Money Ripples Podcast

Start building your passive income legacy now: https://bit.ly/4jRlIn0 https://www.consciousinvestorgrowthsummit.com/ Use code MONEYRIPPLES for a free 30-minute consult with Julie when you register for the summit! Want to create wealth that goes beyond just money? In this episode, I sit down with Julie Holly of Three Keys Investments to discuss how to build true legacy wealth—the kind that supports your family and community for generations. We’ll cover why most people struggle to create generational wealth, how to invest wisely in real estate and other assets, and why mindset is the key to financial freedom. What you’ll learn in this video: The difference between financial success and true legacy wealth The best investments for building generational wealth Why mindset matters more than money How to create passive income that lasts The biggest wealth-building mistakes to avoid Julie's links Instagram: https://www.instagram.com/happyjulieholly/?hl=en Linkedin: https://www.linkedin.com/in/julie-holly/  

Grab your spouse and take this calculator to see your passive income potential: https://bit.ly/4hwh9g9 How to Get Your Spouse on the Same Page with Money | Stop Financial Fights & Build Wealth Together Ever feel like you and your spouse are speaking two different languages when it comes to money? Whether you’re trying to get them on board with investing, improving cash flow, or just setting financial goals, I’ll show you exactly how to communicate effectively and work as a team. What you’ll learn in this video: ✔️ How to get your spouse on board with financial goals ✔️ How to avoid fights about money in marriage ✔️ How to communicate about investing and passive income ✔️ The biggest mistakes couples make with finances ✔️ The secret to long-term financial success as a couple

Passive income starts here: https://bit.ly/3Q0Km6O What if you discovered your family wasn’t exactly who you thought they were? In this fascinating episode, Chris Miles interviews entrepreneur and author Rich Christiansen about his jaw-dropping personal discovery that reshaped his entire identity. Rich, the founder of over 50 businesses, shares powerful insights from his new book, Blindsighted—a story of shocking revelations, resilience, and the power of truth. Beyond his personal journey, Rich reveals his proven “Zigzag Principle” for entrepreneurial success and how navigating life’s unexpected turns can lead to greater success in business and beyond. Join us as we explore entrepreneurship, personal identity, resilience, and the ripple effect of financial freedom. Get Rich’s book Blindsighted → https://richchristiansen.com/blindsighted-2/ 00:00 - What if your family wasn’t who you thought? 00:23 - Chris Miles’ intro & why financial freedom matters now 01:54 - Meet Rich Christiansen: Serial entrepreneur & author 03:15 - The Zigzag Principle: How real success works 07:09 - What makes businesses fail vs. succeed? 07:58 - Blindsided: Rich’s unbelievable life-changing discovery 14:36 - The shocking truth about his family & identity 19:01 - Rich’s ripple effect & life purpose 21:16 - Final thoughts: What’s your story?

Book your infinite banking call now: https://bit.ly/4jFbupN Is there a place where you can store your money safely, earn strong returns, and keep liquidity? In this episode, I sit down with Parker Jardine to dive deep into infinite banking, using whole life insurance as a financial strategy, and why this could be a better alternative to the stock market over the next decade. We discuss how Parker financed his college education while making money, why high-net-worth investors are storing millions in life insurance, and how you can double-dip your money—earning interest while using it for real estate, business, and other investments. If you’re looking for a secure way to grow your wealth, this episode is a must-watch. Timestamps: 0:00 - Where can you store money safely and earn good returns? 0:28 - Welcome to the show 1:06 - How to calculate your passive income potential 2:36 - Introducing Parker Jardine & his investing background 3:48 - From day trading to infinite banking 5:35 - How Parker used life insurance to pay for college and make money 7:33 - Why infinite banking is a powerful wealth strategy 9:35 - Using life insurance instead of a 529 plan for kids' education 11:08 - The case for building wealth while your kids are still young 13:19 - Homeownership challenges & how life insurance can help 14:31 - How Parker got a $50K discount on his home using life insurance 17:13 - Why more people are prioritizing liquidity & reserves 18:56 - High-net-worth investors storing millions in life insurance 19:58 - How whole life insurance is outperforming the stock market 21:25 - Dividend rates are increasing—what this means for policyholders 23:26 - How life insurance dividends are calculated 25:35 - Why Warren Buffett is sitting on billions in cash 27:42 - Stock market returns vs. life insurance over the next 10 years 30:38 - What sets Money Ripples apart from other infinite banking agents 35:32 - Case study: A 24-year-old’s policy that added $300K in cash value 37:50 - Using term insurance as a bridge to infinite banking 41:13 - Why more people are shifting cash from banks to life insurance 42:06 - How to book a free consultation for your situation

