The Money Donuts® team takes a closer look at business services, business treasury management offerings, and business relationships at Royal. Becky, Royal’s treasury management officer, guides listeners through all things business services, with help from Karlee, a leader on Royal’s business banking team. Steve also shares an update on his Plant Buddy business idea from Episode 17!

Jack and Lauryn, two of Royal’s current interns, join Cooper, Steve, and James to share their insights into internships! This Money Donuts® episode covers internship experiences at Royal, the corporate learning curve, career aspirations, and much more. Listen to this episode to learn about the unique opportunities that an internship can offer!

It’s time to talk certificates! The Money Donuts® team reviews how certificates work, why they’re a great way to save for long-term goals, and how to know if saving with a certificate makes sense. Listen to this episode and see why a certificate or two might just be your favorite new way to save… and to hear what we think of cinnamon twist donuts!

The Money Donuts team meets with Royal team members Kaylee and Sophie to learn about cryptocurrency, including what it is and how it works. The group also discusses the implications of this decentralized digital currency for Royal and our Members and shares resources for listeners to learn more about the evolving world of crypto.

If you're wondering how higher education funding works, this episode is a great place to start! The Money Donuts team is joined by Royal's private student loan expert Shae to discuss some student loan basics. We cover the differences between federal and private student loans, share answers to common student loan questions, and more.

Royal Business Member and Sconny Co founder Ethan joins the Money Donuts® team to discuss how he got started with his unique business. From coming up with the idea to getting buy-in from friends and family, Ethan shares his experience with writing a business plan, marketing, accounting, and opening a business banking account. He also offers some great advice for others looking to launch their own businesses!

Steve and James sit down with Royal’s Chief Financial Officer Jon to get his insights into credit unions, rates, the economy, and donuts in this timely episode. Between explaining how credit unions exist to help Members and a quick economics course, Jon also shares his favorite donut and some thoughts about how to prepare for the future. Learn more at rcu.org/podcast

Did you know that Royal services our mortgages? The Money Donuts® team meets with Baylee and Alyssa from Royal’s mortgage servicing team to discuss how they help our Members. They also answer several of the most common questions that Members have about escrow accounts, private mortgage insurance, and more!

James, Cooper, and Steve join Joe and Danielle from Royal's Talent Services team to discuss tips for selling yourself, applying for jobs, and finding new career opportunities. Even if you're not looking for a career change right now, this episode has some great information about best practices for future job seekers and the current job market.

Royal team member Ana joins Money Donuts® to talk about her budgeting system, which uses separate accounts for different categories of expenses! Ana also shares her journey to finding a budgeting system that works for her as a 21-year-old college student. Listen now to learn how Ana budgets and get some great money management tips that can apply to almost any situation!  Learn more at rcu.org/podcast