NZ Everyday Investor

The 3PF is a new book published by Andrew Malcolm, one of the co-founders of Mortgage HQ, one of NZ's fastest growing mortgage brokerage.I've now read the book and I'd describe it as this: It's a mental framework that simplifies the idea of building passive income through property investment. We're talking a little about some of the core strategies in the first part of this book today. If you're thinking about it, or you already are a property investor who's reliant on a return over time - then GIVE IT TIME. We may not be out of the woods yet with the current property market correction but long term, the odds are high property prices will double in value from here every 7-10 years. So for passive income, we grow first, and then we harvest. Buy property that will appreciate in value at a rate which is higher than your overall holding costs – it’s kind of that simple. 1 to live in, one for long term income,  and one to fatten up for the slaughter in 20 years time. While you’re able to fund your life with your income, you do, but all the while you’re growing capital gains that will convert into yield assets later, when passive income, is going to be essential.YouTube Version here: https://youtu.be/TykRGRhwu0U_______________________Hey! Like what you've heard today?I'm on a mission to help you grow wealth, protect it, then give it away.Here's some ways you can get alongside the NZ Everyday Investor - no pressure, but I'd appreciate any help you could offer:1 - Spread the word! I want as many as possible to build wealth, protect it, then pass it on. Write a review on the platform you're listening to this on, share on social media, and talk to your friends about it.Share this Spotify link 2 - Use the following referral/affiliate links. It's not a game-changing, but every little bit can help fund some production costs and in some cases, the benefit is all yours!Hatch: $10 for you, and $10 for me, if you sign up and deposit $100NZD.Sharesies: $10 for you, and $10 for me, if you sign up for the first time with them.Easy Crypto: One of NZ's most trusted places to buy/sell your digital assets. Sharesight: Get 5 months free when you sign up to an annual (paid) subscription. Check out to this Kiwi-born investment-tracking platform. CMC Markets: You and I both get $150 if you sign up using this link. *Note that 'contracts for difference are a high risk investment option. Read t's and c's here3 - The next time you're reviewing your insurance requirements, obtaining a new mortgage, reviewing your KiwiSaver, or you'd like to work on your own Financial Strategy, please consider using Ungaro & Co, the main (silent) partner of this podcast. Book a free 30-min session to 'get you your KiwiSaver sorted, using active and passive strategies- click on this link.Book a free 15-min chat to discuss how our Financial Strategy and Mortgages/Property advice can build wealth - click on this link.Book a free 15-min chat to discuss your Personal Insurance Strategy here - click on this link._________________________________________________________So, what else?1 - I have no shortage of ideas that I think are pretty cool to cover on this podcast, but what would you like to hear? Ask me anything, suggest a topic!2 - Increasingly, there's more content you can discover on other platforms, please ensure you have subscribed to us on Youtube3 - Hear more opinion and perspectives from Darcy around the topics covered by signing up to a newsletter - no, this isn't for spam/marketing purposes. Sign up to our newsletter hereDisclaimer: Please act independent from any content provided in these episodes - it shouldn't be 'financial advice' if there's no accounting for your individual circumstances, but better safe than sorry. Do your own research, taking on board a broad range of opinions, or ideally, consult and engage a financial adviser to provide guidance around your specific goals and objectives.I genuinely want you to build new wealth for the new world - I want you to protect it, and I want you to be generous!

