In this episode, we're joined by Broc Buckles as we break down the essentials of disability insurance, discussing its importance, the different types available, and how it can serve as a crucial safety net for your income.

We explore group vs. individual policies, the significance of definitions like "own occupation," and the various riders that can enhance your coverage.

Whether you're a financial advisor looking to expand your knowledge or someone seeking to understand how disability insurance fits into your financial plan, this episode is packed with valuable insights.

Key Topics Covered:

• What is disability insurance?

• Group vs. individual disability policies

• Understanding elimination and benefit periods

• The importance of riders like cost of living adjustments and guaranteed purchase options

• Real-life scenarios and considerations for different professions