Frugal Friends Podcast

Do money conversations make you uneasy? Today, we invited behavioral financial expert and author Carl Richards to unpack what this missing skill is and why it changes everything about the way we manage money. We’ll explore why most of us never learned it, how it impacts every financial decision we make, and what small habits can help you finally feel in control of it.🎙️ Get full show notes here!https://bit.ly/ffpmoneyconversations📘 Order the book herehttps://bit.ly/BWYL-podcast💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.https://www.frugalfriendspodcast.com/friendletter📣 Submit your bill of the week and get a shoutout from ushttps://www.frugalfriendspodcast.com/bill-of-the-week/💸 Check out our monthly challenge communityhttp://www.frugalfriendspodcast.com/club👉🏼 Subscribe for more on YouTubehttps://www.youtube.com/frugalfriends💃🏼 Hang out with us on Instagram!https://www.instagram.com/frugalfriendspodcast/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

It’s all over the news! Rate cuts are going lower and lower and you might be panicking and pressured whether to do it now or later. Jen and Jill dug into the news, cut through the speculation, and crunched the numbers so that we can help you decide whether you should refinance now or wait for possible lower rates.🎙️ Get full show notes here!https://bit.ly/ffprefinancing📘 Order the book herehttps://bit.ly/BWYL-podcast💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.https://www.frugalfriendspodcast.com/friendletter📣 Submit your bill of the week and get a shoutout from ushttps://www.frugalfriendspodcast.com/bill-of-the-week/💸 Check out our monthly challenge communityhttp://www.frugalfriendspodcast.com/club👉🏼 Subscribe for more on YouTubehttps://www.youtube.com/frugalfriends💃🏼 Hang out with us on Instagram!https://www.instagram.com/frugalfriendspodcast/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The hosts dive into the bold choice of selling a house to rent, exploring the math and emotions behind this decision. Jill shares her journey from RV living to homeownership, highlighting the impact of natural disasters on her perspective. They break down the real costs of mortgages versus renting, unveiling hidden expenses of homeownership. Jill discusses her newfound peace, flexibility, and significant financial gains from selling. The episode addresses who should consider this lifestyle change and the trade-offs involved.

Payday hits, and somehow your paycheck disappears before you even blink. Today, we’re walking through a simple routine that makes your paycheck stretch, covering bills, savings, and still leaving room for the fun stuff. Stick with it every payday and see the difference for yourself.🎙️ Get full show notes here!http://bit.ly/3IHcXxZ📘 Order the book herehttps://bit.ly/BWYL-podcast💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.https://www.frugalfriendspodcast.com/friendletter📣 Submit your bill of the week and get a shoutout from ushttps://www.frugalfriendspodcast.com/bill-of-the-week/💸 Check out our monthly challenge communityhttp://www.frugalfriendspodcast.com/club👉🏼 Subscribe for more on YouTubehttps://www.youtube.com/frugalfriends💃🏼 Hang out with us on Instagram!https://www.instagram.com/frugalfriendspodcast/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

“Tiktok made me do it.” Well, you're not wrong because it’s designed that way.The promise of connection on social media often ends in loneliness. And loneliness comes with a cost. In this episode, we’ll explore the ways on how that vulnerability causes us to spend more without even realizing it.🎙️ Get full show notes here!https://bit.ly/tiktoklonely📘 Order the book herehttps://bit.ly/BWYL-podcast💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.https://www.frugalfriendspodcast.com/friendletter📣 Submit your bill of the week and get a shoutout from ushttps://www.frugalfriendspodcast.com/bill-of-the-week/💸 Check out our monthly challenge communityhttp://www.frugalfriendspodcast.com/club👉🏼 Subscribe for more on YouTubehttps://www.youtube.com/frugalfriends💃🏼 Hang out with us on Instagram!https://www.instagram.com/frugalfriendspodcast/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Even the things we think will be worth it can be wasted, and that’s sad but that’s the truth. In this episode, we’re calling out the things women are told to spend on that actually drain our wallets with zero return. Jen and Jill break down 17 money wasters that just aren’t worth it.🎙️ Get full show notes here!https://bit.ly/wastemoneywomen📘 Order the book herehttps://bit.ly/BWYL-podcast💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.https://www.frugalfriendspodcast.com/friendletter📣 Submit your bill of the week and get a shoutout from ushttps://www.frugalfriendspodcast.com/bill-of-the-week/💸 Check out our monthly challenge communityhttp://www.frugalfriendspodcast.com/club👉🏼 Subscribe for more on YouTubehttps://www.youtube.com/frugalfriends💃🏼 Hang out with us on Instagram!https://www.instagram.com/frugalfriendspodcast/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Halloween has become a battleground for trends, with social media pushing shopping as early as July. The hosts tackle the environmental impact of wasted costumes and candy, highlighting thrifted options and community sharing to reduce consumption. They delve into 90s nostalgia in decor and critique extravagant lawn displays, emphasizing the hidden costs involved. Listeners are encouraged to reflect on their Halloween choices, swap ideas, and embrace creativity over mass consumption, all while reminiscing about their favorite Halloween memories.

It’s not that women aren’t in the game of investing, we’ve just been told for too long that it isn’t our lane. But not anymore. In this episode, we're breaking down the barriers, myths, and common mistakes that hold women back, covering the biggest investing mistakes women make.🎙️ Get full show notes here!https://bit.ly/ffpinvestingmistakes📘 Order the book herehttps://bit.ly/BWYL-podcast💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.https://www.frugalfriendspodcast.com/friendletter📣 Submit your bill of the week and get a shoutout from ushttps://www.frugalfriendspodcast.com/bill-of-the-week/💸 Check out our monthly challenge communityhttp://www.frugalfriendspodcast.com/club👉🏼 Subscribe for more on YouTubehttps://www.youtube.com/frugalfriends💃🏼 Hang out with us on Instagram!https://www.instagram.com/frugalfriendspodcast/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Is “enough” really enough? Or is it just a safe excuse to stay where you are? In this episode, Jen and Jill break down the levels of wealth, what each one offers, and how earning and saving a little more can help you move to the next stage with confidence.🎙️ Get full show notes here!https://bit.ly/ffplevelsofwealth📘 Order the book herehttps://bit.ly/BWYL-podcast💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.https://www.frugalfriendspodcast.com/friendletter📣 Submit your bill of the week and get a shoutout from ushttps://www.frugalfriendspodcast.com/bill-of-the-week/💸 Check out our monthly challenge communityhttp://www.frugalfriendspodcast.com/club👉🏼 Subscribe for more on YouTubehttps://www.youtube.com/frugalfriends💃🏼 Hang out with us on Instagram!https://www.instagram.com/frugalfriendspodcast/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Forget reusing tea bags and hoarding ketchup packets because some “frugal hacks” don’t actually save you money, they just make you look cheap. In this episode, we’ll break down the habits that don’t give you the payoff you think they will, what to do instead, and why looking cheap actually costs you more in the long run.🎙️ Get full show notes here!https://bit.ly/frugaltocheap 📘 Order the book herehttps://bit.ly/BWYL-podcast💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.https://www.frugalfriendspodcast.com/friendletter📣 Submit your bill of the week and get a shoutout from ushttps://www.frugalfriendspodcast.com/bill-of-the-week/💸 Check out our monthly challenge communityhttp://www.frugalfriendspodcast.com/club👉🏼 Subscribe for more on YouTubehttps://www.youtube.com/frugalfriends💃🏼 Hang out with us on Instagram!https://www.instagram.com/frugalfriendspodcast/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.