For one of the scenarios outlined in this podcast to come to fruition, the US had to be significantly weakened. I believe we witnessed this with the events that unfolded on the 3rd of August (NZT) 2022, where the US pulled out of the opportunity to stand with Taiwan through actions, and not just words. We're living in rather odd times.It appears the US lost a game checkers to China, who's clearly been playing a game of chess.It would be disingenuous to say the least, talking about building wealth without simultaneously talking about protecting it. Change is coming - and there ARE things you can do about it. Ignoring what's happening in the world right now, just because it scares you though, well THAT is a very high risk investment strategy.At the time of recording, I had no idea of the events that were unfolding at the same time, where the US lost a game checkers to China, who's clearly been playing a game of chess.It would be disingenuous to say the least, talking about building wealth without simultaneously talking about protecting it. Change is coming - there ARE things you can do, but ignoring what's happening in the world right now, just because it scares you, is a very high risk investment strategy.While the world is watching what they believe is a kinetic war unfold, elsewhere, the war's just getting started.If you're still investing as if everything's getting back to normal, honestly, that's awesome. If you're investing in such a way where it isn't, even just a little, better still.Further reading:https://forkast.news/china-banned-bitcoin-mining-became-no-2-bitcoin-miner/https://www.statista.com/statistics/267998/countries-with-the-largest-gold-reserves/https://www.npr.org/2022/06/17/1105896419/russia-putin-speech-sanctionshttps://news.bitcoin.com/targeting-the-us-dollars-hegemony-russia-china-and-brics-nations-plan-to-craft-a-new-international-reserve-currency/_______________________Hey! Like what you've heard today?I'm on a mission to help you grow wealth, protect it, then give it away.Here's some ways you can get alongside the NZ Everyday Investor - no pressure, but I'd appreciate any help you could offer:1 - Spread the word! I want as many as possible to build wealth, protect it, then pass it on. Write a review on the platform you're listening to this on, share on social media, and talk to your friends about it.Share this Spotify link 2 - Use the following referral/affiliate links. It's not a game-changing, but every little bit can help fund some production costs and in some cases, the benefit is all yours!Hatch: $10 for you, and $10 for me, if you sign up and deposit $100NZD.Sharesies: $10 for you, and $10 for me, if you sign up for the first time with them.Easy Crypto: One of NZ's most trusted places to buy/sell your digital assets. Sharesight: Get 5 months free when you sign up to an annual (paid) subscription. Check out to this Kiwi-born investment-tracking platform. CMC Markets: You and I both get $150 if you sign up using this link. *Note that 'contracts for difference are a high risk investment option. Read t's and c's here3 - The next time you're reviewing your insurance requirements, obtaining a new mortgage, reviewing your KiwiSaver, or you'd like to work on your own Financial Strategy, please consider using Ungaro & Co, the main (silent) partner of this podcast. Book a free 30-min session to 'get you your KiwiSaver sorted, using active and passive strategies- click on this link.Book a free 15-min chat to discuss how our Financial Strategy and Mortgages/Property advice can build wealth - click on this link.Book a free 15-min chat to discuss your Personal Insurance Strategy here - click on this link._________________________________________________________So, what else?1 - I have no shortage of ideas that I think are pretty cool to cover on this podcast, but what would you like to hear? Ask me anything, suggest a topic!2 - Increasingly, there's more content you can discover on other platforms, please ensure you have subscribed to us on Youtube3 - Hear more opinion and perspectives from Darcy around the topics covered by signing up to a newsletter - no, this isn't for spam/marketing purposes. Sign up to our newsletter hereDisclaimer: Please act independent from any content provided in these episodes - it shouldn't be 'financial advice' if there's no accounting for your individual circumstances, but better safe than sorry. Do your own research, taking on board a broad range of opinions, or ideally, consult and engage a financial adviser to provide guidance around your specific goals and objectives.I genuinely want you to build new wealth for the new world - I want you to protect it, and I want you to be generous!

