
Dev Raga Personal Finance
Money concepts made simple for busy professionals, hosted by Melbourne-based doctor Dev Raga. New episodes every Wednesday.Formerly named my millennial money professional Hosted on Acast. See acast.com/privacy for more information.
Latest episodes

May 3, 2021 • 32min
117 what is automation?
In this episode we discuss automation, specifically in relation to paying yourself first. We break down costs, when it comes to vanguard personal investor account. Hosted on Acast. See acast.com/privacy for more information.

Apr 17, 2021 • 30min
116 savings rate vs investment returns!
In this episode we discuss Dr P’s question about their problem: $1million in the bank. We then discuss the power of savings rates when it comes to investment returns! Hosted on Acast. See acast.com/privacy for more information.

Apr 13, 2021 • 23min
115: what are stock buy backs?
In this episode we answer Dr DB’s question about dca or lump sum investing. We also do a deep dive on stock buy backs. Hosted on Acast. See acast.com/privacy for more information.

Apr 7, 2021 • 27min
114 investing for kids!
This is a common topic request I get. In this episode we discuss the tax implications of investing for children. We also discuss investment bonds, ETFs, LICs, index funds, and most of all to keep healthy to teach kids good habits!! Hosted on Acast. See acast.com/privacy for more information.

Mar 26, 2021 • 33min
113 types of fraud part 2/2?
In this episode we answer Mohsin’s question about automation. We also dwelve deep into the world of corporate fraud, accounting fraud, white collar crime, insider trading, ponzi and pyramid schemes. Hosted on Acast. See acast.com/privacy for more information.

Mar 19, 2021 • 27min
112 types of fraud part 1/2!
In this episode we will discuss Dr X cryptocurrency fraud story, and go into detail about types of consumer fraud. Hosted on Acast. See acast.com/privacy for more information.

Mar 6, 2021 • 28min
111 what are rent to own home schemes?
In this episode we answer a question from Neets who is a final medical student who asks: how to save for a home deposit and what concessions are there for first home buyers? We also discuss the concept of rent to own home schemes! Hosted on Acast. See acast.com/privacy for more information.

Mar 3, 2021 • 31min
110 what is rentvesting?
In this episode we will discuss the concept of rentvesting by using a typical example. Thank you Monique for suggesting this topic. Hosted on Acast. See acast.com/privacy for more information.

Feb 19, 2021 • 39min
109 currency trading part 2/2
We continue on to discuss the basics of currency trading. We cover leverage, pips, current exchange rates, factors affecting current demand and supply, government manipulation of currency. We also answer dr x’s question about carry forward of unused concessional contributions! Hosted on Acast. See acast.com/privacy for more information.

Feb 12, 2021 • 21min
108 currency trading part 1/2
In this episode we discuss currency trading, and use basic examples to highlight important points. In part 2, we will focus on pips, exchange rates, currency pairs and more. Hosted on Acast. See acast.com/privacy for more information.