Frugal Friends Podcast

How to Get Your Life and Money Organized (Without Budget Apps)

Feb 6, 2026
They walk through three simple spreadsheets to tame life admin, money, and meal planning. Topics include a no-frills budget layout, an annual finance planner to track benefits and maintenance, and a meal planner with repeatable recipes and substitution charts. They also cover tools to curb impulse buys and ways to share and store key account info.
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ANECDOTE

Receipt Hack For Category Tracking

  • Jill described lining items on the conveyor to parse receipts instead of making separate transactions.
  • She does this to classify grocery versus home items for budget tracking without splitting payments.
ADVICE

Log Credit-Card Perks And Renewal Dates

  • Record credit-card benefits, free nights, and statement credits in your planner and note renewal/cancel dates.
  • Use those records to decide whether annual fees are worth it each year.
ADVICE

Centralize Important Documents And Links

  • Use the finance planner to store where key documents and accounts live so partners can access them quickly.
  • Include websites and locations (not necessarily passwords) for wills, titles, and retirement accounts.
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