Money Donuts®

The Money Donuts® crew learns how Royal provides a full-service experience in our offices from branch manager Nicole. Besides discussing our favorite office perks, we talk about Royal’s unique level of service and the life-long connections that our office teams create with our Members. From educating people about fraud and credit to helping them with life’s milestones, Royal is creating a positive impact for our Members, and our offices are where those caring connections happen in person!

James and Steve talk with Deb and Jacob from Royal’s mortgage team to learn if now is a good time to be in the market for a new home. They also discuss expectations and realities during the mortgage loan process, share tips for preparing to buy or refinance a home, and consider Steve’s stay-or-move home dilemma. This episode is packed with information for just about anyone, not just homebuyers!

The journey towards financial wellness looks different for everyone. Join the Money Donuts team as they discuss how you can assess your financial wellbeing and different tools you can incorporate into your daily money habits to set you up for success. James, Cooper, and Steve also settle the debate on the proper way to pronounce the name of the beloved donut, the cruller!

The Money Donuts® team takes a closer look at business services, business treasury management offerings, and business relationships at Royal. Becky, Royal’s treasury management officer, guides listeners through all things business services, with help from Karlee, a leader on Royal’s business banking team. Steve also shares an update on his Plant Buddy business idea from Episode 17!

Jack and Lauryn, two of Royal’s current interns, join Cooper, Steve, and James to share their insights into internships! This Money Donuts® episode covers internship experiences at Royal, the corporate learning curve, career aspirations, and much more. Listen to this episode to learn about the unique opportunities that an internship can offer!

It’s time to talk certificates! The Money Donuts® team reviews how certificates work, why they’re a great way to save for long-term goals, and how to know if saving with a certificate makes sense. Listen to this episode and see why a certificate or two might just be your favorite new way to save… and to hear what we think of cinnamon twist donuts!

The Money Donuts team meets with Royal team members Kaylee and Sophie to learn about cryptocurrency, including what it is and how it works. The group also discusses the implications of this decentralized digital currency for Royal and our Members and shares resources for listeners to learn more about the evolving world of crypto.

If you're wondering how higher education funding works, this episode is a great place to start! The Money Donuts team is joined by Royal's private student loan expert Shae to discuss some student loan basics. We cover the differences between federal and private student loans, share answers to common student loan questions, and more.

Royal Business Member and Sconny Co founder Ethan joins the Money Donuts® team to discuss how he got started with his unique business. From coming up with the idea to getting buy-in from friends and family, Ethan shares his experience with writing a business plan, marketing, accounting, and opening a business banking account. He also offers some great advice for others looking to launch their own businesses!

Steve and James sit down with Royal’s Chief Financial Officer Jon to get his insights into credit unions, rates, the economy, and donuts in this timely episode. Between explaining how credit unions exist to help Members and a quick economics course, Jon also shares his favorite donut and some thoughts about how to prepare for the future. Learn more at rcu.org/podcast