This is an excerpt from the episode published on Sunday. A conversation that covers many topics, from scaling a business in payments to Twitter and the timing of IPOs. In this episode, I speak to Josh, a banking lawyer who worked at the US Federal Reserve, Deutsche Bank, Crédit Agricole and Bank of America before joining the FinTech world at Checkout.com, the payment processing company.  Josh takes us through the macro and micro steps Checkout.com took to prepare for their international expansion when he was COO. He uses Saudi Arabia as an example, providing insight into how the team was assembled, core functions established, and local teams deployed.  We look at the benefits of deploying from Europe, where a standard of excellence is established in the key areas of anti-money laundering and data protection. We learn that data has always been key to their scaling, and get a first-hand look at how it's processed to be very efficient at resolving bottlenecks very fast. We also dive into their regulatory strategy for expanding outside of Europe. Josh joined Wilson Sonsini, a tech-focused US law firm, a few years ago and we learn about their relationships with big tech companies like Netflix and Apple. Discovering a start-up history, from its formation as a legal entity to more complex litigation cases, is a special treat. You'll also learn about the key roles that these top notch advisors play.  If you want the inside scoop on IPOs, we pinpoint the exact timing required to make it a success.

In this episode, we look at the US and Europe through the lens of the fintech medium-term landscape, and deep dive into what the European start-up scene means to a giant US VC firm and what they look for when investing.  Seema Amble is a partner at Andreessen Horowitz (A16Z), the venture capital firm specialising in early-stage start-ups and established growth companies. Prior to this, Seema had been investing in fintechs for over a decade, primarily covering financial services with a focus on payments and insurance.It’s very insightful to get Seema’s fintech’s medium-term outlook and learn the importance of thinking about how much more this covers and how much more still needs to be built beyond the typical financial infrastructure. Seema has a keen eye on CFO stack or CFO tools, which give them intelligence with a real-time view of a company's financial data. Other areas to watch include AML, cyber insurance and cross-border payments.  At A16Z, they want to find the most bold, ambitious entrepreneurs who are building the future through technology. A real source of inspiration is hearing Seema share the “factory” they have built to support the entrepreneurs.  She also delves into companies A16Z has been investing in, such as: Stoïk, Sequence or Payrails. This podcast is for information purposes only and should not be relied upon for investment advice. Opinions expressed by Seema are solely her own and do not reflect the opinion of Andreessen Horowitz.

This is an extract from the episode published in the coming days. In this episode, we look at the US and Europe through the lens of the fintech medium-term landscape, and deep dive into what the European start-up scene means to a giant US VC firm and what they look for when investing.  Seema Amble is a partner at Andreessen Horowitz (A16Z), the venture capital firm specialising in early-stage start-ups and established growth companies. Prior to this, Seema had been investing in fintechs for over a decade, primarily covering financial services with a focus on payments and insurance.It’s very insightful to get Seema’s fintech’s medium-term outlook and learn the importance of thinking about how much more this covers and how much more still needs to be built beyond the typical financial infrastructure. Seema has a keen eye on CFO stack or CFO tools, which give them intelligence with a real-time view of a company's financial data. Other areas to watch include AML, cyber insurance and cross-border payments.  At A16Z, they want to find the most bold, ambitious entrepreneurs who are building the future through technology. A real source of inspiration is hearing Seema share the “factory” they have built to support the entrepreneurs.  She also delves into companies A16Z has been investing in, such as: Stoïk, Sequence or Payrails. This podcast is for information purposes only and should not be relied upon for investment advice. Opinions expressed by Seema are solely her own and do not reflect the opinion of Andreessen Horowitz.

How does a huge financial group such as HSBC foster a culture of innovation internally while collaborating with FinTechs?  This is exactly what I sought to understand when speaking to my latest guest Rita. She gets straight to the point and provides definitive examples without sugarcoating the requirements Global functions, such as legal or risk, need to have in place at a global level.   We delve into how start-ups are identified and selected, procurement management, the implementation of the proof of concept, as well as the all-important results. We also deep dive into a use case where a natural-language-generation company based in France is serving a risk team based in Hong Kong .  I also speak to Rita about the internal innovation programmes within the group, whether through VC investments with HSBC Ventures,  staff training focused on innovation initiatives designed in conjunction with Oxford, or the intrapreneurship the HSBC entrepreneur-in-residence project.

7 mn of the episode published on Sunday. How does a huge financial group such as HSBC foster a culture of innovation internally while collaborating with FinTechs?  This is exactly what I sought to understand when speaking to my latest guest Rita. She gets straight to the point and provides definitive examples without sugarcoating the requirements Global functions, such as legal or risk, need to have in place at a global level.   We delve into how start-ups are identified and selected, procurement management, the implementation of the proof of concept, as well as the all-important results. We also deep dive into a use case where a natural-language-generation company based in France is serving a risk team based in Hong Kong .  I also speak to Rita about the internal innovation programmes within the group, whether through VC investments with HSBC Ventures,  staff training focused on innovation initiatives designed in conjunction with Oxford, or the intrapreneurship the HSBC entrepreneur-in-residence project.

Two complex concepts together in this episode: crypto and AML Risk scoring. Keep cool, that remains completely understandable. Mircea joined Coinfirm 18 months ago to accelerate the expansion of this software provider offering AML Risk Analytics solutions for blockchains and cryptocurrencies. Supporting over 1200 cryptocurrencies, including BTC, ETH, Dash, and Hyperledger, Confirm’s AML solutions are used by over 140 global clients, ranging from crypto exchanges such as Binance, protocols like NEAR to major financial institutions. We cover the entire range of risks that Coinfirm helps its clients to mitigate, such as regulatory risk, transaction and counterparty risks. We deep dive into the four different building blocks of Coinfirm : on ramp, onchain, off ramp, analytics and see how the start-up improves the knowledge of the compliance officer to get into that crypto space, shifting from a pure TradFi thinking to a hybrid one to understand and properly address those risks. We also talk about the last Series A with investors like Middle Game Ventures and Coinshares.

7 mn of the episode published on Sunday. Two complex concepts together in this episode: crypto and AML Risk scoring. Keep cool, that remains completely understandable. Mircea joined Coinfirm 18 months ago to accelerate the expansion of this software provider offering AML Risk Analytics solutions for blockchains and cryptocurrencies. Supporting over 1200 cryptocurrencies, including BTC, ETH, Dash, and Hyperledger, Confirm’s AML solutions are used by over 140 global clients, ranging from crypto exchanges such as Binance, protocols like NEAR to major financial institutions. We cover the entire range of risks that Coinfirm helps its clients to mitigate, such as regulatory risk, transaction and counterparty risks. We deep dive into the four different building blocks of Coinfirm : on ramp, onchain, off ramp, analytics and see how the start-up improves the knowledge of the compliance officer to get into that crypto space, shifting from a pure TradFi thinking to a hybrid one to understand and properly address those risks. We also talk about the last Series A with investors like Middle Game Ventures and Coinshares.

Seize the innovations in the financial industry and see how the actors respond to them. In this episode, I explain what Finscale is.  Already 130 episodes published in French... A lot of pressure to launch the ENglish version. Now enjoy and subscribe !