Money Ripples Podcast

Is whole life insurance a smart investment? Discover the distinctions between whole life and term insurance while exploring common misconceptions. Learn how whole life insurance functions not as an investment, but as a savings vehicle with cash value and benefits. The conversation reveals investment strategies that may yield better returns compared to high premiums of whole life policies. The speaker shares real-life examples, emphasizing tax advantages and safety against market fluctuations, all culminating in a fresh perspective on wealth building.

Want to see if you're ready to start making passive income? START HERE: https://bit.ly/40eQXRu In this episode, I talk with Christina Wise about the journey to creating true wealth and financial freedom. Christina shares her story of growing up in poverty, hustling in real estate to make a high income, only to find herself struggling financially and fighting over money in her personal life. After hitting rock bottom, she realized that wealth isn’t just about making more money—it's about creating passive income and living a balanced, healthy life. Christina explains how she began investing in real estate and how building assets, rather than just earning income, led to her financial independence. We dive deep into the difference between "working income" and "non-working income" (passive income), and how important it is for business owners to understand how to create income streams that work for them, rather than constantly hustling. We also discuss how comparison and chasing success can trap business owners in a rat race, and how true wealth is a combination of financial, emotional, and physical wellness.

    Overcome your fear of investing and try our Passive Income Calculator now: https://bit.ly/4e858eJ In this episode, I talk about overcoming the fear of making your first investment, especially in alternative investments like real estate. After losing everything during the Great Recession, I had to rebuild my wealth and confront those same fears many of you might be experiencing. I share my personal journey of how I cautiously got back into real estate, starting small, and how our clients have done the same.   I also discuss why it's important to not let fear paralyze you from moving forward. Whether it's real estate or other investments, there are ways to minimize risk while still growing your wealth. I emphasize the importance of education, surrounding yourself with the right people, and starting small. You don’t have to dive in with everything—take that first step, and it gets easier over time.   Throughout the episode, I share stories of my clients and how they've overcome their own financial fears to achieve financial independence. If you’ve been hesitant to start investing or are worried about losing money, this episode is for you. I’ll show you how to take action confidently, even in the face of uncertainty.

Take our Passive Income Calcualtor: https://bit.ly/3Xs4F0l   In this episode, I sit down with Jeremy Slate, founder of Command Your Brand, to discuss how podcasting is a powerful tool for public relations (PR) and building your brand. Jeremy shares insights on how to leverage podcasts to reach new audiences, create valuable connections, and build authority in your niche. Whether you're a business owner or a side hustler, you'll learn the importance of getting on other people's shows, not just starting your own. Jeremy also discusses the rise of new media platforms like Instagram Live and YouTube streams and how they fit into the podcasting world. Jeremy offers a free resource at CommandYourEmpire.com to help you navigate the world of new media and PR. If you're looking to grow your business and get more visibility, be sure to check it out!

Ready to start your "financial" marathon training? START HERE: https://bit.ly/3BKSogr In this episode, I share how my worst marathon experience from 17 years ago became one of the most impactful learning experiences for my financial journey. I recently ran the St. George Marathon, and I’m going to tell you what I did differently this time around to improve my performance and how those lessons directly relate to wealth-building strategies. From pacing yourself, learning from experienced mentors, to building a community for support, these insights can help you grow financially and create long-lasting prosperity. Timestamps: 00:00 – Introduction 03:07 – First marathon mistakes and lessons learned 05:35 – Hitting a physical wall: Cramping and exhaustion 08:01 – Lessons from not listening to advice 11:30 – Thinking like an investor is key 13:07 – How to avoid high-risk investment mistakes 15:24 – Training smarter, not harder 18:21 – Learning from past experiences for better results 19:05 – The power of community in wealth-building 21:50 – Final takeaways: Learn, apply, and grow together 23:19 – Closing thoughts and how we can help

