Money Ripples Podcast

Want to know an election-proof plan for your finances? Start here: https://bit.ly/3Ys7UFH In this episode, I dive into a topic on many minds right now – how the upcoming presidential election could affect your finances, investments, and taxes. With all the talk of changing tax laws, potential market shifts, and political promises, it’s easy to feel uncertain about the future of your money. But here’s the truth: who you elect locally matters even more than who becomes president. We’ll cover: Why local elections often impact your taxes and finances more than federal decisions. How our government’s checks and balances help prevent drastic changes, regardless of who’s president. The dangers of waiting to invest or make financial moves because of political uncertainty.  Why the best opportunities often come when others are waiting on the sidelines. How to focus on smart, educated financial choices instead of media-fueled fears. If you’re holding off on making decisions until after the election, this episode will give you the confidence to move forward now, ensuring that your money is working as hard as you do. Listen in to understand how to protect and grow your wealth no matter the political landscape.

Click here to start making passive income: https://bit.ly/3AgELVO In this episode, I chat with Army Robinson about the intricate role that government policies and tax regulations play in shaping financial planning and investments. We explore how policies, like the upcoming Social Security adjustments and potential tax increases, impact the middle class and investors. Our conversation dives into the complexities of government involvement in financial services, from tax reform to estate planning, including the potential for more regulations on qualified plans and possible limitations on estate exemptions. Army shares insights into the day-to-day challenges of educating policymakers who often lack financial backgrounds. They highlight the constant need to advocate for balanced policies, the risks of overregulation, and how financial legislation could impact future wealth-building strategies. Tune in to hear more about the ongoing battles in Washington and how they might affect your financial future.

Is whole life insurance a smart investment? Discover the distinctions between whole life and term insurance while exploring common misconceptions. Learn how whole life insurance functions not as an investment, but as a savings vehicle with cash value and benefits. The conversation reveals investment strategies that may yield better returns compared to high premiums of whole life policies. The speaker shares real-life examples, emphasizing tax advantages and safety against market fluctuations, all culminating in a fresh perspective on wealth building.

Want to see if you're ready to start making passive income? START HERE: https://bit.ly/40eQXRu In this episode, I talk with Christina Wise about the journey to creating true wealth and financial freedom. Christina shares her story of growing up in poverty, hustling in real estate to make a high income, only to find herself struggling financially and fighting over money in her personal life. After hitting rock bottom, she realized that wealth isn’t just about making more money—it's about creating passive income and living a balanced, healthy life. Christina explains how she began investing in real estate and how building assets, rather than just earning income, led to her financial independence. We dive deep into the difference between "working income" and "non-working income" (passive income), and how important it is for business owners to understand how to create income streams that work for them, rather than constantly hustling. We also discuss how comparison and chasing success can trap business owners in a rat race, and how true wealth is a combination of financial, emotional, and physical wellness.

    Overcome your fear of investing and try our Passive Income Calculator now: https://bit.ly/4e858eJ In this episode, I talk about overcoming the fear of making your first investment, especially in alternative investments like real estate. After losing everything during the Great Recession, I had to rebuild my wealth and confront those same fears many of you might be experiencing. I share my personal journey of how I cautiously got back into real estate, starting small, and how our clients have done the same.   I also discuss why it's important to not let fear paralyze you from moving forward. Whether it's real estate or other investments, there are ways to minimize risk while still growing your wealth. I emphasize the importance of education, surrounding yourself with the right people, and starting small. You don’t have to dive in with everything—take that first step, and it gets easier over time.   Throughout the episode, I share stories of my clients and how they've overcome their own financial fears to achieve financial independence. If you’ve been hesitant to start investing or are worried about losing money, this episode is for you. I’ll show you how to take action confidently, even in the face of uncertainty.

Take our Passive Income Calcualtor: https://bit.ly/3Xs4F0l   In this episode, I sit down with Jeremy Slate, founder of Command Your Brand, to discuss how podcasting is a powerful tool for public relations (PR) and building your brand. Jeremy shares insights on how to leverage podcasts to reach new audiences, create valuable connections, and build authority in your niche. Whether you're a business owner or a side hustler, you'll learn the importance of getting on other people's shows, not just starting your own. Jeremy also discusses the rise of new media platforms like Instagram Live and YouTube streams and how they fit into the podcasting world. Jeremy offers a free resource at CommandYourEmpire.com to help you navigate the world of new media and PR. If you're looking to grow your business and get more visibility, be sure to check it out!

Ready to start your "financial" marathon training? START HERE: https://bit.ly/3BKSogr In this episode, I share how my worst marathon experience from 17 years ago became one of the most impactful learning experiences for my financial journey. I recently ran the St. George Marathon, and I’m going to tell you what I did differently this time around to improve my performance and how those lessons directly relate to wealth-building strategies. From pacing yourself, learning from experienced mentors, to building a community for support, these insights can help you grow financially and create long-lasting prosperity. Timestamps: 00:00 – Introduction 03:07 – First marathon mistakes and lessons learned 05:35 – Hitting a physical wall: Cramping and exhaustion 08:01 – Lessons from not listening to advice 11:30 – Thinking like an investor is key 13:07 – How to avoid high-risk investment mistakes 15:24 – Training smarter, not harder 18:21 – Learning from past experiences for better results 19:05 – The power of community in wealth-building 21:50 – Final takeaways: Learn, apply, and grow together 23:19 – Closing thoughts and how we can help

In this episode, I dive into one of the most overlooked strategies for growing a business – client retention. Joined by Megan Huber, a client success and retention expert, we explore why keeping clients is the most profitable marketing strategy and how companies can better focus on client retention, referrals, and renewals. Megan shares her journey from teaching to coaching and offers practical tips on retaining clients and increasing their lifetime value in your business. Megan Links: https://meganjohnsonhuber.com/ https://www.instagram.com/meganjhuber?igsh=OXVvODk2eHp6bWYx https://meganjohnsonhuber.com/podcast/ Try our passive income calculator: https://bit.ly/3TzqJoJ

In this episode, I dive into the popular concept of infinite banking and discuss whether it makes sense to use your whole life insurance policy to pay off your mortgage, auto loans, or other debts. I break down the strategy, dispelling common myths and misinformation, especially the idea that you are "paying yourself back" with interest. Instead, I explain how loans work inside whole life insurance policies and why it's important to understand the real math behind it. I also share insights into how you can best leverage your infinite banking policy for real cash-flowing investments like real estate, and when it may or may not make sense to use it for debt. I cover the benefits of keeping your cash flowing in multiple places at once and how to avoid some bad strategies that could hurt you in the long run. Want to see what a policy looks like for you? Book a call with our insurance specialist now: https://bit.ly/3B8Jo4n

In this episode, I interview my client, Wojtek Starakiewicz, a devoted listener and successful investor who shares his inspiring journey from Poland to the US, where he has built a successful life and business.  Wojtek discusses how an abundant mindset and strategic investments have helped him achieve financial freedom, while also highlighting the importance of taking imperfect action, building the right network, and continuously pursuing personal growth. Want to live the free life Wojtek talks about. It's starts by taking our Passive Income Calculator: https://bit.ly/4ergHOi