The Long Game

In this episode with Callie Cox, we talk about the recent FED rate cut and what it means for you. We then go into tilts we have in our portfolios, what we think about the markets over the next couple years, and much more as it relates to investing.

This is part 2 of a series of estate planning for business owners. In this episode with Dave Haughton, we use an example and plan for a business owner who will be over the estate tax exmeption. We think about structures like: - family limited partnerships - charitable remainder trusts - SLATs - Dynasty trusts - trusts in various states And talk through what each of these are and the benefit they can have.

Estate planning is important for everyone. But even more important for business owners. If you were no longer able to make decisions for your business, what would happen? If you answered you have a POA or you don't know, then you need to get on this ASAP. In this episode, we have Dave Haughton on to talk about: - Trusts vs wills - Why most business owners need trusts -Why POAs are not enough - Real estate holdings and the need for LLCs And much more!

It's no secret that interest rate changes are coming. With that comes a lot of good like lower mortgages and cheaper borrowing on other loans. But is also means lower rates on cash, bonds, etc. In this episode we go talk about what is happening and what it means for you. We talk about refinancing, recasting, what you should do with your cash, etc.

Real estate is something almost everyone wants to invest in. Why? Because of 'passive income'. But is real estate really that passive? Or is it as easy as people make it out to be? In this episode with Raj Tut, we talk: - his journey with investing in real estate - how you have to view it like a business - mistakes others make (and one's he has made) - what to look for when investing in a fund

For high income earners, deferring taxes to the future can be a great move. But you are oftentimes limited to the $69,000 you can put into a 401(k). This is where cash balance plans come into play. You can potentially defer hundreds of thousands more using this tool. In this episode with Ben Lake, we talk all things cash balance plans, how they work, the good, the bad, etc.

As you get further along in your financial journey, the decisions you make have HUGE impacts. Many turn to friends, family members, peers, etc for advice. The problem... it is not tailored to you. It's what has worked well for them and they are telling you about it. This can be dangerous. And it's a huge reason why having a planner who knows you, your goals, your values, your fears, and your situation is so valuable.

HSA's and FSA's are both great accounts. They allow you to save for health expenses on a pre-tax basis. In this episode we walk through: - what an HSA is - what an FSA is - what health plans allow for each - how most use FSA's incorrectly

This is a question that comes up time and time again. Many believe that the party of the president matters. They assume the markets do better with republicans and worse with democrats. But is this true? We dive into the data to explore this further.

Roth = post tax Traditional = pre-tax Both have their benefits and can be the right account at different times. In this episode Thomas and Jacob breakdown: - how Roth accounts work - how pre-tax accounts work - when it might make sense to use one vs the other - Roth conversions - which we use and prefer