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The Long Game

Homeowners Insurance: Key Coverage Areas You Need to Know

Oct 11, 2024
20:49

In this episode, co-hosts Thomas Kopelman and Jacob Turner dive deep into the world of homeowners insurance, especially for high-income and high-net-worth individuals.

With recent events like hurricanes affecting many, understanding the nuances of homeowners insurance has never been more critical.

Thomas and Jacob discuss the importance of having the right coverage, what to look for in your policy, and how to avoid common pitfalls that could leave you underinsured.

Key topics covered in this episode include:

  • The significance of dwelling coverage and how to determine the right amount.

  • Understanding other structures and personal property coverage.

  • The importance of loss of use coverage and what it entails.

  • Personal liability and medical payments: what you need to know.

  • Tips for optimizing your insurance structure to save money while ensuring adequate protection.

Whether you're a homeowner or just starting to think about insurance, this episode is packed with valuable insights to help you protect your most significant assets.

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