Money Ripples Podcast

Passive income starts here: https://bit.ly/3D6SeRF Register for the Billionaire Blueprint FREE event right NOW: https://the-wealthsociety.com/chris_miles   Want to build wealth faster and create financial freedom now—not decades from now? In this episode, we reveal the four pillars of wealth that help you accelerate cashflow, leverage credit, and minimize taxes. Our guest Steve Pate, a financial literacy expert, shares how to structure your income, assets, and banking relationships to grow wealth strategically. If you’ve ever wondered how the wealthy build lasting financial success, this is the episode for you!

Passive income is better than the stock market: https://bit.ly/3DbP2nH Does Dave Ramsey’s retirement advice really work? You’ve heard him say that saving 15% of your income into a 401(k) and Roth IRA is the key to a secure retirement—but is that enough? In this episode, I break down the math and show why traditional retirement planning might leave you short. We’ll explore the real numbers behind 401(k) returns, inflation, and cash flow strategies that could help you retire sooner and with more financial security. If you’ve been following Dave Ramsey’s advice but wonder if there’s a better way, this episode is for you. What You’ll Learn: The real returns on 401(k)s and IRAs How inflation destroys your retirement savings Why 15% savings might not be enough Alternative strategies to build real wealth How to create passive income for financial freedom

Passive income starts HERE: https://bit.ly/4gZC1vs The biggest wealth transfer is happening right now, and most investors are missing it. Eddie Wilson, an expert in private equity and business acquisitions, shares how baby boomer business exits present a massive investment opportunity. Learn why buying small businesses might be more profitable than real estate, how to leverage private equity for passive income, and how infinite banking fits into wealth-building strategies. In this episode, we cover: Why millions of small businesses will soon be up for grabs How to buy a business with little to no money down The key to building wealth through cash flow investments How Eddie Wilson has added 30,000 jobs through his business acquisitions The role of infinite banking in multiplying investment returns Want to connect with Eddie Wilson and learn more?  DM him at @EddieWilsonOfficial on Instagram and grab FREE tickets to the Aspire Tour for a chance to learn from top business leaders. 00:00 – Introduction: The biggest investment opportunity you’re missing 01:41 – Who is Eddie Wilson? His background and success in private equity 03:40 – The baby boomer business exit wave explained 06:21 – Why buying small businesses is a better investment than real estate 09:15 – How to buy businesses with seller financing 10:24 – Eddie’s mission beyond business: Impact investing and philanthropy 14:12 – The story that changed Eddie’s life and led to Impact Others 19:01 – Why sustainable giving is better than one-time charity 22:09 – How to invest in private equity without operating a business 27:31 – The rise of the Aspire Tour and why it’s attracting entrepreneurs 30:39 – Using infinite banking to amplify wealth and create legacy 32:39 – Where to follow Eddie Wilson and how to get free tickets to Aspire 33:08 – Final thoughts: Take action and create your own ripple effect  

A Doge refund won't save you, but passive income will. Start here: https://bit.ly/3EN4TJO Is the Department of Government Efficiency (DOGE) going too far? In this episode, I break down the aggressive cuts happening right now, the ripple effects on government spending, jobs, and even your retirement accounts. Is this a necessary reset or a dangerous overreach? Whether you're for or against these changes, you need to understand how they could impact your financial future. We’ll cover the risks of government overspending, the real impact of cutting federal agencies, and what this could mean for the stock market, taxes, and your savings. Don't get caught off guard—watch now to stay ahead of the curve. 0:00 - Is DOGE going too far? 1:00 - Why government spending is out of control 3:00 - The consequences of cutting government agencies 6:00 - Who really manages money better—government or private business? 9:30 - The impact on government jobs and the economy 12:00 - How stock markets and retirement accounts could be at risk 16:00 - The tax burden you don’t realize you’re paying 19:00 - The real GDP problem—government spending vs. real growth 22:00 - Is this a necessary reset or reckless destruction? 25:00 - Final thoughts: How to protect yourself financially

Want to see how much passive income you could create? Start here: https://bit.ly/3D7YLLH In this episode, I welcome Alastair MacDonald, an entrepreneur and investor who lived through Zimbabwe’s hyperinflation and built businesses in extreme economic conditions. Together, we discuss the lessons from real-world financial crises, how to prepare for economic uncertainty, and where to invest now. What You’ll Learn: What it’s like running a business during hyperinflation Why the U.S. housing market is in trouble Where to invest in 2025: Real estate, stocks, or hard assets? The problem with most financial gurus today How to build long-term financial resilience 0:00 - Intro 1:10 - Why you need to hear Alistair’s story 2:26 - Growing up during Zimbabwe’s hyperinflation 4:21 - How business owners survived financial collapse 7:35 - The biggest lessons from extreme economic uncertainty 10:46 - The problem with ignoring history in investing 12:20 - Why most financial gurus are misleading you 15:40 - How to spot full-cycle investment opportunities 18:10 - Where to invest in 2025: Hard assets vs. paper assets 23:23 - Why China, gold, and rare earths could be the next big investment 26:31 - The real state of the U.S. housing market 30:10 - Lessons from surviving financial collapse 33:19 - The importance of staying relevant and adaptable 33:42 - Final thoughts and next steps