Get started with Infinite Banking whole life insurance now: https://bit.ly/40QSDAL Is whole life insurance really better than a bank? How do the wealthy use it to grow and protect their money? In this episode, I sit down with MC Laubscher, founder of Cashflow Ninja, to uncover how whole life insurance and the infinite banking concept can be a game-changer for investors and business owners. MC shares his journey from South Africa to the U.S., how he built wealth through real estate, and why he was blown away when he discovered how the ultra-wealthy use whole life insurance as their personal banking system. We also discuss common mistakes people make with infinite banking, how to avoid financial traps, and the best way to structure policies for maximum cash flow and wealth creation. If you want to learn how to take control of your financial future, watch this episode until the end! - Get MC Laubscher’s Book: GetWealthyForSure.com - Follow MC’s Podcast: https://www.cashflowninja.com Timestamps: 0:00 - Introduction: Is whole life insurance better than a bank? 0:28 - Welcome to the show 1:08 - How MC Laubscher got started in investing 2:22 - Growing up in South Africa and lessons from uncertainty 5:04 - How MC transitioned from sports to real estate investing 6:11 - Discovering infinite banking and how the wealthy use it 10:28 - Why wealthy families store money in whole life insurance 14:57 - Why banks also invest in life insurance 16:37 - How MC started using infinite banking in his own life 18:30 - The biggest mistakes people make with whole life insurance 20:13 - Exotic life insurance strategies to avoid 22:08 - Why leverage can be risky if done incorrectly 23:48 - How to balance real estate investing with infinite banking 25:50 - Why this is a time for capital preservation 28:16 - Warren Buffet’s cash strategy and what it means for investors 30:43 - Where to follow MC Laubscher and get his free book 31:30 - MC’s ripple effect and long-term mission 32:50 - Final thoughts and how to take action

Have your own financial wake-up call. Do our Passive Income Calculator:  https://bit.ly/4ggNDdd Are you just learning about financial freedom, or are you taking action to create it? In this episode, I open up about why I do what I do, the real reason I started Money Ripples, and the conversations happening behind the scenes that directly affect you. - Why I walked away from financial advising - How my father’s financial struggles changed my entire perspective - Why the traditional approach to wealth-building is broken - The difference between financial freedom and being trapped in a financial cycle If you’re serious about breaking free from the financial traps keeping you stuck, this is the episode for you. 00:00 – Why I’m Sharing This Heart-to-Heart Message 02:24 – My Journey From Financial Advisor to Cashflow Expert 03:44 – The Harsh Truth About Traditional Financial Planning 07:42 – When Will You Take Action to Change Your Financial Future? 10:50 – Why I Don’t Have to Do This… But I Do It Anyway 15:07 – The Real Reason People Stay Stuck Financially 19:58 – Why Money Ripples Is Different From Other Financial Programs 24:11 – How to Start Building Passive Income the Right Way 28:00 – The Biggest Takeaway for Your Financial Future

