns From Financial Education With Our Client, Wojtek Starakiewicz
In this episode, I interview my client, Wojtek Starakiewicz, a devoted listener and successful investor who shares his inspiring journey from Poland to the US, where he has built a successful life and business. Wojtek discusses how an abundant mindset and strategic investments have helped him achieve financial freedom, while also highlighting the importance of taking imperfect action, building the right network, and continuously pursuing personal growth. Want to live the free life Wojtek talks about. It's starts by taking our Passive Income Calculator: https://bit.ly/4ergHOi

Oct 2, 2024 • 25min
Will the Lower Interest Rates Help The Economy?
In this episode, I discuss the recent decision by the Federal Reserve to lower interest rates and what that really means for you and the economy. I'll break down how this move might not be the great news it seems to be and how it could be signaling something more concerning. I also share my insights on how to best protect your money during uncertain times and what you should be paying attention to beyond the news headlines. Timestamps: Introduction – The Fed's Interest Rate Decision – 00:00 The Importance of Reviews and Audience Support – 00:52 How the Fed’s Rate Cuts Impact You – 01:31 Treasury Yields and Why They Matter More – 03:02 The Real Signs of Recession: Yield Spreads Explained – 07:02 The Big Picture: Why Banks and Investments Are Struggling – 08:49 Watching the Two-Year and Ten-Year Yield Spread – 11:16 The Risks of Lowering Interest Rates – What You Should Know – 13:32 Strategies for Protecting Your Wealth Amid Economic Changes – 14:53 What You Should Do Now – Cash Reserves, Investing, and Planning – 17:54 Why It's Critical to Be Watchful and Stop Following the Media – 21:44 Conclusion – 23:14 Passive income Calculator link: https://bit.ly/3ZqE5HC