An engineered soft landing. So many critics, including myself, don't believe it's possible to engineer a soft economic landing during this stage. Still, if I'm honest, the approach doesn't look bad..._________________________________News of the Money-World is an informative, news 'style' podcast, produced in partners with koura KiwiSaver, one of NZ's most innovative digital KiwiSaver advice provider.Hey! Like what you've heard today?I'm on a mission to help you grow wealth, protect it, then give it away.Here's some ways you can get alongside the NZ Everyday Investor - no pressure, but I'd appreciate any help you could offer:1 - Spread the word! I want as many as possible to build wealth, protect it, then pass it on. Write a review on the platform you're listening to this on, share on social media, and talk to your friends about it.Share this Spotify link 2 - Use the following referral/affiliate links. It's not a game-changing, but every little bit can help fund some production costs and in some cases, the benefit is all yours!Hatch: $10 for you, and $10 for me, if you sign up and deposit $100NZD.Sharesies: $10 for you, and $10 for me, if you sign up for the first time with them.Easy Crypto: One of NZ's most trusted places to buy/sell your digital assets. Sharesight: Get 5 months free when you sign up to an annual (paid) subscription. Check out to this Kiwi-born investment-tracking platform. CMC Markets: You and I both get $150 if you sign up using this link. *Note that 'contracts for difference are a high risk investment option. Read t's and c's here3 - The next time you're reviewing your insurance requirements, obtaining a new mortgage, reviewing your KiwiSaver, or you'd like to work on your own Financial Strategy, please consider using Ungaro & Co, the main (silent) partner of this podcast. Book a free 30-min session to 'get you your KiwiSaver sorted, using active and passive strategies- click on this link.Book a free 15-min chat to discuss how our Financial Strategy and Mortgages/Property advice can build wealth - click on this link.Book a free 15-min chat to discuss your Personal Insurance Strategy here - click on this link._________________________________________________________So, what else?1 - I have no shortage of ideas that I think are pretty cool to cover on this podcast, but what would you like to hear? Ask me anything, suggest a topic!2 - Increasingly, there's more content you can discover on other platforms, please ensure you have subscribed to us on Youtube3 - Hear more opinion and perspectives from Darcy around the topics covered by signing up to a newsletter - no, this isn't for spam/marketing purposes. Sign up to our newsletter hereDisclaimer: Please act independent from any content provided in these episodes - it shouldn't be 'financial advice' if there's no accounting for your individual circumstances, but better safe than sorry. Do your own research, taking on board a broad range of opinions, or ideally, consult and engage a financial adviser to provide guidance around your specific goals and objectives.I genuinely want you to build new wealth for the new world - I want you to protect it, and I want you to be generous!

Is Bitcoin dead, or is it just dormant. One way, or another, in 10 years time are you 100% confident that you understand just what this asset can do for your wealth in the new world?Janine Grainger is the co-founder of Easy Crypto, a fiat 'on-ramp' to up to 160 crypto-assets and now in Australia, Brazil, and South Africa too. For further reading:https://forkast.news/china-banned-bitcoin-mining-became-no-2-bitcoin-miner/https://www.statista.com/statistics/267998/countries-with-the-largest-gold-reserves/https://www.npr.org/2022/06/17/1105896419/russia-putin-speech-sanctionshttps://news.bitcoin.com/targeting-the-us-dollars-hegemony-russia-china-and-brics-nations-plan-to-craft-a-new-international-reserve-currency/_______________________Hey! Like what you've heard today?I'm on a mission to help you grow wealth, protect it, then give it away.Here's some ways you can get alongside the NZ Everyday Investor - no pressure, but I'd appreciate any help you could offer:1 - Spread the word! I want as many as possible to build wealth, protect it, then pass it on. Write a review on the platform you're listening to this on, share on social media, and talk to your friends about it.Share this Spotify link 2 - Use the following referral/affiliate links. It's not a game-changing, but every little bit can help fund some production costs and in some cases, the benefit is all yours!Hatch: $10 for you, and $10 for me, if you sign up and deposit $100NZD.Sharesies: $10 for you, and $10 for me, if you sign up for the first time with them.Easy Crypto: One of NZ's most trusted places to buy/sell your digital assets. Sharesight: Get 5 months free when you sign up to an annual (paid) subscription. Check out to this Kiwi-born investment-tracking platform. CMC Markets: You and I both get $150 if you sign up using this link. *Note that 'contracts for difference are a high risk investment option. Read t's and c's here3 - The next time you're reviewing your insurance requirements, obtaining a new mortgage, reviewing your KiwiSaver, or you'd like to work on your own Financial Strategy, please consider using Ungaro & Co, the main (silent) partner of this podcast. Book a free 30-min session to 'get you your KiwiSaver sorted, using active and passive strategies- click on this link.Book a free 15-min chat to discuss how our Financial Strategy and Mortgages/Property advice can build wealth - click on this link.Book a free 15-min chat to discuss your Personal Insurance Strategy here - click on this link._________________________________________________________So, what else?1 - I have no shortage of ideas that I think are pretty cool to cover on this podcast, but what would you like to hear? Ask me anything, suggest a topic!2 - Increasingly, there's more content you can discover on other platforms, please ensure you have subscribed to us on Youtube3 - Hear more opinion and perspectives from Darcy around the topics covered by signing up to a newsletter - no, this isn't for spam/marketing purposes. Sign up to our newsletter hereDisclaimer: Please act independent from any content provided in these episodes - it shouldn't be 'financial advice' if there's no accounting for your individual circumstances, but better safe than sorry. Do your own research, taking on board a broad range of opinions, or ideally, consult and engage a financial adviser to provide guidance around your specific goals and objectives.I genuinely want you to build new wealth for the new world - I want you to protect it, and I want you to be generous!