You deserve the work-optional lifestyle: https://bit.ly/4aloIng Try PodMatch to Get Booked on More Podcasts: https://www.joinpodmatch.com/moneyripples Podcasting isn't just for media personalities—it’s one of the most powerful business growth tools available today. In this episode, I sit down with Alex Sanfilippo, the founder of PodMatch, to break down how getting on the right podcasts can scale your business, build trust, and drive revenue like never before. 🔹 How one podcast appearance led to over $4 million in revenue 🔹 The best strategy to get booked on podcasts that actually move the needle 🔹 How PodMatch is changing the game for business owners and experts If you’re looking for a simple yet powerful way to grow your brand, attract new clients, and build authority, this is an episode you don’t want to miss. 00:00 – The Business Growth Strategy That Changed Everything 01:45 – Why Podcasting is a Game-Changer for Entrepreneurs 04:19 – Alex Sanfilippo’s Journey from Corporate to Entrepreneurship 07:02 – How PodMatch Connects Guests with the Right Podcasts 09:27 – Why Every Business Owner Should Be a Podcast Guest 12:03 – How a Single Podcast Appearance Generated Millions 16:37 – The Power of Authenticity in Podcasting 20:29 – How PodMatch Streamlines Podcast Booking 23:18 – The Secret to Being a Great Podcast Guest 25:19 – The Ripple Effect of Podcasting on Your Business  

Forget the 401ks and start making REALLY retirement income TODAY, not when you're old.  Start HERE: https://bit.ly/3DUJRsx New year, new rules! In 2025, 401(k), IRA, and retirement plan regulations are changing—are you ready? In this episode, I break down what’s new, including higher contribution limits, new withdrawal rules, and changes to inherited IRAs that could impact your financial future. If you have a 401(k), IRA, Roth IRA, Health Savings Account (HSA), or inherited retirement funds, you need to hear this. I’ll also reveal the hidden risks of traditional retirement plans, why the government keeps changing the rules, and what you can do instead to protect your wealth and create financial freedom today—not decades from now. 00:00 – Intro 00:59 – Why tax laws keep changing & how it affects your money 01:52 – New 401(k) contribution limits & what they really mean 03:28 – The hidden 401(k) loophole for those over 60 06:14 – IRA & Roth IRA updates: Who can contribute & new income limits 08:34 – Social Security & Medicare changes: What you need to know 09:27 – Health Savings Account (HSA) changes & how to use them for tax-free savings 11:40 – The government is forcing you into a 401(k)—what you can do about it 14:52 – Inherited IRA new rules & why you must withdraw within 10 years 17:55 – The biggest retirement risk: Can you trust the government with your money? 20:59 – Why I don’t trust 401(k)s & IRAs and what I do instead 21:53 – How to create true financial freedom today, not in 30+ years  

Stop procrastinating and take action now to build up your passive income: https://bit.ly/4fZgEK0 Ever wondered how to build a rental portfolio that makes you financially free? In this episode, I sit down with Ryan and Corey from the Wealth Juice Podcast, who have built a 70-unit real estate portfolio using a mix of long-term and short-term rentals. They break down their journey from house hacking to work-optional living and how you can do the same—even if you're just starting. We talk about the FIRE movement, the reality of passive income, and the smartest ways to invest in real estate for financial freedom. If you're tired of the 9-5 grind and want to create cash flow, this is a must-watch. Ryan and Corey links: Podcast: https://podcasts.apple.com/us/podcast/wealth-juice-real-estate-personal-finance-investing/id1506974626 Instagram: @wealthjuiceofficial Twitter: https://twitter.com/weeklyjuicepod YouTube: https://www.youtube.com/@wealthjuiceofficial

Skip crypto and invest in real passive assets. START HERE: https://bit.ly/40heLm2   Is crypto about to take off, or is this just another hype cycle? Should you invest now, or wait for a better opportunity? In this episode, I break down what’s really happening with Bitcoin, Ethereum, and the crypto market as a whole. A lot of people are getting excited about crypto again, but is it actually a good time to buy? I’ll share my personal strategy, the biggest mistakes I see people making, and how to know when it’s the right time to invest. Plus, we’ll talk about how crypto compares to other investment options like real estate and passive income strategies. What You’ll Learn in This Episode: Is Bitcoin and Ethereum still a good investment in 2025? The biggest mistake new crypto investors make When is the best time to buy crypto (and when to stay away) How to take profits and protect your gains Should you hold long-term or cash out now? The real risks of cryptocurrency investing Why I don’t make crypto the centerpiece of my portfolio How to invest smarter for long-term wealth