
Dev Raga Personal Finance
Money concepts made simple for busy professionals, hosted by Melbourne-based doctor Dev Raga. New episodes every Wednesday.Formerly named my millennial money professional Hosted on Acast. See acast.com/privacy for more information.
Latest episodes

Apr 17, 2020 • 42min
071 what is quantitative easing? Tesla update!
In this episode i provide a 6 month update on my Tesla model 3. I also discuss where the government stimulus package is going to come from. Hosted on Acast. See acast.com/privacy for more information.

Apr 8, 2020 • 29min
070 recessions and depressions!
In this episode we discuss recessions, is Australia at risk? We also discuss the theories behind why they happen. We also discuss briefly about a depression. Hosted on Acast. See acast.com/privacy for more information.

Mar 26, 2020 • 24min
069 what are annuities?
In this episode we discuss public health principles of social distancing, and also an investment type known as annuities! Hosted on Acast. See acast.com/privacy for more information.

Mar 10, 2020 • 29min
068 markets and pandemics!
In this episode, I discuss how markets have reacted historically to pandemics. We also look at bull v bear markets, and update on current global factors affecting the markets. Hosted on Acast. See acast.com/privacy for more information.

Feb 20, 2020 • 35min
067 what is behavioural finance?
in this episode I discuss the concepts in behavioural finance such as mental accounting, herding, anchoring, self attribution. I also discuss biases in financial decision making. I answer listeners' questions about dollar cost averaging vs lump sum investing. Hosted on Acast. See acast.com/privacy for more information.

Feb 6, 2020 • 25min
066 income protection changes may come!!
In this episode we discuss the upcoming proposed changes to income protection insurance policies. Hosted on Acast. See acast.com/privacy for more information.

Jan 23, 2020 • 38min
065 dividends vs distributions
In this episode we discuss dividends and how it's similar and different to distributions. We also go into detail about franking credits and refunds and why it's important to maximise those. Hosted on Acast. See acast.com/privacy for more information.

Jan 2, 2020 • 36min
064 what is capital gains and losses?
In this episode we discuss the key concepts of capital gains and capital losses. How do they get treated at tax time? Hosted on Acast. See acast.com/privacy for more information.

Dec 19, 2019 • 30min
063 fees, fees, fees part 2!
In this episode we will discuss a real life example of how fees can kill your retirement nest egg. Hosted on Acast. See acast.com/privacy for more information.

Dec 5, 2019 • 33min
062 what is PSI?
In this episode we will tackle the all important topic of personal services income. We will also discuss a systematic way to find out if paying your mortgage off is worth it. Hosted on Acast. See acast.com/privacy for more information.