Taking ground when you’re in a position to do so, investing for wealth, is as much about moving forward, as it is about creating a hedge around what you’ve already accomplished. _______________________Hey! Like what you've heard today?I'm on a mission to help you grow wealth, protect it, then give it away.Here's some ways you can get alongside the NZ Everyday Investor - no pressure, but I'd appreciate any help you could offer:1 - Spread the word! I want as many as possible to build wealth, protect it, then pass it on. Write a review on the platform you're listening to this on, share on social media, and talk to your friends about it.Share this Spotify link 2 - Use the following referral/affiliate links. It's not a game-changing, but every little bit can help fund some production costs and in some cases, the benefit is all yours!Hatch: $10 for you, and $10 for me, if you sign up and deposit $100NZD.Sharesies: $10 for you, and $10 for me, if you sign up for the first time with them.Easy Crypto: One of NZ's most trusted places to buy/sell your digital assets. Sharesight: Get 5 months free when you sign up to an annual (paid) subscription. Check out to this Kiwi-born investment-tracking platform. CMC Markets: You and I both get $150 if you sign up using this link. *Note that 'contracts for difference are a high risk investment option. Read t's and c's here3 - The next time you're reviewing your insurance requirements, obtaining a new mortgage, reviewing your KiwiSaver, or you'd like to work on your own Financial Strategy, please consider using Ungaro & Co, the main (silent) partner of this podcast. Book a free 30-min session to 'get you your KiwiSaver sorted, using active and passive strategies- click on this link.Book a free 15-min chat to discuss how our Financial Strategy and Mortgages/Property advice can build wealth - click on this link.Book a free 15-min chat to discuss your Personal Insurance Strategy here - click on this link._________________________________________________________So, what else?1 - I have no shortage of ideas that I think are pretty cool to cover on this podcast, but what would you like to hear? Ask me anything, suggest a topic!2 - Increasingly, there's more content you can discover on other platforms, please ensure you have subscribed to us on Youtube3 - Hear more opinion and perspectives from Darcy around the topics covered by signing up to a newsletter - no, this isn't for spam/marketing purposes. Sign up to our newsletter hereDisclaimer: Please act independent from any content provided in these episodes - it shouldn't be 'financial advice' if there's no accounting for your individual circumstances, but better safe than sorry. Do your own research, taking on board a broad range of opinions, or ideally, consult and engage a financial adviser to provide guidance around your specific goals and objectives.I genuinely want you to build new wealth for the new world - I want you to protect it, and I want you to be generous!

