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Dev Raga Personal Finance

Latest episodes

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Nov 21, 2019 • 43min

061 what is a trust?

In this episode we discuss the latest news about Vanguard entering the superannuation industry in Australia, and also reduction in their fees. The main topic is about trusts, I discuss specific advantages such as income splitting and asset protection using trusts. Hosted on Acast. See acast.com/privacy for more information.
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Nov 14, 2019 • 41min

060 choosing a real estate agent

In this episode we discuss a systematic approach to selecting the best real estate agent to sell your home! Hosted on Acast. See acast.com/privacy for more information.
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Nov 7, 2019 • 49min

059 is private health insurance worth it?

in this episode we discuss the power of focusing on 1 action to achieve goals. We also dwelve into the world of health care in Australia, and the world of private health insurance. Hosted on Acast. See acast.com/privacy for more information.
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Oct 24, 2019 • 43min

058 the economics of electric cars!

In this episode I discuss my personal story of converting to an EV from a previous ICE car. Hosted on Acast. See acast.com/privacy for more information.
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Oct 17, 2019 • 33min

057 what is a credit report and a credit score?

In this episode we discuss in depth about credit reports and credit scores. Hosted on Acast. See acast.com/privacy for more information.
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Oct 10, 2019 • 39min

056 what are derivatives (financial)?

It's my first episode back from holidays and I am refreshed. Let's talk financial derivatives, pros and cons and risks. There are 4 main types of financial derivatives we discuss in this episode. Hosted on Acast. See acast.com/privacy for more information.
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Sep 12, 2019 • 39min

055 there is a recession coming!

In this episode we discuss lessons from the past gfc1.0. We discuss strategies to prevent your personal finances to take a hit from the next recessions. Recessions are inevitable but you can take steps to minimise risks. Hosted on Acast. See acast.com/privacy for more information.
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Sep 2, 2019 • 35min

054 is gold a good investment?

In this episode we discuss the concept of planning for your holidays and how it's important to correlate this with retirement - the biggest holiday of your life. The main topic is gold, how it's related to market volatility, currency, and its pros and cons as an investment. Hosted on Acast. See acast.com/privacy for more information.
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Aug 29, 2019 • 40min

053 what are bonds? Are they good?

In this episode we discuss about bonds, it's components and how the interest rate situation changes a bond price. Meanwhile I briefly discuss how to handle gross income for sole traders. Hosted on Acast. See acast.com/privacy for more information.
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Aug 22, 2019 • 35min

052 cash flow, profit, line of credit!

In this episode we will revisit some basic budgeting strategies. The main topic is cash flow followed by profit and line of credit. Hosted on Acast. See acast.com/privacy for more information.

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