Dev Raga Personal Finance

In this episode I tackle income investing with a particular focus on dividends. Dividends are a powerful way to create wealth. In Australia we are fortunate to avoid double taxation when it comes to dividends. Hosted on Acast. See acast.com/privacy for more information.

In this episode I discuss the concept of debt consolidation and differentiate it to debt agreements/settlements. I also discuss credit counseling. Hosted on Acast. See acast.com/privacy for more information.

Buying a car is often the second biggest purchase you will make in your life so it makes sense to have a financial strategy for doing so. In this episode we discuss the basic things to watch out for when buying a car, and consider the financial options. Hosted on Acast. See acast.com/privacy for more information.

In this episode, I discuss the all important financial concept called sequence of returns risk and why it can make or break your retirement nest egg. I also go into the tried and tested method of investing: "buy the haystack not just the needle" and "time in the market is more important than timing the market". Hosted on Acast. See acast.com/privacy for more information.

In this episode we discuss the all important concept of inflation. you need to understand inflation otherwise your retirement nest egg may be worthless. Hosted on Acast. See acast.com/privacy for more information.

In this episode I discuss the concept of arbitrage and various types. I also discuss a recent financial article I read about personal finance anxiety. Hosted on Acast. See acast.com/privacy for more information.

In this episode I discuss some of the pitfalls of behavioural finance, summarise the findings of the Royal Commission into the banking sector, and go into detail about buying v renting a home. I also highlight a recent success story of 2 young doctors. Hosted on Acast. See acast.com/privacy for more information.

In this episode we discuss about the types of emergency funds, how to save for it, where to keep the money. we also discuss debt as a whole, and why it can be a good thing but also a very bad thing. Also a big shout out to tomsmoneymagic.com! Hosted on Acast. See acast.com/privacy for more information.

In this episode I discuss a simple shopping strategy which has saved us on average 80-100 dollars per fortnight for the last 12 months. I also discuss some strategies to discuss money and financial concepts to your kids. Hosted on Acast. See acast.com/privacy for more information.

In this episode I discuss two articles about the habits of successful people financially, and a financial roadmap for your life. I also discuss the concept of a no spend challenge. Hosted on Acast. See acast.com/privacy for more information.