Are we in a Commodity 'Super-Cycle'? If so, let's talk about this because 'stuff', which is all commodities are, may be the new source of value for the new world - who would have thought?_______________________Hey! Like what you've heard today?I'm on a mission to help you grow wealth, protect it, then give it away.Here's some ways you can get alongside the NZ Everyday Investor - no pressure, but I'd appreciate any help you could offer:1 - Spread the word! I want as many as possible to build wealth, protect it, then pass it on. Write a review on the platform you're listening to this on, share on social media, and talk to your friends about it.Share this Spotify link 2 - Use the following referral/affiliate links. It's not a game-changing, but every little bit can help fund some production costs and in some cases, the benefit is all yours!Hatch: $10 for you, and $10 for me, if you sign up and deposit $100NZD.Sharesies: $10 for you, and $10 for me, if you sign up for the first time with them.Easy Crypto: One of NZ's most trusted places to buy/sell your digital assets. Sharesight: Get 5 months free when you sign up to an annual (paid) subscription. Check out to this Kiwi-born investment-tracking platform. CMC Markets: You and I both get $150 if you sign up using this link. *Note that 'contracts for difference are a high risk investment option. Read t's and c's here3 - The next time you're reviewing your insurance requirements, obtaining a new mortgage, reviewing your KiwiSaver, or you'd like to work on your own Financial Strategy, please consider using Ungaro & Co, the main (silent) partner of this podcast. Book a free 30-min session to 'get you your KiwiSaver sorted, using active and passive strategies- click on this link.Book a free 15-min chat to discuss how our Financial Strategy and Mortgages/Property advice can build wealth - click on this link.Book a free 15-min chat to discuss your Personal Insurance Strategy here - click on this link._________________________________________________________So, what else?1 - I have no shortage of ideas that I think are pretty cool to cover on this podcast, but what would you like to hear? Ask me anything, suggest a topic!2 - Increasingly, there's more content you can discover on other platforms, please ensure you have subscribed to us on Youtube3 - Hear more opinion and perspectives from Darcy around the topics covered by signing up to a newsletter - no, this isn't for spam/marketing purposes. Sign up to our newsletter hereDisclaimer: Please act independent from any content provided in these episodes - it shouldn't be 'financial advice' if there's no accounting for your individual circumstances, but better safe than sorry. Do your own research, taking on board a broad range of opinions, or ideally, consult and engage a financial adviser to provide guidance around your specific goals and objectives.I genuinely want you to build new wealth for the new world - I want you to protect it, and I want you to be generous!

________________________________Welcome to a bonus series, in partnership with koura Wealth, your digital KiwiSaver provider. The NZ Everyday Investor is proud to present, News of The Money-World, a show about what’s happening in the finance world and how that affects you, the everyday Kiwi._______________________Hey! Like what you've heard today?I'm on a mission to help you grow wealth, protect it, then give it away.Here's some ways you can get alongside the NZ Everyday Investor - no pressure, but I'd appreciate any help you could offer:1 - Spread the word! I want as many as possible to build wealth, protect it, then pass it on. Write a review on the platform you're listening to this on, share on social media, and talk to your friends about it.Share this Spotify link 2 - Use the following referral/affiliate links. It's not a game-changing, but every little bit can help fund some production costs.Hatch: $10 for you, and $10 for me, if you sign up and deposit $100NZD.Sharesies: $10 for you, and $10 for me, if you sign up for the first time with them.Easy Crypto: One of NZ's most trusted places to buy/sell your digital assets. Sharesight: Get 5 months free when you sign up to an annual (paid) subscription. Check out to this Kiwi-born investment-tracking platform. CMC Markets: You and I both get $150 if you sign up using this link. *Note that 'contracts for difference are a high risk investment option. Read t's and c's here3 - The next time you're reviewing your insurance requirements, obtaining a new mortgage, reviewing your KiwiSaver, or you'd like to work on your own Financial Strategy, please consider using Ungaro & Co, the main (silent) partner of this podcast. You can book a free 15-min chat with Darcy (Financial Strategy, Mortgages, KiwiSaver) - click on this link.You can book a free 15-min chat with Carley (Insurance, KiwiSaver) - click on this link._________________________________________________________So, what else?1 - I have no shortage of ideas that I think are pretty cool to cover on this podcast, but what would you like to hear? Ask me anything, suggest a topic!2 - Increasingly, there's more content you can discover on other platforms, please ensure you have subscribed to us on Youtube3 - Hear more opinion and perspectives from Darcy around the topics covered by signing up to a newsletter - no, this isn't for spam/marketing purposes. Sign up to our newsletter hereDisclaimer: Please act independent from any content provided in these episodes - it shouldn't be 'financial advice' if there's no accounting for your individual circumstances, but better safe than sorry. Do your own research, taking on board a broad range of opinions, or ideally, consult and engage a financial adviser to provide guidance around your specific goals and objectives.I genuinely want you to build new wealth for the new world - I want you to protect it, and I want you to be generous!

