Frugal Friends Podcast How to Stop Overspending in 2026 | 4 Steps to Go From Spender to Saver
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Jan 6, 2026 Join Rose Hahn, a personal finance creator and author, as she shares insightful tips on sustainable spending. Rose recounts her inspiring journey from debt to millionaire while emphasizing the importance of balancing enjoyment with financial goals. She discusses the significance of understanding emotional spending triggers and shares strategies for intentional purchases. The conversation highlights creating a values-aligned spending plan, redesigning environments to curb impulsive buys, and prioritizing experiences over status.
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Spending Is A Learnable Skill
- Spending is a skill you can learn rather than an inherent identity trait.
- Reframing spending as behavior makes it easier to change and practice new habits.
Stop Spending On What You Don't Love
- Use the transaction inventory to spot triggers like emotions, social pressure, or marketing and record what you actually received from purchases.
- Prioritize keeping what you love and cutting low-value habits to free money for meaningful spending.
Do A 90-Day Transaction Inventory
- Do a 90-day transaction inventory by compiling all transactions into three columns: purchase, feeling, and what you got.
- Use it to reveal triggers, values, and which purchases delivered the expected benefit.
