On The Market

The podcast dives into President Trump's contentious relationship with the Federal Reserve over interest rates. It questions whether his push for a 1% rate could inadvertently increase mortgage rates instead. The discussion emphasizes the critical role of the Fed's independence in economic stability and explores the impact of political pressure on financial markets. Listeners will learn how Fed decisions influence investor confidence and the vital interplay between bond markets and mortgage rates.

Lance Lambert, editor-in-chief of ResiClub, brings his expertise in housing market analysis to the table. He discusses the recent tripling of large markets with falling home prices, driving buyers toward new constructions. The conversation reveals how rising mortgage rates are altering market dynamics, shifting from seller to buyer favor. With insights on underwater mortgages and delinquency rates, Lance forecasts that while corrections are happening, the situation remains more stable than past downturns.

The hosts reveal their real estate investment strategies, emphasizing the value of fixed-rate financing in today's unpredictable market. They highlight thriving property markets in Wisconsin, offering insights on cash flow for young professionals. There's a detailed discussion on build-to-rent opportunities, balancing holding and selling strategies. The importance of understanding debt structures amid rising interest rates is stressed, alongside the advantages of investing in hard assets as a hedge against currency devaluation. Vintage lessons remind investors to proceed with caution.

The podcast dives into the current real estate landscape, highlighting a record high in home prices contrasted by declining values in major markets like Florida and Texas. As buyer cancellations soar to 15%, it discusses how this shift is empowering buyers and altering market dynamics. New construction is also slowing, raising questions about future trends in real estate investment. The hosts emphasize the importance of understanding psychological factors that affect market perceptions, offering a holistic view on how to navigate these mixed signals.

Will mortgage rates finally drop in late 2025? The latest predictions suggest rates may linger in the mid to high sixes due to inflation and economic uncertainty. Insights into the bond market reveal how these factors influence investor confidence. The podcast also discusses the relationship between the labor market and mortgage rates, the impact of national debt, and the evolving strategies for real estate investors. It's essential information for navigating today's challenging mortgage landscape.

Explore the impact of the declining US dollar on real estate investments! The discussion unfolds with the connection between currency fluctuations, interest rates, and inflation. Discover how these shifts could influence housing prices and investment strategies. Learn about the potential benefits for property owners, such as rising home values and rents, while navigating the complexities of market affordability. Tune in for insights on adjusting your investment approach in a changing economic landscape!

Lu Chen, a Senior Economist at Moody's with expertise in commercial real estate, joins the conversation about the changing landscape of rental affordability. Discussion centers on surprising trends in multifamily supply and demand, revealing improving conditions for renters as median rents regress to pre-pandemic levels. Regional differences in rental trends, particularly in the Sunbelt, highlight emerging investment opportunities. Chen also explores how demographic shifts and economic factors will shape future rental growth.

Is the housing market on the brink of a crash or just experiencing natural fluctuations? Discover the slowing growth of new listings and rising mortgage delinquencies that could reshape home prices. Learn how labor market shifts might influence interest rates in the coming months. Explore contrasting trends in housing inventory across various metro areas, indicating the potential for a balanced market. Plus, find out what these developments mean for buyers and sellers navigating this changing landscape.

Brandon Hall, a CPA and real estate investor, shares invaluable insights into the financial landscape shaped by the new tax bill. He highlights the permanent extension of 100% bonus depreciation and the increased SALT deduction cap, which can save investors thousands. The discussion dives into optimizing tax strategies through cost segregation studies and clarifies the difference between tax credits and deductions. With these changes coming in 2025, Hall emphasizes the importance of understanding the new regulations to maintain profitability in today's real estate market.

The discussion kicks off with the Fed's cautious stance on rate cuts and the impact of tariffs on interest rates. Amid fluctuating economic conditions, the challenges faced by real estate investors are explored, with a focus on stability and confidence. The influence of recent political events in New York on Florida's real estate market is examined, as well as unique insights on insurance for landlords. Notably, disparities in home price growth between cash buyers and those relying on financing highlight the widening wealth gap.