When the government or central bank controls the money supply of a nation, they ultimately control the very mechanism by which you and I can store up wealth.In the spirit of building, protecting, and passing on wealth, I think I need to understand this area better. However, before we go on, a quick world of warning from the late, great Henry Ford: " It is well enough that people of the nation do not understand our banking and monetary system, for if they did, I believe there would be a revolution before tomorrow morning."For further research:Ep 185 with the RBNZ: https://player.captivate.fm/episode/5aee9607-995f-4ea3-87ed-b7407c69424fEp 169 with Campbell Pentney: https://player.captivate.fm/episode/3e846857-ff89-46b7-83a4-9d6c5a2700c5Ep 120 with Mark Pascall: https://player.captivate.fm/episode/34a7adac-945f-4e25-b009-bf0af6cd9f1fToday my special guest is Scott McLiver – Scott’s a partner in the private business team at PwC and one of the areas of his expertise is that of emerging technology and digital transformation. Scott has a phenomenal knowledge base that covers Bitcoin to Central Bank issued Digital currencies, and everything in between. _______________________Hey! Like what you've heard today?I'm on a mission to help you grow wealth, protect it, then give it away.Here's some ways you can get alongside the NZ Everyday Investor - no pressure, but I'd appreciate any help you could offer:1 - Spread the word! I want as many as possible to build wealth, protect it, then pass it on. Write a review on the platform you're listening to this on, share on social media, and talk to your friends about it.Share this Spotify link 2 - Use the following referral/affiliate links. It's not a game-changing, but every little bit can help fund some production costs.Hatch: $10 for you, and $10 for me, if you sign up and deposit $100NZD.Sharesies: $10 for you, and $10 for me, if you sign up for the first time with them.Easy Crypto: One of NZ's most trusted places to buy/sell your digital assets. Sharesight: Get 5 months free when you sign up to an annual (paid) subscription. Check out to this Kiwi-born investment-tracking platform. CMC Markets: You and I both get $150 if you sign up using this link. *Note that 'contracts for difference are a high risk investment option. Read t's and c's here3 - The next time you're reviewing your insurance requirements, obtaining a new mortgage, reviewing your KiwiSaver, or you'd like to work on your own Financial Strategy, please consider using Ungaro & Co, the main (silent) partner of this podcast. You can book a free 15-min chat with Darcy (Financial Strategy, Mortgages, KiwiSaver) - click on this link.You can book a free 15-min chat with Carley (Insurance, KiwiSaver) - click on this link._________________________________________________________So, what else?1 - I have no shortage of ideas that I think are pretty cool to cover on this podcast, but what would you like to hear? Ask me anything, suggest a topic!2 - Increasingly, there's more content you can discover on other platforms, please ensure you have subscribed to us on Youtube3 - Hear more opinion and perspectives from Darcy around the topics covered by signing up to a newsletter - no, this isn't for spam/marketing purposes. Sign up to our newsletter hereDisclaimer: Please act independent from any content provided in these episodes - it shouldn't be 'financial advice' if there's no accounting for your individual circumstances, but better safe than sorry. Do your own research, taking on board a broad range of opinions, or ideally, consult and engage a financial adviser to provide guidance around your specific goals and objectives.I genuinely want you to build new wealth for the new world - I want you to protect it, and I want you to be generous!

________________________________Welcome to a bonus series, in partnership with koura Wealth, your digital KiwiSaver provider. The NZ Everyday Investor is proud to present, News of The Money-World, a show about what’s happening in the finance world and how that affects you, the everyday Kiwi._______________________Hey! Like what you've heard today?I'm on a mission to help you grow wealth, protect it, then give it away.Here's some ways you can get alongside the NZ Everyday Investor - no pressure, but I'd appreciate any help you could offer:1 - Spread the word! I want as many as possible to build wealth, protect it, then pass it on. Write a review on the platform you're listening to this on, share on social media, and talk to your friends about it.Share this Spotify link 2 - Use the following referral/affiliate links. It's not a game-changing, but every little bit can help fund some production costs.Hatch: $10 for you, and $10 for me, if you sign up and deposit $100NZD.Sharesies: $10 for you, and $10 for me, if you sign up for the first time with them.Easy Crypto: One of NZ's most trusted places to buy/sell your digital assets. Sharesight: Get 5 months free when you sign up to an annual (paid) subscription. Check out to this Kiwi-born investment-tracking platform. CMC Markets: You and I both get $150 if you sign up using this link. *Note that 'contracts for difference are a high risk investment option. Read t's and c's here3 - The next time you're reviewing your insurance requirements, obtaining a new mortgage, reviewing your KiwiSaver, or you'd like to work on your own Financial Strategy, please consider using Ungaro & Co, the main (silent) partner of this podcast. You can book a free 15-min chat with Darcy (Financial Strategy, Mortgages, KiwiSaver) - click on this link.You can book a free 15-min chat with Carley (Insurance, KiwiSaver) - click on this link._________________________________________________________So, what else?1 - I have no shortage of ideas that I think are pretty cool to cover on this podcast, but what would you like to hear? Ask me anything, suggest a topic!2 - Increasingly, there's more content you can discover on other platforms, please ensure you have subscribed to us on Youtube3 - Hear more opinion and perspectives from Darcy around the topics covered by signing up to a newsletter - no, this isn't for spam/marketing purposes. Sign up to our newsletter hereDisclaimer: Please act independent from any content provided in these episodes - it shouldn't be 'financial advice' if there's no accounting for your individual circumstances, but better safe than sorry. Do your own research, taking on board a broad range of opinions, or ideally, consult and engage a financial adviser to provide guidance around your specific goals and objectives.I genuinely want you to build new wealth for the new world - I want you to protect it, and I want you to be generous!