In this episode, I dive into one of the most overlooked strategies for growing a business – client retention. Joined by Megan Huber, a client success and retention expert, we explore why keeping clients is the most profitable marketing strategy and how companies can better focus on client retention, referrals, and renewals. Megan shares her journey from teaching to coaching and offers practical tips on retaining clients and increasing their lifetime value in your business. Megan Links: https://meganjohnsonhuber.com/ https://www.instagram.com/meganjhuber?igsh=OXVvODk2eHp6bWYx https://meganjohnsonhuber.com/podcast/ Try our passive income calculator: https://bit.ly/3TzqJoJ

In this episode, I dive into the popular concept of infinite banking and discuss whether it makes sense to use your whole life insurance policy to pay off your mortgage, auto loans, or other debts. I break down the strategy, dispelling common myths and misinformation, especially the idea that you are "paying yourself back" with interest. Instead, I explain how loans work inside whole life insurance policies and why it's important to understand the real math behind it. I also share insights into how you can best leverage your infinite banking policy for real cash-flowing investments like real estate, and when it may or may not make sense to use it for debt. I cover the benefits of keeping your cash flowing in multiple places at once and how to avoid some bad strategies that could hurt you in the long run. Want to see what a policy looks like for you? Book a call with our insurance specialist now: https://bit.ly/3B8Jo4n

In this episode, I interview my client, Wojtek Starakiewicz, a devoted listener and successful investor who shares his inspiring journey from Poland to the US, where he has built a successful life and business.  Wojtek discusses how an abundant mindset and strategic investments have helped him achieve financial freedom, while also highlighting the importance of taking imperfect action, building the right network, and continuously pursuing personal growth. Want to live the free life Wojtek talks about. It's starts by taking our Passive Income Calculator: https://bit.ly/4ergHOi

In this episode, I discuss the recent decision by the Federal Reserve to lower interest rates and what that really means for you and the economy. I'll break down how this move might not be the great news it seems to be and how it could be signaling something more concerning. I also share my insights on how to best protect your money during uncertain times and what you should be paying attention to beyond the news headlines. Timestamps: Introduction – The Fed's Interest Rate Decision – 00:00 The Importance of Reviews and Audience Support – 00:52 How the Fed’s Rate Cuts Impact You – 01:31 Treasury Yields and Why They Matter More – 03:02 The Real Signs of Recession: Yield Spreads Explained – 07:02 The Big Picture: Why Banks and Investments Are Struggling – 08:49 Watching the Two-Year and Ten-Year Yield Spread – 11:16 The Risks of Lowering Interest Rates – What You Should Know – 13:32 Strategies for Protecting Your Wealth Amid Economic Changes – 14:53 What You Should Do Now – Cash Reserves, Investing, and Planning – 17:54 Why It's Critical to Be Watchful and Stop Following the Media – 21:44 Conclusion  – 23:14 Passive income Calculator link: https://bit.ly/3ZqE5HC

In this episode, I invited on someone who can dive deep into the power of visualization and how it can be a transformative tool to create the life you’ve always dreamed of. I’m joined once again by John Assaraf, CEO of NeuroGym, who shares how you can unlock the power of your brain to manifest your biggest goals. We'll discuss the science behind visualization, how to overcome limiting beliefs, and how to make this practice a real, tangible part of your life. Timestamps: Intro & The Power of Visualization – 00:00 Welcoming Back John Assaraf - Manifesting Your Goals – 01:53 John’s Journey and the Science of Visualization – 02:57 How Visualization Can Change Your Beliefs – 04:38 Understanding the Brain and Visualization – 08:08 Addressing Common Concerns About Visualization – 11:18 Why Visualization Works – Evidence and Practical Examples – 17:59 The Role of Affirmations and Innercise – 22:21 How to Access John’s Free Ebook on Visualization – 25:22 John’s Ripple Effect and His Purpose to Impact 1 Billion Lives – 25:55 Final Thoughts and Call to Action – 28:21 To access John's free ebook "The Power of Visualization," visit: https://links.myneurogym.com/moneyripples This resource can help you get started on your journey to manifesting your goals and achieving the financial freedom you desire!