FTAdviser Podcast

The start to 2022 was a rocky one for equities, with the MSCI World index losing 14 per cent year to date.While recent weeks have provided some respite for equities, with most markets rebounding to some extent, continued high inflation and rising interest rates mean equity investors could continue to experience something of a rollercoaster ride, with markets struggling to price in the changing economic circumstances.This week FTAdviser contributing editor David Thorpe is joined by James Thomson, manager of the Rathbone Global Opportunities fund, John Moore, senior investment manager at Brewin Dolphin, and Jason Borbora-Sheen, manager of the Ninety One Diversified Income fund.They discuss whether equity prices are pricing in the range of macro-economic outcomes, whether sectors such as tech have fallen as far as they can and the challenges of finding defensive stocks.The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.The FTAdviser Podcast will be taking a brief summer break next week and will return in September. Hosted on Acast. See acast.com/privacy for more information.

This episode of the FTAdviser In Focus podcast focuses on financial advisers' mental health and wellbeing. Looking after your mental health is important and there are several stress factors advisers in particular should be looking out for, according to this week's guests. Shaun Doherty, owner of The 555 Club, and a former IFA, and Kerry Burgess, people operations director at First Wealth, discuss what signs to look out for, how to de-stress at work, and how far the industry has come in addressing mental wellbeing. Hosted on Acast. See acast.com/privacy for more information.

Mortgage lenders cannot cope with the volume of business coming their way, advisers have told the latest FTAdviser Podcast. Speaking to senior editor Simoney Kyriakou, Jane King, chartered adviser for Ash Ridge Financial Services, said lenders had told her they were swamped, partly due to the difficulties of navigating hybrid working but also because of having to cope with ever-changing bank base rate rises. Also joining her on the podcast was Almas Uddin, founder of Revolution Brokers, who warned of a "massive mortgage slowdown", while Rachel Springall, financial expert at Moneyfacts, said the ever-rising base rate meant the cost of mortgage repayments was rising faster than many people might expect.The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues. Hosted on Acast. See acast.com/privacy for more information.

This week the Bank of England has scrapped a key affordability test for borrowers wanting to take out a mortgage which was introduced following the 2008 financial crisis.Since Monday, lenders no longer have to assess whether borrowers will be able to afford a mortgage if interest rates increased by 3 per cent because the Bank claimed it was no longer necessary and was actively preventing people from getting a mortgage.This week FTAdviser deputy editor Damian Fantato is joined by Jeremy Duncombe, managing director of Accord Mortgages, and Danny Belton, head of lender relationships at Legal & General Mortgage Club, to discuss what impact this might have.They discuss the criticism this decision has received that the Bank should have waited for the current macroeconomic turmoil to end, they weigh up what actions lenders might take and they discuss what sort of borrower might benefit from this change.The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues. Hosted on Acast. See acast.com/privacy for more information.

Unfortunately a gender pensions gap exists and men are more often than not better off in retirement then women, but divorce often plays a role in this as many do not take into account a partner’s pension.When going through a divorce the court can make a pension sharing order to provide a transfer from a spouse with a greater pension provision to the one with the lesser. But many people do not know this exists. For example, a 2021 study looking at divorcees aged 55-64 found that men had an average total private pension fund value of £100,000, while women had accrued just £19,000. On this week's edition of the FTAdviser Podcast, news editor Amy Austin is joined by Andrew Tully, technical director at Canada Life and Rachael Hall, co-founder & director of advice firm Seven Stages to talk about advising on divorce and the splitting of pension assets.The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues. Hosted on Acast. See acast.com/privacy for more information.

Over the past few years, the world of discretionary fund managing has grown and so has competition in this space.As the number and complexity of funds increase, DFMs have become a popular tool for IFAs, helping them to find efficient ways of making the right investment decisions for their clients.But how can advisers make sure they’re entrusting the right people with their clients’ money, and what impact will the growth in DFMs have on advisers? Will the new entrants in the DFM market be able to challenge some of the bigger incumbents?In this podcast, Sally Hickey, chief reporter at FTAdviser, is joined by Henry Cobbe, head of research of Elston Consulting, and Matt Ward, communications director at AKG to find out. The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues. Hosted on Acast. See acast.com/privacy for more information.

The start to 2022 has been a volatile one for investors, with rising inflation and rising interest rates. In short, it is a difficult time to be an equity investor.Many areas of the market which led the recent 10-year-long rally have fallen away, which lead investors to wonder what comes next.In this special edition of the FTAdviser podcast, sponsored by Artemis, contributing editor David Thorpe is joined by Fahad Hassan, chief investment officer at Albermarle Street Partners, and Alex Illingworth, co-manager of the Artemis Global Select fund and the Mid Wynd Investment Trust.The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues. Hosted on Acast. See acast.com/privacy for more information.

In this FTAdviser podcast, we talk about something which is often covered, but perhaps from the wrong lens. And that’s how financial advisers - the majority of which are male - should be communicating with the women they manage wealth on behalf of. We ask:- How advisers should or shouldn't be talking to female clients- Is having the same approach for male and female clients regressive or progressive?- What is the current state of play in the advice industry today when it comes to gender equality? What has got better? What is still the same? and how does this seep into the advice given? Hosted on Acast. See acast.com/privacy for more information.

Lead generation has become an increasingly thorny issue, and the regulator has been increasingly cracking down on inappropriate and fraudulent advertising.According to the regulator, last year 564 adverts were withdrawn or amended, double the number compared to previous years.This week FTAdviser editor Simoney Kyriakou is joined by Joanna Streames, founder of Velvet Mortgage and Insurance Services, and Alain Desmier, founder of Contact State to discuss how advisers and regulators should approach this area.The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues. Hosted on Acast. See acast.com/privacy for more information.

On this episode of the FTAdviser In Focus podcast we discuss whether advisers should go beyond the call of duty. Many financial advisers see it as their duty to "give back" to society and help educate the general public on financial matters, but the space is far from saturated. So should more advisers think about running regular podcasts or writing newsletters or even books? Advisers Warren Shute and Craig Palfrey share their views, alongside the CISI's deputy head of financial planning, Chris Morris. Hosted on Acast. See acast.com/privacy for more information.