Bitcoin just like many other traditional investments - isn’t risky, it’s just volatile. In a world where bitcoin hits zero, which is what it means if it’s risky, traditional share portfolios hit zero too. Think about it: it doesn’t matter how valuable an investment is, if the dollars denominating it could self-destruct. The more volatility, the higher the long-term returns. If that’s true for tech-stocks, it’s true for bitcoin.  In the world exactly like what’s being served up today, everyday investors can now diversify into something not denominated in the same currency as their other investments.If holding bitcoin really was about making more traditional money one day, I wouldn’t be a fan of it. My mainstream investments are for mainstream returns.You should consider bitcoin if you believe there’s a possibility traditional stores of value may not endure for your investing timeframe.Scott McLiver is a partner within the private business team at PwC and has a strong interest in blockchain technology as well as digital assets. _______________________Hey! Like what you've heard today?I'm on a mission to help you grow wealth, protect it, then give it away.Here's some ways you can get alongside the NZ Everyday Investor - no pressure, but I'd appreciate any help you could offer:1 - Spread the word! I want as many as possible to build wealth, protect it, then pass it on. Write a review on the platform you're listening to this on, share on social media, and talk to your friends about it.Share this Spotify link 2 - Use the following referral/affiliate links. It's not a game-changing, but every little bit can help fund some production costs.Hatch: $10 for you, and $10 for me, if you sign up and deposit $100NZD.Sharesies: $10 for you, and $10 for me, if you sign up for the first time with them.Easy Crypto: One of NZ's most trusted places to buy/sell your digital assets. Sharesight: Get 5 months free when you sign up to an annual (paid) subscription. Check out to this Kiwi-born investment-tracking platform. CMC Markets: You and I both get $150 if you sign up using this link. *Note that 'contracts for difference are a high risk investment option. Read t's and c's here3 - The next time you're reviewing your insurance requirements, obtaining a new mortgage, reviewing your KiwiSaver, or you'd like to work on your own Financial Strategy, please consider using Ungaro & Co, the main (silent) partner of this podcast. You can book a free 15-min chat with Darcy (Financial Strategy, Mortgages, KiwiSaver) - click on this link.You can book a free 15-min chat with Carley (Insurance, KiwiSaver) - click on this link._________________________________________________________So, what else?1 - I have no shortage of ideas that I think are pretty cool to cover on this podcast, but what would you like to hear? Ask me anything, suggest a topic!2 - Increasingly, there's more content you can discover on other platforms, please ensure you have subscribed to us on Youtube3 - Hear more opinion and perspectives from Darcy around the topics covered by signing up to a newsletter - no, this isn't for spam/marketing purposes. Sign up to our newsletter hereDisclaimer: Please act independent from any content provided in these episodes - it shouldn't be 'financial advice' if there's no accounting for your individual circumstances, but better safe than sorry. Do your own research, taking on board a broad range of opinions, or ideally, consult and engage a financial adviser to provide guidance around your specific goals and objectives.I genuinely want you to build new wealth for the new world - I want you to protect it, and I want you to be generous!