
Dev Raga Personal Finance
Money concepts made simple for busy professionals, hosted by Melbourne-based doctor Dev Raga. New episodes every Wednesday.Formerly named my millennial money professional Hosted on Acast. See acast.com/privacy for more information.
Latest episodes

Jun 16, 2019 • 16min
041 factor investing, it's all the rage!
In this episode we discuss the concept of factor investing. Is it a free lunch in investing? Hosted on Acast. See acast.com/privacy for more information.

Jun 10, 2019 • 26min
040 what is the 28/36 rule?
In this episode we discuss some basic rules about how to calculate house affordability and borrowing capacity. We also discuss my personal budgeting rule of thumb. Hosted on Acast. See acast.com/privacy for more information.

Jun 6, 2019 • 25min
039 what is a robo-advisory service?
In this episode we discuss aggressive savings rules. We also delve into robo-advisory services. Hosted on Acast. See acast.com/privacy for more information.

May 27, 2019 • 27min
038 what is an economic moat?
In this episode we discuss the shocking statistic that most Australians don't invest their money in shares. We also find out what an economic moat is and why it's important to identify. Hosted on Acast. See acast.com/privacy for more information.

May 24, 2019 • 17min
037 what is the 4% withdrawal rule?
In this episode we discuss the 4% withdrawal rate rule, and the multiply by 25 rule. Hosted on Acast. See acast.com/privacy for more information.

May 13, 2019 • 29min
036 listed investment companies (LICS)
In this episode we discuss David Bach's new book, the pay yourself mantra, discuss the pay activ app and have a detailed look at listed investment companies. Hosted on Acast. See acast.com/privacy for more information.

May 7, 2019 • 25min
035 travel and finance
In this episode I discuss some basic financial principles of travelling. Travelling is fun and should never affect your personal financial situation back home. Hosted on Acast. See acast.com/privacy for more information.

Apr 26, 2019 • 20min
034 revisit wills, investment properties
In this episode, I discuss the importance of wills: revisiting this topic and some of the key things to consider before setting one up. Part 2 of the podcast is the investment property ticking time bomb. Hosted on Acast. See acast.com/privacy for more information.

Apr 6, 2019 • 19min
033 index funds vs ETFs: which is better?
In this episode I discuss the similarities and differences between index funds and ETFs and how you need to do your sums to work out what's best for you! Hosted on Acast. See acast.com/privacy for more information.

Apr 4, 2019 • 17min
032 what is lifestyle creep?
In this episode I discuss the concept of lifestyle creep and how it can seriously derail your retirement plans. There are things you can do to minimise it. Hosted on Acast. See acast.com/privacy for more information.