Retire early! Start here: https://bit.ly/40Wf9Ha Is early retirement really possible, or is the FIRE movement misleading you? In this episode, I break down the real steps to retiring by 40—not just what you hear in mainstream finance. What You’ll Learn -  Why traditional retirement plans will not work for early retirement Passive income strategies to replace your paycheck How real estate investing accelerates financial freedom The biggest mistakes people make when saving for retirement Why cash flow is more important than net worth

Start building your passive income legacy now: https://bit.ly/4jRlIn0 https://www.consciousinvestorgrowthsummit.com/ Use code MONEYRIPPLES for a free 30-minute consult with Julie when you register for the summit! Want to create wealth that goes beyond just money? In this episode, I sit down with Julie Holly of Three Keys Investments to discuss how to build true legacy wealth—the kind that supports your family and community for generations. We’ll cover why most people struggle to create generational wealth, how to invest wisely in real estate and other assets, and why mindset is the key to financial freedom. What you’ll learn in this video: The difference between financial success and true legacy wealth The best investments for building generational wealth Why mindset matters more than money How to create passive income that lasts The biggest wealth-building mistakes to avoid Julie's links Instagram: https://www.instagram.com/happyjulieholly/?hl=en Linkedin: https://www.linkedin.com/in/julie-holly/  

Grab your spouse and take this calculator to see your passive income potential: https://bit.ly/4hwh9g9 How to Get Your Spouse on the Same Page with Money | Stop Financial Fights & Build Wealth Together Ever feel like you and your spouse are speaking two different languages when it comes to money? Whether you’re trying to get them on board with investing, improving cash flow, or just setting financial goals, I’ll show you exactly how to communicate effectively and work as a team. What you’ll learn in this video: ✔️ How to get your spouse on board with financial goals ✔️ How to avoid fights about money in marriage ✔️ How to communicate about investing and passive income ✔️ The biggest mistakes couples make with finances ✔️ The secret to long-term financial success as a couple

Passive income starts here: https://bit.ly/3Q0Km6O What if you discovered your family wasn’t exactly who you thought they were? In this fascinating episode, Chris Miles interviews entrepreneur and author Rich Christiansen about his jaw-dropping personal discovery that reshaped his entire identity. Rich, the founder of over 50 businesses, shares powerful insights from his new book, Blindsighted—a story of shocking revelations, resilience, and the power of truth. Beyond his personal journey, Rich reveals his proven “Zigzag Principle” for entrepreneurial success and how navigating life’s unexpected turns can lead to greater success in business and beyond. Join us as we explore entrepreneurship, personal identity, resilience, and the ripple effect of financial freedom. Get Rich’s book Blindsighted → https://richchristiansen.com/blindsighted-2/ 00:00 - What if your family wasn’t who you thought? 00:23 - Chris Miles’ intro & why financial freedom matters now 01:54 - Meet Rich Christiansen: Serial entrepreneur & author 03:15 - The Zigzag Principle: How real success works 07:09 - What makes businesses fail vs. succeed? 07:58 - Blindsided: Rich’s unbelievable life-changing discovery 14:36 - The shocking truth about his family & identity 19:01 - Rich’s ripple effect & life purpose 21:16 - Final thoughts: What’s your story?

Book your infinite banking call now: https://bit.ly/4jFbupN Is there a place where you can store your money safely, earn strong returns, and keep liquidity? In this episode, I sit down with Parker Jardine to dive deep into infinite banking, using whole life insurance as a financial strategy, and why this could be a better alternative to the stock market over the next decade. We discuss how Parker financed his college education while making money, why high-net-worth investors are storing millions in life insurance, and how you can double-dip your money—earning interest while using it for real estate, business, and other investments. If you’re looking for a secure way to grow your wealth, this episode is a must-watch. Timestamps: 0:00 - Where can you store money safely and earn good returns? 0:28 - Welcome to the show 1:06 - How to calculate your passive income potential 2:36 - Introducing Parker Jardine & his investing background 3:48 - From day trading to infinite banking 5:35 - How Parker used life insurance to pay for college and make money 7:33 - Why infinite banking is a powerful wealth strategy 9:35 - Using life insurance instead of a 529 plan for kids' education 11:08 - The case for building wealth while your kids are still young 13:19 - Homeownership challenges & how life insurance can help 14:31 - How Parker got a $50K discount on his home using life insurance 17:13 - Why more people are prioritizing liquidity & reserves 18:56 - High-net-worth investors storing millions in life insurance 19:58 - How whole life insurance is outperforming the stock market 21:25 - Dividend rates are increasing—what this means for policyholders 23:26 - How life insurance dividends are calculated 25:35 - Why Warren Buffett is sitting on billions in cash 27:42 - Stock market returns vs. life insurance over the next 10 years 30:38 - What sets Money Ripples apart from other infinite banking agents 35:32 - Case study: A 24-year-old’s policy that added $300K in cash value 37:50 - Using term insurance as a bridge to infinite banking 41:13 - Why more people are shifting cash from banks to life insurance 42:06 - How to book a free consultation for your situation