Dev Raga Personal Finance

In this episode we answer Dylan’s question about carry forward contributions for your super. The main topic is part 2 of decummulation strategy, and we discuss the concept of asset liability matching! Hosted on Acast. See acast.com/privacy for more information.

In this episode we discuss the concept of de accumulation, and go into how dollar cost avging may not work in your retirement phase. This is part 1 of 2 episodes about de accumulation. Hosted on Acast. See acast.com/privacy for more information.

In this episode we answer M’s question about how dividends are taxed. We also discuss the concepts of growth vs value investing. We also go into geeky concepts about risk adjusted returns. Hosted on Acast. See acast.com/privacy for more information.

In this episode we discuss the concepts of offset accounts, redraw facilities. The main topic is about cost comparison between own an EV and an ICE car! Hosted on Acast. See acast.com/privacy for more information.

In this episode we tackle the issue of late starters to saving and investing. Then we go deep into the concept of Kelly criterion. Hosted on Acast. See acast.com/privacy for more information.

In this episode, we discuss Jesse’s question about HIN and Chess sponsorship when it comes to broker. Our main topic for this episode is about pet insurance, and some factors to consider. Hosted on Acast. See acast.com/privacy for more information.

In this episode we discuss the concept of 1/ div 293 income, 2/ div 293 super contributions, 3/ excess contributions tax, 4/ excess contributions charge. Hosted on Acast. See acast.com/privacy for more information.

In this episode we answer a question from Raiz, and show him how he can become a multi millionaire by keeping things simple. We go on to discuss the benefits of pet ownership, and the financial costs. Hosted on Acast. See acast.com/privacy for more information.

In this episode we revisit what dividend reinvestment means, discuss franking credits and how DSSP (dividend substitution share plan) is different. I discuss the pros and cons. Hosted on Acast. See acast.com/privacy for more information.

In this episode we discuss automation, specifically in relation to paying yourself first. We break down costs, when it comes to vanguard personal investor account. Hosted on Acast. See acast.com/privacy for more information.