
Dev Raga Personal Finance
Money concepts made simple for busy professionals, hosted by Melbourne-based doctor Dev Raga. New episodes every Wednesday.Formerly named my millennial money professional Hosted on Acast. See acast.com/privacy for more information.
Latest episodes

Aug 16, 2019 • 35min
051 what is an SMSF? Worth it?
In this episode we discuss about SMSFs and see the pros and cons. We also revisit debt repayment strategies. Hosted on Acast. See acast.com/privacy for more information.

Aug 8, 2019 • 28min
050 the importance of asset allocation
In this episode we discuss asset allocation, diversification and rebalancing. All of these are vital concepts to master. Hosted on Acast. See acast.com/privacy for more information.

Aug 1, 2019 • 32min
049 leverage vs margin!
In this episode we discuss the financial concepts of leverage and margin and how they differ. We also discuss why it's not a good idea to just have large amounts of cash in the bank. Hosted on Acast. See acast.com/privacy for more information.

Jul 25, 2019 • 31min
048 risk vs volatility!
In this episode we discuss the main differences between risk and volatility. We also discuss why volatility can be your friend and how best to take advantage of it in the long-term. Hosted on Acast. See acast.com/privacy for more information.

Jul 18, 2019 • 35min
047 it's been 1 year already!!!
It's been a year since I started podcasting about personal finance principles and concepts. Thanks for the support. Let's summarise what we have learnt so far! Hosted on Acast. See acast.com/privacy for more information.

Jul 8, 2019 • 32min
046 what is a financial alpha? Are financial advisers worth it?
In this episode we discuss the concept of financial alpha. we also deep dive into the financial advisory service. Hosted on Acast. See acast.com/privacy for more information.

Jul 4, 2019 • 26min
045 what are REITs?
In this episode we discuss REITs, how they are advantageous and what are some of the factors that impact a good REIT. Hosted on Acast. See acast.com/privacy for more information.

Jun 30, 2019 • 16min
044 happy new financial year!
In this episode, we discuss some of the new changes for the 2020 financial year. Hosted on Acast. See acast.com/privacy for more information.

Jun 28, 2019 • 22min
043 40 year mortgages!! What is loss aversion?
In this episode we discuss if a 40 year mortgage is a good thing or too risky. We also delve deep into financial theories such as loss aversion, prospect theory and status quo basis. Hosted on Acast. See acast.com/privacy for more information.

Jun 24, 2019 • 22min
042 what is land to asset ratio? Is it important?
In this episode we discuss investment properties and the concept of land to asset ratio. Is it important and if so what is the optimal ratio? Hosted on Acast. See acast.com/privacy for more information.